How to set up a basic bank account and get a debit card – Send money to someone in prison – GOV.UK (2024)

FAQs

Can someone send money directly to my debit card? ›

Begin your money transfer

Enter the destination, sending amount and payment method. Choose 'Visa Direct' as the receiving method. This will transfer money to the bank account linked to your loved one's Visa debit card.

Postal orders are a way to send money to someone, as a gift or payment. They look and work a lot like cheques, but you don't need a bank account to use them.

To transfer money from your bank account to a prepaid card, log in to your bank's online platform or mobile app, navigate to the "Transfers" section, enter the prepaid card details, specify the transfer amount, review and confirm the transaction, and verify the transfer's success afterward.

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

You have many options for how to send cash to someone without a bank account, including money orders, retailer-to-retailer transfers, digital wallets, or through money transfer providers like Western Union.

Money transfer services, prepaid debit cards, gift cards, and digital payment apps or digital wallets are alternatives to sending and receiving money without a bank account.

You can transfer money from one account to another without an ATM card at your bank branch, and sometimes by phone. You can request a wire transfer to your own or someone else's external checking or savings account. Once again, you will need some form of official identification, or to verify your identity by phone.

Which wallet can transfer money to a bank? ›

Just make instant money transfer with the 'Wallet to Bank' feature on MobiKwik, from credit cards to any bank account through MobiKwik's digital wallet. Now, transfer money from credit cards of ICICI, HDFC, Citibank, SBI, and more to any bank account, and the amount will reflect in the bank accounts instantly.

Select your preferred online payment option – directly from your bank account, debit, or credit card¹. Then, choose the 'Debit Card Deposit' receive method to send to a Visa debit card. You will need your recipient's full legal name, address, mobile number, bank-issued Visa debit card number and expiration date.

Unlike a debit card, a prepaid card is not linked to a bank account. Generally, when you use a prepaid card, you are spending money that you have already loaded onto the card.

Routing and account numbers.

Your prepaid card does have a routing number and an account number for direct deposit loads – just like a traditional bank but without the checking and savings accounts.

There is an easy way to receive money. Simply ask your family to select Visa Debit card deposit when sending money to your account.

Understanding Your Card Terms

Some issuers outright prohibit anyone who isn't named on the card from using it. Others note that if you give someone else permission to use your card, it does not count as unauthorized use, but you will be liable for all charges they make.

Whether you have your card handy or not, you can add cash at your local retailer in two ways. Just hand the cashier your cash, they'll swipe your card, and your money will load automatically.

Debit card fraud occurs when someone gains access to your debit card number—and, in some cases, personal identification number (PIN)—to make unauthorized purchases or withdraw cash from your account.