UPI, or Unified Payments Interface, allows for easy and instant money transfers using your smartphone. To authorize these transactions, you need a secure UPI PIN. Here's how to set it up using your Aadhaar card:
Prerequisites
- Smartphone with a UPI-enabled app: Choose an app offered by your bank or a trusted third-party provider.
- Registered bank account with mobile number linked to Aadhaar: Ensure your bank account is registered with the app and the mobile number linked to your Aadhaar is the same as the one registered with the app.
- Active Aadhaar card: Make sure your Aadhaar card is active and linked to your bank account.
Steps
- Open the UPI app: Launch your chosen UPI app on your smartphone.
- Go to UPI settings: Locate the section for ‘UPI PIN’ or ‘SET PIN’ within the app settings.
- Choose the ‘Aadhaar OTP’ option: Select the option to set UPI PIN using Aadhaar OTP instead of debit card verification.
- Enter Aadhaar details: Enter the first six digits of your Aadhaar number.
- Receive and enter OTPs: You'll receive two OTPs - one from your bank and another from UIDAI (Aadhaar authority). Enter both OTPs in the designated fields.
- Create your UPI PIN: Set a strong 4- or 6-digit UPI PIN of your choice. Remember it well, as you'll need it for every UPI transaction.
- Confirm PIN: Re-enter your chosen UPI PIN for confirmation.
- PIN set successfully: You'll receive a confirmation message upon successful PIN setup.
Conclusion
With your UPI PIN securely established using your Aadhaar card, enjoy the convenience of instant money transfers, bill payments, and online shopping. Remember to guard your UPI PIN diligently and avoid sharing it with anyone. By following these steps and adopting safe practices, you can confidently navigate the world of UPI and reap its numerous benefits.
Now, you can do UPI transactions with enhanced security and convenience via the Bajaj Finserv BBPS Platform.
