How to Transfer Money From PayPal to Cash App: 3 Best Method (2024)

PayPal and Cash App are two popular online money transfer services. PayPal has been around since the early 2000s as an online wallet and payment processor. Cash App launched in 2013 as a peer-to-peer payment app by Square.

Both services make it quick and convenient to send, receive, and request money from other users. They also provide debit cards you can use to spend account balances in stores or online.

If you have a PayPal balance you want to move over to Cash App, you can easily transfer the funds. You'll just need to connect a bank account or debit card to both services. Transferring money from PayPal to Cash App only takes a few minutes.

Direct Transfer Between PayPal and Cash App Is it possible?

No! There is no option to transfer money directly from PayPal to the Cash app. However, you can transfer money to your linked bank account, then to the Cash app. Or, you can get the Cash App Cash Card and link it to PayPal.

Alternative methods, such as transferring funds via debit cards, or peer-to-peer transfer services, to move money between these two platforms.

Reasons for the lack of direct transfer

1. Different Financial Ecosystems: Each platform offers unique features, making a seamless transfer challenging.
2. Competition: Both platforms compete for users, so direct transfers could reduce the incentive to stay within one platform.
3. Regulatory and Compliance Issues: Navigating complex regulations can be a hurdle in establishing a direct transfer system.
4. Technical Complexities: Building and maintaining a direct transfer system involves significant technical challenges and resources.

3 Best Methods to Transfer Money From PayPal to Cash App

Unfortunately, there aren't many more direct ways to transfer money from PayPal to Cash App besides the two methods

Method 1: Transfer via your bank account

Transfer from PayPal to your bank:

1. Log in to your PayPal account.
2. Go to "Transfer Money" or "Wallet" section.
3. Choose "Withdraw funds" or "Transfer to bank account."
4. Select your linked bank account and enter the amount you want to transfer.
5. Confirm the transaction.

Transfer from your bank to Cash App:

1. Open the Cash App.
2. Tap the "Banking" tab.
3. Select "Add Cash."
4. Choose your bank account as the transfer source.
5. Enter the amount you want to add.
6. Confirm the transaction.

Method 2: Use the Cash App Cash Card (US only)

Order a Cash App Cash Card:

1. Open the Cash App.
2. Tap the "Card" tab.
3. Select "Get the Cash Card."
4. Follow the on-screen instructions to order and activate your card.

Link your Cash Card to PayPal:

1. Log in to your PayPal account.
2. Go to "Settings" then "Payment Methods."
3. Click "Add debit card or credit card."
4. Enter your Cash App Cash Card details.
5. Confirm the linking process.

Use your Cash Card to pay on PayPal:

1. When making a payment on PayPal, choose your Cash App Cash Card as the payment method.
2. Enter the required card details and complete the transaction.

Method 3: Use a Third-Party Money Transfer Service

• This method may involve fees and may not be as secure as the other options.
• Choose a reputable money transfer service that supports both PayPal and Cash App.
• Follow the service's instructions to initiate the transfer.

How To Transfer Money From PayPal to Cash App Without a Cash Card

While there's no direct way to transfer money from PayPal to Cash App without a Cash Card, there are workarounds you can use:

Method 1: Linking your bank account as an intermediary:

1. Link your bank account to both PayPal and Cash App: Ensure you use the same bank account for both platforms.
2. Transfer from PayPal to your bank: In PayPal, initiate a transfer to your linked bank account. Depending on your transfer type (instant or standard), it may take 1-3 business days.
3. Transfer from your bank to Cash App: Once the money arrives in your bank account, initiate a transfer from your bank account to your Cash App balance.

Method 2: Using a debit card (if applicable):

1. Link your debit card to Cash App: Make sure your debit card is linked to Cash App and allows ATM withdrawals.
2. Withdraw from PayPal to your debit card: Request a withdrawal from PayPal to your linked debit card. This might incur fees and take longer than standard transfers.
3. Withdraw from ATM to Cash App: Use your debit card to withdraw cash from an ATM and then deposit the cash into your Cash App balance through the "Add Cash" feature.

How Do You Transfer Money from PayPal to Cash App Instantly?

Looking to transfer money from PayPal to Cash App instantly? Here's how you can do it:

1. Link your Cash Card to your PayPal account. If you don't have a Cash Card, you can use a common bank account linked to both your PayPal and Cash App.
2. Initiate the transfer in PayPal. Choose the "In Minutes" rather than the free “1-3 Days” option for an instant transfer.
3. The money should be available on your Cash App or in your bank account within minutes.

Remember, instant transfers might come with a fee. PayPal charges 1.75% of the transfer amount for this service.

How to Create a PayPal Account

Personal Account:

For: Shopping online, sending/receiving money personally, paying bills.

Steps:

1. Visit PayPal website, choose "Personal Account."
2. Create login details (email, password, security questions).
3. Enter personal info (name, dob, address, contact).
4. Link bank account/debit/credit card.
5. Verify email address.

Business Account:

For: Businesses accepting online payments, sending/receiving invoices, managing finances.

Steps:

1. Visit PayPal website, choose "Business Account."
2. Select business type.
3. Create login details (email, password, security questions).
4. Enter business info (name, address, legal structure, tax ID).
5. Link bank account/debit/credit card.
6. Verify business information (additional documentation may be required).

How to create a Cash App account

1. Download the App: Get Cash App from Google Play or the App Store.
2. Enter Phone Number or Email: Choose your preferred method for verification.
3. Verify Code: Enter the code sent to your phone or email.
4. Create a Cashtag: Pick a unique username for transactions.
5. Link Bank Account (Optional): Connect your debit card for seamless transfers.
6. Start Using Cash App: Send, receive, invest, and manage your money!

Tips and Tricks for Smooth Money Transfers Between Paypal and Cash App

Planning & Execution:

• Plan ahead: Account for processing times (1-3 business days). Schedule transfers accordingly.
• Double-check: Verify bank account, routing, and card numbers before linking and transferring.

Security & Protection:

• Strong passwords: Create unique, complex passwords for each platform.
• Multi-factor authentication (MFA): Enable MFA for an extra security layer.
• Beware of scams: Avoid suspicious links or attachments, they might be phishing attempts.

Alternative Methods:

• Consider fees: Fees may apply depending on transfer methods and amounts.
• Cash App Cash Card: Use it as a payment method on PayPal for indirect transfers.

Cash App Transfer Speeds and Limits

Cash App offers standard instant transfers and one to three business day bank transfers when you move money into your account or withdraw it out. Here are the speeds and limits to be aware of:

Cash App Instant Transfers

• Speed: Instant
• Limits: $2,000 inflows and outflows per transaction, $5,000 inflows and outflows per week

Cash App Standard Bank Transfers

• Speed: 1-3 business days
• Up to $2,999 per transfer
• No weekly limit

So if transferring more than $2,000 from PayPal or over the weekly instant limit, you may receive the funds via standard bank transfer. Both options work for getting money from PayPal over to your Cash App.

You can check pending transfer status under Activity inside your Cash App.

Spending Cash App Balance or Withdrawing Funds

When money from PayPal arrives in your Cash App account, you have different options:

• Spend it using Cash Card - Cash App provides a free customizable debit card that works online, in stores, or at ATMs. You can use these instant transfer funds from PayPal right away.
• Withdraw to bank account – Instantly cash out up to $2,000 per transaction to your linked bank account or debit card. It arrives within seconds. You can also do a free standard delivery bank transfer up to $2,999 that takes 1-3 business days.
• Send/request money – Transfer Cash App balances to friends, family, or other businesses instantly.

So once the money lands in your Cash App wallet from PayPal, you can easily spend, withdraw, or send it instantly like any other Cash App balance funds.

Exploring Other Money Transfer Apps and Services

In addition to Paypal and Cash App, there are several other money transfer apps and services available to help you manage your finances. Here's a step-by-step guide to getting started with three popular alternatives: Venmo, Zelle, and Google Pay.

Venmo

1. Download the Venmo app: Find the Venmo app in the Apple App Store or Google Play Store and download it to your smartphone.
2. Create an account: Open the app and sign up for a new account using your email address or Facebook account.
3. Verify your account: Follow the prompts to verify your account by providing your phone number and confirming the code sent via SMS.
4. Link your bank account or card: Navigate to the "Settings" menu, then tap on "Payment Methods" to add a bank account or credit/debit card.
5. Send and receive money: Use the app to search for friends or contacts, enter the amount you want to send or request, and include a note describing the transaction.

Zelle

1. Check if your bank supports Zelle: Visit the Zelle website or your bank's website to see if they support Zelle.
2. Download your bank's app or Zelle app: If your bank supports Zelle, download their mobile banking app. If not, download the standalone Zelle app from the Apple App Store or Google Play Store.
3. Enroll with Zelle: Open your bank's app or the Zelle app and enroll using your email address or mobile phone number.
4. Link your bank account: If you're using the Zelle app, follow the prompts to link your bank account.
5. Send and receive money: Find your contacts using their email address or phone number and enter the desired amount to send or request money.

Google Pay

1. Download the Google Pay app: Find the Google Pay app in the Apple App Store or Google Play Store and download it to your smartphone.
2. Sign in with your Google account: Open the app and sign in with your existing Google account or create a new one.
3. Link your bank account or card: Tap the "+" button to add a bank account, credit card, or debit card to your Google Pay account.
4. Verify your payment method: Follow the prompts to verify your bank account or card by confirming the small test transactions.
5. Make payments or send money: Use the Google Pay app to make contactless payments, send money to friends and family, or request funds by selecting the appropriate option and following the on-screen instructions.

Conclusion

In conclusion, transferring money from PayPal to Cash App is very simple Log in to your PayPal account. Click on "Send & Request." Enter the amount you wish to transfer. Select the linked Cash App account as the recipient then review the details and confirm the transfer.

Always prioritize safety and security when conducting money transfers, and stay updated on the latest fees and limits imposed by each platform.

Ultimately, the convenience and versatility offered by Paypal and Cash App make them indispensable tools in our modern financial landscape, enabling seamless money management and transactions across various platforms.

Frequently Asked Questions (FAQs)

Can I transfer money directly between PayPal and Cash App?

No you cannot transfer money directly between PayPal and the Cash app. However, there are a few ways to do this, like linking your bank account to the PayPal to Cash app or using a debit card like the PayPal Cash Card.

How to transfer money directly PayPal to Cash App?

No! there is no direct money transfer option PayPal to Cash App. However, you can transfer money to your linked bank account, then to the Cash app. Or, you can get the Cash App Cash Card and link it to PayPal.

Is it safe to transfer money between PayPal and Cash App?

Transferring money between PayPal and Cash App is generally secure. However, it's essential to use strong, unique passwords, enable two-factor authentication, and ensure a stable and secure internet connection when initiating transfers.

What should I do if I encounter issues during the transfer process?

If you experience any problems while transferring money between PayPal and Cash App, double-check your account information, verify your balance, and ensure you're using a stable internet connection. If the issue persists, contact the customer support of the respective platform for assistance.

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