Instant Issue Debit Card | First United Bank (2024)

FAQs

Does United Bank issue instant debit cards? ›

United Bank of Union Debit Cards. United Bank of Union offers instant issue EMV (Europay, MasterCard, Visa) chip debit cards available at each branch location. Customers walk out of the bank with their debit card ready to use for purchases.

Using our instant issue debit card system, we will create a new card for you in branch while you wait. Once you have your card in hand, you are ready to use it just like a normal debit card.

Instant-issue means you can get a fully functioning card before you walk out the door and can even order lunch right from our lobby (no need to wait 7-10 days for your debit card and PIN to arrive in the mail).

Debit cards

If you ordered a United Bank Debit Card for your new account(s), it should arrive in 7-10 business days.

As part of the account opening process, you'll be able to request a debit card connected with the account. In some cases, you'll have to wait about seven to 10 business days before your card arrives in the mail. Many banks, however, offer same-day access to a debit card that you can use immediately.

With the First United Instant Issue Debit Card. You'll be on your way in no time! No more waiting weeks to get your debit card in the mail. We print your First United debit card immediately after you open a new checking account.

TD Bank. Operating on the East Coast only, TD Bank is America's seventh-largest bank by deposits and offers all checking accounts customers a free VISA debit card that you can choose either to pick up same-day in the branch when you open an account or have delivered straight to your door for no additional cost.

The Instant Debit Card is temporary and specially prepared for First Bank & Trust customers to provide near immediate access to the money in your account. Is my card safe to use without my name on the front? Yes, your card can be used anywhere Visa Debit cards are accepted.

First Bank Flex Debit Mastercards^® generally have a transaction limit of $2,000 in purchases and $750 of cash withdrawals per day. If you need a temporary limit lift, please contact us at 800-760-BANK (2265). How can I change my debit card PIN?

One of the risks at this stage of IDI of card is approval and instant availability of full credit line or available balance, as the case may be. This may lead to misuse of funds in case of fraudulent activity. One best practice to mitigate the fraud activity is to set limits on the initial purchase amount.

How does instant card issuance work? ›

What is instant issuance? Instant issuance, often also referred to as "decentralized issuance," allows banks to print their customers' payment cards on the spot. This can be done through self-service terminals but can also be done at the branch counter.

Instant issuance gives you the power to issue new credit and debit cards or replacement cards instantly. Integrated hardware and software allow you to issue permanent, personalized cards, right in the branch.

Are there any usage limits on my First United VISA Debit card or ATM card? For a First United Visa Check Card, the ATM withdrawal limit is $1,000. For a First United Visa Check Card, the point-of-sale (POS) transaction limit is $5,000. For a First United ATM Card, the ATM withdrawal limit is $300.

The First offers instant issue, Mastercard debit cards. When you open a new account at The First, you leave with your new debit card in hand.

Temporary cards—Digital stand-in cards that allow the cardholder to access their funds until their physical counterpart arrives. Instant spending feature—Option to access the new debit card number via email or banking platform before the physical card arrives and integrate it with a digital wallet.

Revolut offers virtual debit cards on all of its personal plans, including its Standard plan which has no monthly fee. Account holders can access a virtual debit card free and instantly within the Revolut app.

You can request/Opt into receive a Digital Card for Debit in our Mobile Banking app, under Manage Card settings. Note: You must already have a physical debit card to get a digital card.