International wire transfer | Global money transfers

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Join over 10 million people who choose Wise for fast and secure global transfers. We’re up to 3x cheaper than banks when wiring money internationally.

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Is Wise safe?

Yes, here’s why

You send exactly

2.49 USD
3.77 USDOur fee
–
6.26 USDTotal fees
=
993.74 USDTotal amount we’ll convert
×
0.8986

Recipient gets

Should arrive in 9 hours

Get started

Compare international wire transfer services

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD with	Recipient gets(Total after fees)
	892.93 EUR
Transfer fee 6.26 USD Exchange rate(1 USD EUR) 0.898550 Exchange rate markup 0.06 USD Cost of transfer 6.32 USD

	888.27 EUR- 4.66 EUR
Transfer fee 0.99 USD Exchange rate(1 USD EUR) 0.889147 Exchange rate markup 10.52 USD Cost of transfer 11.51 USD

	870.96 EUR- 21.97 EUR
Transfer fee 0 USD Exchange rate(1 USD EUR) 0.870956 Exchange rate markup 30.76 USD Cost of transfer 30.76 USD

	857.63 EUR- 35.30 EUR
Transfer fee 4.99 USD Exchange rate(1 USD EUR) 0.861936 Exchange rate markup 40.80 USD Cost of transfer 45.79 USD

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International wire transfer fee: how much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 7 USD + 0.29% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

7 USD

Variable feeup to 26,415 USD/month

0.29%

Variable feemore than 26,415 USD/month

Discount applies

How long does an international wire transfer take?

On many popular routes, Wise can wire your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the international wire transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD

EUR

Should arrive

in 9 hours

How to send money with Wise

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Wire money abroad with the Wise app

Looking for an app to wire money abroad? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app