Investopedia Financial Review Board (2024)

Meet our Review Board members and learn more about our process

Investopedia's high quality content is written by experts and fact checked to ensure that our readers are receiving the most accurate and timely information. The Financial Review Board takes our commitment to accuracy one step further. Composed of professionals with a wide range of expertise in the financial industry, the review board includes university professors, certified financial planners, certified public accountants, entrepreneurs, analysts, economists, investors, and tax experts. Members of the board read, review, and provide updates on our content to our editorial team so that the readers of Investopedia can feel empowered to make smarter financial decisions with the most accurate information.

Who Is On The Board?

The Financial Review Board includes experts with more than 100 years of combined financial experience, across every facet of the economy and personal finances. These experts were carefully selected based on their credentials and ability to communicate complex information to a broad readership to ensure our articles are empowering, unbiased, accurate, and inclusive.

Anthony Battle

Certified Financial Planner

Anthony Battle is a financial planning expert, entrepreneur, dedicated life long learner and a recovering Wall Street professional. He has been working in the finance industry for 15+ years and is a fierce advocate for including financial literacy as a basic educational requirement in public education. Anthony is a CERTIFIED FINANCIAL PLANNER™ professional. He has earned the Chartered Financial Consultant® designation for advanced financial planning, the Chartered Life Underwriter® designation for advanced insurance specialization, the Accredited Financial Counselor® for Financial Counseling and both the Retirement Income Certified Professional®, and Certified Retirement Counselor designations for advance retirement planning.

Melody Bell

Dr. Melody Bell is a personal finance expert, entrepreneur, educator, and researcher. Melody founded Financial Beginnings in 2005 after a career in finance, during which she repeatedly encountered individuals who were forced to delay life goals such as higher education, homeownership, and retirement after failing to navigate the increasingly complex and predatory financial system. Financial Beginnings is now a national nonprofit that serves tens of thousands each year. For over a decade, Melody has taught at her alma mater, Portland State University. Courses taught have included personal finance, managerial finance, and entrepreneurship. Special projects at Portland State University have included new course development and piloting new teaching modalities. In 2016, Melody was recognized as Adjunct Professor of the Year.

Thomas Brock

Thomas J. Brock is a Chartered Financial Analyst and a Certified Public Accountant with more than two decades of experience in a variety of corporate and individual settings. In a corporate setting, he oversees a $4 billion insurance portfolio that includes $650 million in life insurance assets, facilitates investment risk assessments, formulates asset allocation recommendations, manages relationships with external advisors and money managers, and ensures compliance. In personal settings, Thomas has provided financial planning and investment management services to individuals. In those roles, he's offered retirement plans, investment policies, and in-depth education on asset classes, investment strategies, personal finance topics, insurance, and annuities.

JeFreda R. Brown

CEO and Founder of Xaris Financial Enterprises

Dr. JeFreda R. Brown is a financial consultant, educator, entrepreneur, and researcher. She has more than 20 years of professional finance experience across federal, nonprofit, corporate, and academic sectors. In addition to her experience across multiple sectors, she has served as a professor and facilitator for courses at Cornell University, University of Alabama Birmingham, and Indiana Wesleyan University. She has taught courses in corporate finance, personal finance, financial accounting, and managerial accounting, and she facilitates Cornell's Women's Entrepreneurship Certificate Program. JeFreda holds a doctorate in business administration from Walden University.

Thomas J. Catalano

Financial Advisor

Thomas J. Catalano is a CFP and Registered Investment Adviser with the state of South Carolina. He holds an MBA from PACE University and completed his education in financial planning at NYU. Thomas has worked for Merrill Lynch and NMS Capital Advisors. In those positions, Thomas worked with individuals and companies to assess their financial situation and create a comprehensive plan to achieve their financial goals. Thomas currently owns his own advisory firm, Hilton Head Wealth Advisors. His daily client services include portfolio management and ongoing guidance on which financial strategies, insurance products, and savings vehicles are most appropriate based on individual client goals.

Amilcar Chavarria

CEO, FinTech School

Amilcar Chavarria is a FinTech and blockchain entrepreneur with over a decade of experience launching companies. He currently teaches at major Universities like Cornell, Wharton, and MIT and advises governments, financial institutions, regulators, and startups. He’s also held management roles at Goldman Sachs and BlackRock. As the founder of FinTech School and instructor at various universities, Amilcar has trained over 20,000 students in his academic career in topics related to FinTech, blockchain, cryptocurrency, entrepreneurship, and Innovation.

Marguerita Cheng

Chief Executive Officer, Blue Ocean Global Wealth

Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth.Prior to co-founding Blue Ocean Global Wealth, Marguerita was a Financial Advisor at Ameriprise Financial and an Analyst and Editor at Towa Securities in Tokyo, Japan. Marguerita is a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Kiplinger. She is a CFP professional, a Chartered Retirement Planning CounselorSM, a Retirement Income Certified Professional, and a Certified Divorce Financial Analyst.Marguerita studied at Keio University in Tokyo, Japan, and earned her B.S. in Finance and her B.A. in East Asian Language and Japanese Literature from the University of Maryland, College Park. She is a recipient of the Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship.

Caitlin Clarke

Associate General Counsel

Caitlin Clarke currently serves as Associate General Counsel and Head of Legal at Seamless.AI where she provides guidance on a broad range of matters, including financial risk evaluation and management, contract review and negotiation, conflict resolution, as well as extensive Data Privacy and Compliance guidelines including OFAC, SOX, OFCCP, OSHA, CCOHS, FTC, NIST, ISO, SOC, GDPR, EU Data Privacy Directive, International Commerce, ERISA guidelines, and STARK and Federal Anti-Kickback regulations.

Doretha Clemon

Real Estate Agent

Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 years.She is a Real Estate Investor and principal at Bruised Reed Housing Real Estate Trust, a State of Connecticut Home Improvement License holder.She advises on real estate wealth building for retirement, home buying, consumer debt, credit repair, HUD/FHA, VA and USDA mortgage funding programs with down payment assistance and tax savings on properties in HUD opportunity zones and enterprise zones.Certified by the State of California to teach Accounting and Finance, she is an adjunct professor at Connecticut State Colleges & Universities, Maryville University and Indiana Wesleyan University.

Kara Cordell

Manager of Staffing

Kara Cordell is a professional educator with 22 years of experience. She began her career as an early childhood educator in various school settings: parochial, private, and public. Throughout her career, she has served the district as an educator, instructional coach, professional development coordinator, and manager of staffing. Kara holds a B.S.Ed. in early childhood education and a M.Ed. in adult education with an emphasis on Training and Development, both from the University of Central Oklahoma.She was a Nationally Board Certified Early Childhood Generalist and Internationally Certified Childbirth Educator.

Amy Drury

Investment Banking Instructor

Amy Drury is an accomplished financial educator with nearly two decades of experience teaching training financial professionals in accounting, business management, analysis, financial modeling, and asset management. Her clients include Wall Street firms and educational institutions: JP Morgan, HSBC, Morgan Stanley, Fidelity, the Federal Reserve Bank of New York, Columbia University, Tulane University, and Wake Forest University. Some of the topics that Amy has taught include accounting, financial modeling, valuation techniques, IRFS accounting, merger modeling, and financial analysis. In addition to teaching clients through classes and workshops, Amy has been a contributing writer for multiple publications, online learning curricula, and accounting and investment banking textbooks.

Eric Estevez

Owner of Insurance Agency

Eric is an Independent Insurance Broker, licensed in Life, Health, Property & Casualty insurance.His time is spent helping his client base prepare for the unexpected.His background in tax accounting has served as a solid base supporting his current book of business.Eric primarily services the NJ area, though he is licensed in several other states.Eric is passionate about financial education, entrepreneurship, and balancing a healthy mindsettoward business.He has been working as a business professional 13+ years, whether that be in accounting or insurance.He is committed to understanding the needs of his clients, while educating them so they are able to understand the products that will protect them when needed most.Eric's specialities include life insurance, business insurance, and home insurance.

Akhilesh Ganti

Commodity Trading Advisor

Akhilesh Ganti, who is registered as a commodity trading advisor (CTA) and listed as a principal of ArctosFX LLC, has traded the financial markets for over 20 years. He has experienced both sides of the “market maker/price taker” dynamic that defines a market. As senior risk manager at FX SolutionsLLC, he effectively deployed strategies to mitigate “market maker” risk. His current role, as a CTA, is that of a "price taker." He is directly responsible for all trading, risk, and money management decisions made at ArctosFXLLC.

Ebony Howard

CPA, Intuit Credentialed Tax Expert, Senior Accountant

Ebony Howard is a certified public accountant and a credentialed tax expert with Intuit. Her impressive resume includes accounting positions at health care, banking, and accounting firms. In addition to her work with companies, Ebony's role as a QuickBooks ProAdvisor allows her to help individuals work through their tax returns. In the past, Ebony served as a tax preparer for the IRS' Voluntary Income Tax Assitance program.

Margaret James

Accounting and Financial Professional

Peggy James is a CPA with over 9 years of experience in accounting and finance, including corporate and nonprofit environments. She has a wide variety of experience that includes budgeting, journal entries, bank reconciliations, expense management, human resources, and payroll. She has also conducted personal finance training for several hundred undergraduate college students and over one hundred faculty and staff. She most recently worked at Duke University and is the owner of Peggy James, CPA, PLLC, serving small businesses, nonprofits, solopreneurs, freelancers, and individuals.

Robert C. Kelly

Managing Director

Robert Kelly has an illustrious career as a business executive, economics expert, and investment expert. He has held executive positions at energy businesses for more than three decades. He is an executive professor of finance at the Texas A&M Mays Business School, and serves as an adjunct energy economics instructor of economics at the University of Houston and Rice University. Robert's investment experience includes roles as a lead or co-lead on more than a dozen projects in which he has raised more than $4.5 billion from investors and commercial banks.

Khadija Khartit

Investment Advisor

Khadija Khartit holds FINRA 7, 63, and 66 licenses and is an accomplished consultant, executive, and entrepreneur with deep expertise in banking, corporate finance, investing, credit cards, and general business matters. She is a strategy consultant and M&A advisor at fintech KoreFusion, and serves as investment officer at Aghaz Investments. Additionally, she teaches fintech and entrepreneurship at Cornell University and Brandeis University. Khadija is a Fulbright scholar and holds master's degrees in finance and business administration.

David Kindness

CPA, Senior Accountant, Tax Expert

David is a Certified Public Accountant (CPA) and an expert in the fields of corporate financial accounting, individual & corporate tax strategy, and financial statement preparation and analysis. During his 6+ year career, David has assisted complex multimedia, manufacturing, rental & realty, and digital marketing companies in the development and management of their budgeting, accounting, finance, and tax strategies to ensure the financial growth and operational success of the businesses. He has also worked with thousands of individual, corporate, nonprofit, and trust andestate clients in the planning, preparation, and execution of tax strategies designed to minimize tax burden and increase wealth retention. David has assisted numerous individuals with retirement planning and long-term investing strategies to preserve and grow wealth.

Julius Mansa

Chief Finance & Operations Officer, STEM from Dance

Julius Mansa is a CFO consultant, finance professor, and U.S. Department of State Fulbright research awardee in the field of financial technology with over 15 years of experience in financial and operations management. Julius' business experience is dynamic and includes leading the finance, operations , and management teams of companies in multiple industries which include real estate, logistics, financial services, and non-profit organizations. As an academic, Julius spends his time lecturing on topics in accounting and corporate finance. Outside of academia, Julius is the Managing Partner and lead CFO consultant of MaxPoint Advisors, which is a financial business partner for medium-sized companies that need strategic and senior-level advisory services on how to grow their companies and become more profitable.

Katie Miller

Katie Miller is a consumer financial services industry expert. She worked for almost two decades as an executive, leading multi-billion dollar mortgage, credit card, and savings portfolios with operations worldwide and a unique focus on the consumer. She spent several years developing new credit card rewards products before rewards were the standard in credit cards. Her mortgage expertise was honed post-2008 crisis as she implemented the significant changes resulting from Dodd-Frank required regulations. She managed an operational and strategic team handling savings, checking, IRA, CD and trust products and is passionate about financial education and ensuring that every person understands their financial options. She finished her diverse and dynamic corporate career by leading the implementation of a corporate cloud data repository, data governance, data privacy, and AI solution, revolutionizing consumer insight opportunities.

Cierra Murry

Cierra is the Founder and CEO of Murry Consulting which provides banking compliance, credit risk management, and loan review services to various financial institutions. She has expertise in reviewing securities-based, premium financing, asset-based, cash flow, small business, middle market, corporate, and institutional transactions. In addition, she provides loan signing services ensuring borrowers have completed their loan documentation properly. She also serves as a FINRA non-public arbitrator resolving securities-related disputes that involve investors and brokerage firms.

Charles Potters

Financial Educator

Charles is a nationally recognized capital markets specialist and educator who has spent the last three decades developing in-depth training programs for burgeoning financial professionals. Hehas spent over three decades as a financial educator, where he developed specialized classes for investors, traders, IT executives, legal/compliance officers, and various types of specialized operations groups. These classes have included topics concerning the real-world issues revolving every day in the worlds of equities, fixed income and derivatives, as well as discussing and dissecting economics, market intelligence, and the ever-changing effects that technology has in those markets.

Colleen Ramos

Keiser University

Colleen Ramos, PhD is a strengths-based leader that focuses on helping individual, teams, and organizations maximize their potential by recognizing and leveraging its human capital to gain or maintain a competitive advantage in the marketplace.

Erika Rasure

Founder, Crypto Goddess

Erika Rasure, Ph.D., is an Assistant Professor of Business and Finance at Maryville University. She is an expert in personal financial planning and practices as a financial therapist. She has spent the past six years teaching and has included FinTech in personal finance courses and curriculum since 2017, including cryptocurrencies and blockchain. Globally-recognized as a leading cryptocurrency subject matter expert and educator, she helped create a FinTech curriculum track within the Management and Information Systems degree plan at Maryville University, where she developed and teaches the Digital Assets course.

Charlene Rhinehart

CPA, Author, and Speaker

Charlene Rhinehart is a certified public accountant, Chair of the Illinois CPA Society Individual Tax Committee, one of Practice Ignitions Top 50 Women in Accounting, and an accomplished speaker and author. In addition to her accounting experience, Charlene has a real estate license and is the founder of Wealth Women Daily, a website that provides actionable advice to help women start investing. Charlene has a degree in accounting and finance from DePaul University.

Pamela Rodriguez

Founder and CEO

Pamela Rodriguez is a Certified Financial Planner®, Series 7 and 66 license holder, with 10 years of experience in Financial Planning and Retirement Planning. She is the founder and CEO of Fulfilled Finances LLC, the Social Security Presenter for AARP, the Treasurer for the Financial Planning Association of NorCal. Through Fulfilled Finances, she currently serves about 60 families, individuals and businesses. She is currently enrolled in the CIMA® program at the University of Chicago Booth Business School. Through her participation with the Association of Financial Educators, she is able to help hundreds of employees understand difficult topics and feel confident about their personal finances and retirement.

Andrew Schmidt

Chief Compliance Officer

Andrew T. Schmidt is a Compliance professional with 20 years experience in the financial services industry. He holds an MBA from DePaul University and is a Certified Anti-Money Laundering Professional. Andrew has led the US-based compliance efforts for some of the world’s largest and most prestigious banks and enjoys a reputation as a strong leader and subject matter expert. At any given moment, he may be drafting account disclosures, ensuring mortgage loans are properly documented, or reviewing portfolio investment strategies to give confidence and security to both management and clients alike.

Gordon Scott

Gordon Scott has been an active investor and has provided education to individual traders and investors for over 20 years. He is a licensed broker, an active trader, and proprietary day trader. He was the managing director for the Chartered Market Technician (CMT)® program offered by the CMT Association.

Gordon had an additional seven years of experience as a trading coach at Beacon Learning Group. Gordon's career also includes 10-years with International Business Machines Corporation (IBM), where he developed instructional materials and business process refinement. He also was an Adjunct Instructor at Brigham Young University–Organizational Strategy and Leadership department.

Michelle P. Scott

Michelle P. Scott is a New York attorney with extensive experience and expertise in taxation, corporate governance, financial and nonprofit law, and federal and state government relations. She has practiced tax law with private law firms in Washington, D.C. and New York City and served as legislation counsel for the Joint Committee on Taxation of the U.S. Congress. For almost two decades, she was Vice President andCorporate Counsel of an international financial services firm, responsible for significant investment transactions and tax planning. She also has served as General Counsel of operating nonprofits engaged in conservation, healthcare and insurance research, and international development, and has written and lectured extensively.

Samantha Silberstein

Financial Consultant/Financial Planner

Samantha is at her best and found to be the most passionate when her work gives her the opportunity to build a path forward for others, especially helping those in communities that have been historically oppressed and vastly underrepresented find their path to financial freedom. She aims to do her part through ethical financial planning. Her philosophy is rooted in developing and constructing solutions based on individualized financial goals, not just maximizing investment returns.

Andy Smith

Financial Planner and Realtor

Andy Smith is a self-employed consultant, Certified Financial Planner (CFP®), licensed realtor and “pracademic” (combining practical experience and the ability to teach those concepts). He has 35+ years of diverse experience across federal, corporate and academic sectors; and is an expert on personal finance and investing, corporate finance and real estate.After advancing through the ranks from analyst to CFO, Andy shifted gears to academia and working with students and clients one-on-one.At heart he is an educator, and enjoys assisting clients in meeting their financialgoals, no matter how large or small their resources.

Amy Soricelli

Vice President, Career Services, Berkeley College

Amy Soricelli has spent her entire professional career (40+ years) working with individuals in their job search. Whether it is a one-on-one session discussing skills, experience, and goals with a new graduate, or constructing the resume for a job seeker who is returning to the workforce after a considerable break. As a fierce advocate for the under-represented, Amy works with hundreds of employers to provide opportunities for the population she serves.

Chip Stapleton

Financial Analyst

Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life, Accident, and Health License in Indiana. He has 8 years experience in finance, from financial planning and wealth management to corporate finance and FP&A. He has experience with case design, product knowledge, investment analysis, investment recommendation, portfolio construction, asset management, financial statement analysis, business planning, and business exit strategies.

Lea D. Uradu

Lea Uradu, J.D. is graduateof the University of Maryland School of Law, a Maryland State Registered Tax Preparer, State Certified NotaryPublic, Certified VITA Tax Preparer, IRS Annual Filing Season Program Participant, Tax Writer and Founder of L.A.W. Tax Resolution Services. Lea has worked with hundreds of federal individual tax clients and expat tax clients. Lea is also a contributing member (weekly)of Millionacres, where she writes abouttax law as it relates to real estate.

Eido Walny, JD

Founder/Managing Partner at Walny Legal Group LLC

Eido M. Walny received his J.D. from the Boston University School of Law. He earned a Bachelor of Arts degree, with honors, from The University of Chicago. Eido’s practice focuses on estate planning, asset protection, business succession, probate, trust administration, and he is also experienced in business, tax, and real estate law. He is a noted national speaker, author, and commentator on issues effecting estate planning, charitable giving methods, and topical business issues. Eido founded the Walny Legal Group in 2011 with an eye towards providing clients with high level legal care, but an equally high level of customer service. He provides counseling to protect multi-generational family wealth, including drafting wills, revocable trusts, and irrevocable trusts designed to mitigate the effect of taxes, leverage wealth, and minimize the risk of creditors’ claims. His experience also includes structuring family and business succession plans, non-probate transfers, trust and probate administration, and preparation of guardianships. In addition, he commonly utilizes will alternatives, advances charitable giving, and does planning for families with special needs children.

Natalya Yashina

Natalya Yashina is a Certified Public Accountant (CPA) with over 12 years of experience in accounting, including public accounting, financial reporting, and accounting policies. In addition to her accounting experience, Natalya holds a Disciplined Agile Scrum Master (DASM) certification, and she is the founder and CEO of Capital Accounting Advisory, LLC, an accounting advisory firm that offers technical accounting, project management, and training services and solutions. Natalya has a bachelor's degree in financial mathematics from Wilson College and is expected to earn her master’s degree in Organization Development and Change Management from Pennsylvania State University in 2024.

How Does The Review Board Work?

Articles are assigned to review board members based on their areas of expertise. Members thoroughly read and evaluate each article for accuracy and relevance. They provide feedback to the Investopedia editorial team to make adjustments. Once this is done, the article receives an official stamp at the top of the page that indicates it has been reviewed by a member of our Financial Review Board.

How Do I Know If An Article Was Reviewed?

You’ll notice a blue check mark at the top of the article next to the author’s name if an article was reviewed by a member of our Financial Review Board. We are working to get every article on Investopedia reviewed by our Financial Review Board members.

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Investopedia Financial Review Board (2024)

FAQs

How credible is Investopedia? ›

Investopedia's high quality content is written by experts and fact checked to ensure that our readers are receiving the most accurate and timely information. The Financial Review Board takes our commitment to accuracy one step further.

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Who is behind Investopedia? ›

Investopedia

Type of site	Online encyclopedia
Owner	IAC / Dotdash Meredith
Founder(s)	Cory Wagner and Cory Janssen
Editor	Caleb Silver
General manager	Dylan Zurawell

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How often should you do a complete review of your finances? ›

Most experts recommend revisiting your long-term goals and financial projections once a year. This gives you enough time to spot patterns in sales or spending in addition to determining whether your financial goals are still relevant.

How do you prepare for a financial review? ›

At the very least, you'll need up-to-date documentation of your income, expenses, assets and debts – including recent pay stubs, bills and bank, loan and investment statements. If you want to take a deeper dive, you should have access to tax returns, insurance policies, and estate planning documents.

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Is it OK to cite Investopedia? ›

We encourage you to reference our research in your reporting. Please attribute Investopedia and link to the study you're referencing, or to this research hub. For questions about Investopedia's data, or press inquiries, please contact [email protected].

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Is Investopedia owned by Wikipedia? ›

Investopedia is a part of the Dotdash Meredith publishing family.

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How does Investopedia make money? ›

Investopedia earns almost all of its money from advertising. A large repository of evergreen articles, some 200,000 of them, on topics ranging from interest rates to cryptocurrency to individual retirement accounts, attracts a steady stream of referral traffic and display advertising.

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Is Investopedia simulator any good? ›

The Investopedia Simulator is a virtual trading tool designed to help potential investors improve their skills at trading and investing. It has powerful tools for conducting research and placing simulated trade orders.

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How banks create money Investopedia? ›

Yes, banks create new money when they make loans. This is done through accounting entries when a bank makes a loan and creates a deposit account.

What is the 50/30/20 rule in budgeting? ›

Key Takeaways

The 50-30-20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should dedicate 20% to savings, leaving 30% to be spent on things you want but don't necessarily need.

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How often should you review P&L? ›

Every business and business owner should be looking at the P&L regularly. The P&L should be reviewed at a minimum on a monthly, quarterly, and annual basis. A P&L should be reviewed periodically as a way to understand a company's underlying financial performance.

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What is the best budget plan? ›

In the 50/20/30 budget, 50% of your net income should go to your needs, 20% should go to savings, and 30% should go to your wants.

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How long should a financial review take? ›

A full financial review can take anywhere from hour to 90 minutes. Your financial team can help you determine how much time you need to dedicate to this meeting. In addition, preparing all your documents for the financial review could also take some time so don't forget to start early to prepare everything you need.

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What triggers financial review? ›

High credit limits

If you have more than $25,000 credit limit on a credit card or a combined credit limit of $35,000, it will trigger a financial review.

How much is a financial review? ›

The cost of a financial statement review generally ranges from $1,500 to $5,000. Many CPAs will include the review at the time your taxes are prepared and roll the cost together.

What is downside risk Investopedia? ›

Downside risk usually causes investments to lose value in the short term. Stock and bond markets may generate positive results over the long term, but market events can cause specific investments or sectors to decline in value in the short term.

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What is the real rate of return Investopedia? ›

The real rate of return is the annual percentage of profit earned on an investment, adjusted for inflation. Therefore, the real rate of return accurately indicates the actual purchasing power of a given amount of money over time.

Is Investopedia Simulator any good? ›

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How do you know if a stock is reliable? ›

Evaluating Stocks

How does the company make money?
Are its products or services in demand, and why?
How has the company performed in the past?
Are talented, experienced managers in charge?
Is the company positioned for growth and profitability?
How much debt does the company have?

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