Janitor insurance is coverage that protects your business and employees from a variety of work-related risks, like an employee injury or a business auto accident. Having the right insurance can safeguard your janitorial services business from serious losses.
Our Progressive Advantage® Business Program can help protect your business. Our experts can assist with setting up a janitorial services insurance policy specialized to your needs.
How much does janitorial insurance cost?
Many different factors can affect janitorial insurance cost. The size of your business, number of employees, coverage needs and more play a role in determining your rates. For example, a janitorial company with two janitors will have a different cost than a larger one with 100 employees and multiple business vehicles.
Basic janitorial services insurance coverage:
General Liability
General liability covers mistakes or accidents that could carry high costs and offers protection against lawsuits. For example, an employee forgets to put out a “Wet Floor” sign while mopping, and a customer slips. General liability could protect you if they later sued for their medical expenses.
Commercial Auto
If you use your vehicle for work, such as to transport supplies or employees, you’ll need commercial auto coverage. A commercial auto policy will have specialized limits and exclusions for work vehicles.
Other insurance you might need:
Business Owners Policy (BOP)
A BOP combines liability and business property coverages into one policy.
Workers’ Compensation
Workers’ comp covers medical expenses and lost wages that could result from injuries or illnesses that occur at work.
Get what you need in one place
Get started with a quote for janitor insurance today. Our in-house agency can customize a policy to your janitorial services business needs.
