Investing with Vanguard Flagship Services® | Vanguard (2024)

FAQs

What is a flagship account with Vanguard? ›

Investors with $1 million to $5 million*

You're a Flagship client at Vanguard, which means you get personalized services reserved for our high-net-worth investors. Helping you look at your wealth holistically is important to us.

Overall, Vanguard has a good selection for retirement investors, but active traders may want more options such as forex and futures trading. The platform also has a limited offering of fractional shares, which allow investors to start off on higher-priced equities with a low buy-in.

Vanguard Personal Advisor charges Vanguard Brokerage Accounts an annual gross advisory fee of 0.35% for its all-index investment options and 0.40% for an active/index mix.

In the unlikely event that we become insolvent, your money and investments would be returned to you as quickly as possible, or transferred to another provider. This is because your money and investments are held separately from our own.

Rest easy knowing the cash in your Vanguard Cash Plus bank sweep is eligible for FDIC coverage up to $1.25 million for individual accounts and $2.5 million for joint accounts. You can keep all your money in the bank sweep or diversify into 5 available Vanguard money market funds (each with a $3,000 minimum investment).

Fidelity was named Bankrate's best broker for beginner investors in the 2024 Bankrate Awards. Fidelity stands out for its low costs, number of account types offered and great customer service, while Vanguard offers thousands of no-transaction-fee mutual funds and commission-free online trading of stocks and ETFs.

Money Market funds offer lower market risk and give your savings an opportunity to grow. This is the default fund for the Vanguard Brokerage Account settlement fund.

To enroll, you'll need to meet the following requirements: You have a retail Vanguard Brokerage Account with a balance of at least $50,000. (If you're new to Vanguard, opening an account is simple.)

Vanguard Personal Advisor is the better choice if you're looking to invest in low-cost ETFs, which Fidelity Go doesn't offer. Vanguard also rewards higher account balances with lower fees, making it the stronger choice for investors with huge account balances.

Are Vanguards fees high? ›

*Vanguard average mutual fund expense ratio: 0.09%. Industry average mutual fund expense ratio: 0.50%. All averages are asset-weighted.

Our advisors, as fiduciaries, don't make commissions by selling certain products or services. They receive a base salary and are eligible for company-wide and annual employee performance bonuses.

Typically the oldest of a group´s products or the one that boasts the largest assets under management.

A Multi-Cap portfolio of 15-20 stocks that consists of tactical bets and long-term winners. This ensures that investors get the advantage of stocks that would compound over a 12-18 month period and can take advantage of the special company/sector situations from a 3-6 month perspective.

The average participant account balance was $134,128 as of year-end 2023, and the median balance was $35,286, a 29% increase since year-end 2022. In typical DC plans, employees are the primary source of funding.