Is it safe to link my bank account? | Plum Help Center (2024)

Is it safe to link my bank account?

Updated over a week ago

Ensuring the safety and privacy of your bank account information is a top priority at Plum. Here are some essential points regarding the linking process to reassure you of the security measures in place:

  1. Linking Expiry: The linking process is valid for 90 calendar days for the UK and for 180 calendar days for the EU. After this period, you will need to manually relink your bank account. Rest assured that our app will automatically notify you a few days before the link's expiration, reminding you to reestablish the connection.

  2. Read-Only Access: When you link your bank account with Plum, it's important to know that we have read-only access. This means that we can view the data of your bank account, such as balance and transactions, but we cannot make any modifications or misuse this information in any way. Your financial data remains secure and unaffected.

  3. Safety: Your personal data is safeguarded through state-of-the-art security measures. Importantly, Plum never stores or has access to your bank login credentials. You only enter your login credentials after being securely redirected to your banking app, ensuring an additional layer of safety.

We understand that trust is essential when it comes to handling sensitive financial information. Plum employs industry-standard security measures, including encryption and strict access controls, to ensure the confidentiality and integrity of your data.

Related Articles

Bank Account - Connection & Linking

Bank Relink - Issues

Open Banking

Manual Linking

What happens if I don't relink my bank account?

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Is it safe to link my bank account? | Plum Help Center (2024)
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