Get access to your Stripe balance instantly.
With Instant Payouts, Stripe Dashboard users can access their Stripe balances immediately following a successful charge. You can request an Instant Payout any day or time, including weekends and holidays, and funds typically settle in the associated payout account within 30 minutes.
Compare Instant Payouts to standard payouts
Instant Payouts accelerate access to your funds, making them available as soon as funds from a card charge are successfully completed. However, Stripe assesses a fee on each Instant Payout. Any funds not accessed through Instant Payouts continue to be paid out according to your default payout schedule (standard payouts).
Instant Payouts can’t use alternative currencies. For example, an Instant Payout to a Canadian business must be in CAD.
Funds acquired from card payments are available for Instant Payouts as soon as the charge is complete. ACH or bank debits are only available for Instant Payouts after the payment has settled.
Request an Instant Payout
You can initiate Instant Payouts either manually through the Stripe Dashboard or programmatically using the Stripe APIs.
Eligibility and daily volume limits
New Stripe users aren’t immediately eligible for Instant Payouts. Check your eligibility in the Dashboard or use the Balances API.
An instant payout applies to a daily limit according to the time it’s requested. For example, if you request an instant payout at 23:58 on Tuesday and receive the funds at 00:03 on Wednesday, that payout counts toward Tuesday’s limit. Daily reset times depend on your region:
- United States and Canada: Midnight US Central Time
- United Kingdom: Midnight London Time
- Singapore: Midnight Singapore Time
- Australia: Midnight Sydney Time
- European Union: Midnight Paris Time
Instant Payouts observe the following daily limitations:
- You’re limited to a maximum instant payout amount per day. Check your daily volume in the Dashboard. You can’t initiate Instant Payouts after you reach your daily limit.
- You’re limited to a maximum of 10 Instant Payouts per day.
Pricing
Stripe charges Dashboard users a 1% fee for all Instant Payouts for CA, EU, UK, and SG, and a 1.5% fee for US and AU. Each Instant Payout transaction has a minimum and maximum amount dependent on the currency.
| Country | Instant Payout Minimum | Instant Payout Maximum |
|---|---|---|
| US | 0.50 USD | 9,999 USD |
| Canada | 0.60 CAD | 9,999 CAD |
| Singapore | 0.50 SGD | 9,999 SGD |
| United Kingdom | 0.40 GBP | 9,999 GBP |
| Australia | 0.50 AUD | 9,999 AUD |
| European Union | 0.40 EUR | 9,999 EUR |
Manage payout methods
You must have an eligible payout account to receive Instant Payouts. Use the External payout accounts and scheduling section in the Dashboard Settings tab to manage your payout accounts.
| Country | Eligible External Account Type |
|---|---|
| US | Debit card; some bank accounts (check supported banks) |
| Canada, Singapore, Australia | Debit card (check supported banks) |
| United Kingdom, European Union | Bank account (check supported banks) |
Debit card updates
For security reasons, you can’t edit card details. To update a card, remove it and add it as a new card.
Instant Payouts on mobile
If you qualify for Instant Payouts and the Stripe Dashboard mobile app, you can start and monitor standard or instant manual payouts using the mobile app.
To get started, download the Stripe Dashboard mobile app for iOS or Android.
In the app:
- Go to the Balances tab at the bottom of the screen, or click the add icon () from any tab.
- Select Pay out funds.
- If your balance is positive, you’ll see an option to begin the payout process.
For more information, see Stripe mobile app.
