Investing made easy (2024)

Investing

made easier

Stocks, ETFs and up to 4.89% interest with zero commissions and powerful automation. Start building wealth today! Capital at risk. Other fees apply.

4.5+

As seen in

A world of investments in one app

Invest in US, UK, European and international shares

Investing shouldn’t be contained. Create your investment portfolio with some of the largest and most innovative companies across the world.

With Wealthyhood’s fractional shares, you can invest in international stocks from as little as £1 with zero commissions.

Capital at risk. Other fees apply.

Learn, Save, Invest, Automate

savings

Start small today

Start investing from £1

Invest in stocks and ETFs from £1 with fractional shares! A whole share can be hundreds of pounds. Buy fractional shares (pieces of stock) at any amount and easily diversify your portfolio across some of the largest and most disruptive companies in the world.

Capital at risk.

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Stress-free

Automated wealth building

Want to invest without the guesswork? Set it and forget it! Schedule repeating investments, rebalance your portfolio and reinvest dividends automatically. Sit back, relax and enjoy your wealth-building journey. Remember you should periodically review that automation is suitable for you.

Capital at risk.

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Your money moving

Earn up to 4.89% interest

Grow your savings fast! Earn up to 4.89% interest depending on your plan, with money market funds. That’s an alternative to traditional savings accounts. Keep your investments on the safe side compared to stocks and ETFs, maintain instant access with no lock-up periods. This is an investment product with variable rates.

Capital at risk.

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Smart & personalised

Portfolio builder

Don’t know where to start investing? Our portfolio builder will help you craft your custom, diversified portfolioin a few simple steps. From tech stocks and AI, to biotechnology and clean energy, create a strategy that matches your goals and risk appetite.

Capital at risk.

school

Invest with confidence

Become a better investor

Our learning guides will help you get started investing, build a diversified portfolio and potentially become a better investor! Level up with our analysts’ views, daily market news and bit-sized insights, all seamlessly integrated into one app!

Capital at risk.

monitoring

Easy

No more napkin math

Set your target allocation, check out how it performed in the past, what you might expect in the future, or how diversified it is. Keep building with 1-click portfolio buy and 1-click rebalance. We’ll automatically figure out the breakdown based on your allocation. Keep in mind, past performance is no guarantee of future returns.

Capital at risk.

savings

Start small today

Start investing from £1

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Stress-free

Automated wealth building

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Your money moving

Earn up to 4.89% interest

family_home

Smart & personalised

Portfolio builder

school

Invest with confidence

Become a better investor

monitoring

Easy

No more napkin math

Your money handled with care

Your money and investments are FSCS-protected up to £85,000

For UK investors, your uninvested cash and investments are protected up to £85,000, subject to FSCS’s rules. FSCS protection does not cover declines in market value. When you invest your capital is at risk.

Protected

Stop gambling, start growing

Start Small

You don't need much money to get started. But you need a balanced portfolio, a consistent plan, and the right tools.

Start Early

For long-term investing, early is more, as your monthly investments add up over time. And compound! Capital at risk.

Investing vs saving over 30 years

£610,403

Invested

£163,075

Saved

Monthly Investment£200

Annual return on investments12%

Annual interest on savings5%

Capital at risk. Past performance is no guarantee of future returns.

Be consistent

Consistent monthly investments (aka Dollar-Cost Averaging or DCA) pave the way for sustained growth in the unpredictable world of investing.

Build long-term

Start your wealth-building journey today and take control of your financial future with Wealthyhood!

Find the right plan and build wealth on your own terms

What you get:

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Unlimited commission-free

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Fractional shares

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Portfolio automation

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1M+ portfolio templates

school

Learning guides

redeem

Free deposits & withdrawals

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Earn 4.79% interest with MMFs

payments

1% bonus dividend

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0.25% cashback

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Zero custody fees

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Plus FX rate (0.35%)

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Priority customer service

What you pay:

decimal_increase0.35% currency conversion
savings0.00% annual custody fee (charged monthly)

Capital at risk.

Flexible, personalised and automated.

Intelligently invest your way, commission-free.

Capital at risk. Other fees apply.

You are not alone

Talk to a human being!

Our dedicated support team is just a click away. Whether you have a question about your portfolio or need help with a transaction, we’re here to ensure your investing experience is smooth and hassle-free.

Capital at risk.

FAQs

Wealthyhood is the DIY wealth-building app for long-term investors. We provide the tools to guide long-term investors to build their wealth over time by intelligently investing their money the way they want, with no commissions.

Wealthyhood provides a mix of personalisation and automation so that even beginner investors can navigate the stock markets and put their money to work for them, like the top-1%.

Wealthyhood gives you the tools you need to build wealth for the long term. Here's how Wealthyhood works.

Build your portfolio. When you first join Wealthyhood, you get to create your personalised portfolio. Pick your asset classes, geography, themes and investment style and make your first long-term portfolio.
Customise. Use Wealthyhood's guidance and real-time insights to further customise your portfolio. Add or remove stocks and ETFs, and set your target allocation.
Top-up & invest your way. Get started with as little as £1 and get your portfolio working for you. Buy stocks and ETFs with Wealthyhood fractional shares. Invest what you can afford with no commissions.
Automate. Schedule monthly top-ups, dynamically rebalance and auto-invest your spare cash. Just sit back, relax and watch your money grow.

You can buy stocks and ETFs from as little as £1 with Wealthyhood's fractional shares! The minimum deposit and portfolio investment is £1.

Wealthyhood offers a wide range of stocks and ETFs from all around the world.

ETFs: You can invest in ETFs from all asset classes (stocks, bonds, commodities, real estate), sectors and geographies, and also access a wide range of thematic ETFs, including Biotechnology, Cloud Computing, Artificial Intelligence, Digitalisation, Clean Energy, Video Gaming and many more.
Stocks: Wealthyhood also offers a broad range of individual stocks, from the US, UK, European and global markets, like NVIDIA, Apple, Amazon, Tesla and many more.

We currently offer General Investment Accounts (GIA) and are working hard to add more options in the coming months.

Orders for individual stocks placed within market hours, will be sent to market for execution promptly. If an order is placed outside market hours, it will be queued and executed at the opening of the next market session. The regular trading hours for the US stock market, including the Nasdaq and the New York Stock Exchange, are from 9:30 to 16:00 ET.

ETF orders are executed within a 13:00 trading window every weekday. This allows us to provide our clients real commission-free investing across all ETFs.

Wealthyhood charges no commissions or fees per trade to execute your orders! That's because we want to make it easy for everyone to get started investing. We also offer three easy plans for investors with different needs and goals.

Wealthyhood Basic is free. It is great to get started and set up your personal investment account. It includes unlimited commission-free investing in stocks and ETFs, access to fractional shares from only £1, portfolio automation, premium learning guides, daily insights & news, and over 1 million personalised portfolio templates. The Basic plan comes with a custody fee of 0.18% per annum, charged monthly and a 0.75% currency conversion fee when you want to access products in different currencies.
Wealthyhood Plus costs £2.99 / month or £23.99 / year. It includes everything in Wealthyhood Basic, plus zero custody fees, premium currency conversion rates of 0.35%, a 1% bonus dividend on the value of your portfolio and 0.25% cash back on investments over £50!
Wealthyhood Gold costs £12.99 / month or £119.99 / year. It is best for savvy wealth-builders to supercharge their investing. It includes everything in Wealthyhood Basic, plus zero custody fees, premium currency conversion rates of 0.25%, a 4% bonus dividend on the value of your portfolio, 0.40% cash back on investments over £50 and priority customer service!

All our plans offer unlimited free deposits and withdrawals.

Of course! You can use all our tools to play around and easily construct your personalised, diversified portfolio in minutes for free!

You can then track your virtual portfolio, finetune it and invest whenever you feel comfortable.

You can also leverage the power of our Learning Hub, designed to take your investment savvy to the next level, with daily market news, analyst insights, learning guides and a glossary!

No, we don't manage your money on your behalf.

We just make sure you have the tools, insights and the best investing experience to help you make informed decisions and start building your long term wealth safely.

Yes, your money is FSCS-protected, up to £85,000 subject to the conditions set out by the FSCS.

This doesn't cover losses incurred through investment performance or if you get back less than you originally invested. When you invest, your capital is at risk.

At Wealthyhood, we are committed to following rigorous processes and policies to ensure the security of your money and investments.

Your assets are kept separate from our own and are held by authorised custodians, as we partner with financial institutions for the safeguarding and safekeeping of your assets. This arrangement ensures that, even in the unlikely event of financial issues affecting our company, creditors would not be able to access your investments or cash holdings with us. Your money and investments will always be there for you to access.
Your money is FSCS-protected, up to £85,000 subject to the conditions set out by the FSCS.
Wealthyhood uses cutting-edge security features. Wealthyhood employs advanced security measures to protect your assets and information. These include state-of-the-art encryption technology to safeguard data during transmission and storage, multi-factor authentication for user access, and continuous monitoring for any suspicious activities.