The UPI platform has completely transformed how India makes payments. Earlier, we relied on cash payments. But, in today’s times, the most common form of payment is with UPI apps. All you have to do is point your smartphone towards a QR code scanner, enter the amount you have to pay and complete the payment. Very convenient, just a few steps, instant transactions and you won’t have to worry about carrying change with you.
In this blog, you will understand how you can set up your new UPI PIN with the help of your Aadhaar card. Let us get started.
Read more: How to link an Aadhaar card with a mobile number?
Steps to set up UPI PIN using an Aadhaar card
Here are some of the steps that you need to follow if you wish to set up your UPI PIN using an Aadhaar card:
Step 1: Choose your preferred UPI app
If you do not have a UPI app on your smartphone, then
- Open the Google Play Store or Apple App Store on your device
- Choose your preferred UPI app
- Download and install the UPI app on your smartphone
Step 2: Register your bank account and link it with your UPI app
- Open the app, and register or sign up
- Follow the on-screen instructions as provided
- Enter your 10-digit mobile number that is already linked to the bank account
Read more: How to change or update name/address in your Aadhaar card
Step 3: Obtain UPI service
- Locate the UPI section within the app
Step 4: Create your new UPI PIN with your Aadhaar card
- Choose the option, ‘create your UPI PIN’
- Click on the button that says ‘create UPI PIN with Aadhaar card’ or similar variations that mean the same
Step 5: Verify your identity
- Enter the last six digits of your Aadhaar card as suggested
- Your bank will send a request for verification to UIDAI
- You will receive an OTP on the phone number that is linked to your Aadhaar card
Read more: What is Airtel’s referral program?
Step 6: Create your UPI PIN
- Enter the OTP that you just received on the app
- Set your 4-to-6-digit UPI PIN that you can remember easily, but ensure it is a number that is difficult to guess
- Confirm your UPI PIN by entering it once again
Step 7: Start doing transactions
- Your UPI account is now ready, and you can perform your transactions
Step 8: Test your transactions
Just to be on the safe side, it is ideal that you perform a test transaction.
- Perform a tiny transaction with a friend or at a UPI merchant, where you can send ₹1 or ₹10 just to check if everything is working smoothly
- Enter your UPI PIN when asked and complete your transaction
If everything is working perfectly, then congratulations! You have now successfully set up your UPI PIN with an Aadhaar card.
Read more: How to claim a referral reward in the Airtel Thanks app?
Why should I use an Aadhaar card to set up my UPI PIN?
The Aadhaar card feature to set up your UPI PIN helps you to make your UPI account more secure than ever before. The UPI PIN is a vital security feature, beyond which lies the power for everyone to make transactions and check bank balances. Hence, it is only natural that for something as crucial as this, there needs to be plenty of security options in place.
Thus, to conclude, you can now set up your UPI PIN with the help of your Aadhaar card. All it takes is just a few simple steps to follow.
Choose Airtel Thanks as your preferred UPI app
If you are looking for the perfect UPI app that can match all your needs, then here’s why Airtel Thanks fits the bill:
- Make instant UPI transactions, with just a few taps
- Airtel Thanks enables you to complete mobile recharges, DTH, broadband bills and much more
- There are plenty of rewards and cashback offers for those who use Airtel Thanks
- You can also explore the Airtel Finance section, from where you can apply for a credit card or a personal loan
- Users can also buy FASTag with the Airtel Thanks app
- The Discover feature within the app will help you keep updated with the latest news and trivia
- You can also go to the help section within Thanks if you need any help with your Airtel services
Excited about the many features this app offers? Download now!
FAQs
Customer can set UPI PIN by using Aadhaar OTP platform validating his first 6 digits of Aadhaar number and entering Aadhaar OTP & Issuer OTP.
Can we create an UPI PIN with an Aadhaar card? ›
Customer can set UPI PIN by using Aadhaar OTP platform validating his first 6 digits of Aadhaar number and entering Aadhaar OTP & Issuer OTP.
How to setup UPI for nri? ›
Enable UPI now on your registered Indian or International Mobile Number
- Step 1: Log in to the iMobile Pay app.
- Step 2: Click on 'UPI Payments'
- Step 3: Verify Mobile Number.
- Step 4: Click on Manage > My profile.
- Step 5: Create UPI ID (select from the suggested options)
- Step 6: Select Account Number > Submit.
How to Create UPI PIN Without Debit Card?
- Install any UPI-enabled app, like PayZapp, on your smartphone.
- Add your bank account/accounts.
- Select the option to set UPI PIN for your bank account.
- The app will ask you to select the setting of PIN via Debit Card or Aadhaar.
- Select 'Aadhaar' and provide consent.
Live Banks
| Sr No. | Banks Enabled in Production |
|---|
| 5 | Axis Bank |
| 6 | Bandhan Bank Ltd |
| 7 | Bank of Maharashtra |
| 8 | Baroda Gujarat Gramin Bank |
58 more rowsYou can also change your UPI PIN using Google Pay:
- Open Google Pay .
- At the top right, tap your photo.
- Tap Bank account.
- Tap the bank account you want to edit.
- Tap More and then Change UPI PIN.
- Enter your old UPI PIN.
- Create a new UPI PIN.
- Enter the same UPI PIN again.
I am not able to set my UPI PIN. What do I do? You will require the last 6 digits and expiry date of your debit card to set the UPI PIN. If you fail to receive the OTP in time, kindly click on the 'Resend OTP' option.
How do I set up a 4 digit UPI pin? ›
To set your UPI PIN, navigate to the app's settings or UPI number section. You may be required to enter your Debit Card details, including the card number and its expiration date. Following this, you will be prompted to create a 4 or 6-digit UPI number.
Does SBI support UPI with Aadhaar card? ›
Yes, it is possible to start a UPI with an aadhaar card in SBI.
How to activate UPI in USA? ›
After you check out from the e-commerce website, tap UPI payment. Open Google Pay app . Scan the International QR code. Tap Activate UPI International.
International mobile numbers of ICICI Bank's non-resident Indian clients can be used to make UPI payments in India. In ten nations—the United States, United Kingdom, United Arab Emirates, Canada, Singapore, Australia, Hong Kong, Oman, Qatar, and Saudi Arabia—the bank provides this service.
Can I use UPI from outside India? ›
UPI services are now available in multiple countries, including Sri Lanka, Mauritius, Bhutan, Oman, Nepal, France, and UAE. NPCI International Payments Limited has signed agreements with Southeast Asia countries.
How to create UPI pin using aadhaar card? ›
Go to UPI settings: Locate the section for 'UPI PIN' or 'SET PIN' within the app settings. Choose the 'Aadhaar OTP' option: Select the option to set UPI PIN using Aadhaar OTP instead of debit card verification. Enter Aadhaar details: Enter the first six digits of your Aadhaar number.
How to activate Gpay with Aadhaar card? ›
Select the account that you want to add from the list of accounts. To verify your account, you need to add in your Aadhaar details: Enter the first six digits of your Aadhaar number and follow the on-screen instructions. Next, you'll need to create a UPI PIN. To create a UPI PIN, follow the on-screen instructions.
Can I use UPI without Aadhar? ›
I don't have an Aadhaar card or a debit card. Can I set my UPI ID? Unfortunately, no. The only way to set up a UPI ID without a debit card is to use your Aadhaar card.
Can I create a UPI ID without phone number? ›
To use UPI,a mobile number is typically required to register for the service and link it to a bank account. However, there are some alternative methods to use UPI without a mobile number, such as creating a UPI ID through an Aadhaar number or a virtual payment address (VPA) provided by a UPI-enabled bank.
How to reset UPI pin without debit card and old pin? ›
To reset your UPI PIN without a debit card, you must go to the payment methods section of your UPI app, select UPI, select Aadhar-based authentication, verify using OTPs sent from your bank and UIDAI, then reset your UPI PIN, and confirm it.
