How to Send Money (Philippine Money Transfer Service with BDO Unibank) (2024)

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  • Philippine Money Transfer Service with BDO Unibank
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  • Remittance Services
    • Features of Service
  • HOW TO USE
    • How to Send money
    • How to Receive Money
    • International Money Transfer App
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How to Send Money (Philippine Money Transfer Service with BDO Unibank) (1) When using "Philippine Money Transfer Service" (Mobile Remit sa Pinas)"

To remit using this service, the following 3 procedures are required.

  • *Note: This service is not available from Seven Bank ATM or Online banking.
  • APPLY

Open a Seven Bank account and register for the International Money Transfer Service

If you have previously registered with the Seven Bank International Money Transfer Service (WESTERN UNION), you do not need to register again.
With the exception of sending money to certain bank accounts, receiver information can also be used across services.

Register Here

  • Download "International Money Transfer App"
  • Setting up the use of the International Money Transfer App and registering to start using the Direct Banking Service

To use this service, you need to set up the international money transfer app and register to start using the direct banking service.

Easy-to-understand videos for various setting methods

Guide to App registration settings *video How to register to Online Banking using Money Transfer App (For First Time Users) *video

STEP 1 Apply

How to Send Money (Philippine Money Transfer Service with BDO Unibank) (6)

Download the International Money Transfer App and apply to open a Seven Bank account and register for the International Money Transfer Service.

How to apply using the International Money Transfer App is HERE

If you have already previously registered with the Seven Bank International Money Transfer Service (WESTERN UNION), you do not need to register again. Once you have downloaded the International Money Transfer App and set up your online banking (Direct Banking Service), you can start using the "Philippine Money Transfer Service (Mobile Remit sa Pinas)"

Other application methods are HERE

STEP 2 Deposit money into your Seven Bank account

Once you receive your cash card, deposit money and fee into your Seven Bank account.
Depositing money at a Seven Bank ATM is free of charge.

  • *Note: It takes about two to three weeks from when you apply for your cash card to arrive.
    If you receive an attempted delivery notice in the mail, please ask the post office to redeliver the card or pick it up at the post office.

STEP 3 Remit using the International Money Transfer App

Select the BDO Unibank tab on the International Money Transfer App and remit money from the "SEND MONEY" menu.

(Caution symbol) The BDO Unibank menu is only displayed when the receiver country and currency specified in the International Money Transfer App is the Philippines and Philippine Peso respectively.
You can check the exchange rate for Philippine money transfer service(Mobile Remit sa Pinas) in the International Money Transfer App (on the BDO Unibank menu).

Note: The“Philippine Money Transfer Service with BDO Unibank” is not available from Seven Bank ATM or Online banking.

[Precautions for Money Transfer]
Specify the receiving location when you remit. The maximum amount that can be received differs depending on the receiving location.
See table below.
Also note that money cannot be picked up at a payment center other than the one specified.

[Precautions for Bank to Bank Transfer]
The maximum amount that can be received is PHP500,000, regardless of the receiver's bank.

List of Banks that you can deposit to are HERE

Cash Pick up LocationMaximum amount to receive*
Anywhere:BDO Unibank Branch500,000 PHP
BDO Remit Counter80,000 PHP
Rural Bank Partners500,000 PHP
Palawan Pawnshop50,000 PHP
RD Pawnshop50,000 PHP
M Lhuillier50,000 PHP
Cebuana Lhuillier30,000 PHP
  • *The transfer limit (yen) defined by Seven Bank takes precedence over the maximum amount that can be received.
  • *The transfer limit (yen) defined by Seven Bank takes precedence over the maximum amount that can be received.

Ways to transfer money using the International Money Transfer App is HERE

COMPLETED Money transfer is now completed!

After the money transfer request is completed, please inform the receiver of the reference number displayed on the app screen and the details of the money transfer such as the specified receiving location. You can also check the pick-up status on the "SEND MONEY" menu on the International Money Transfer App.

  • *The reference number and other transaction details are the information necessary for the receiver to receive the amount transferred. The customer is therefore required to manage such information carefully. Please do not disclose any of the transaction details to any person other than the receiver. The Bank shall not be held liable for any damage that may be incurred as a result of the use of such information by any third party (other than the customer and the receiver).

Register Here

  • *Note: This service is not available from ATM or Online banking.
  • 1A customer must enter into an International Money Transfer Service Agreement with the Bank and complete the registration for the commencement of the use of the direct banking service in advance by registering necessary matters concerning the sender (the customer) and the receivers.
  • 2A request for money transfer shall be accepted only if made by way of using the international money transfer app.
  • 3The amount to be transferred and transfer fee for the requested transfer must be paid in advance by way of net settlement at the time of the Bank's acceptance of the money transfer request, etc.; payment in cash is not allowed.
  • *No request for money transfer is accepted at any service counter of the Bank's head office or branch offices.
  • *Each customer can register up to twelve receivers within the International Money Transfer Service as a whole.
  • *The reference number and other transaction details are the information necessary for the receiver to receive the amount transferred. The customer is therefore required to manage such information carefully. Please do not disclose any of the transaction details to any person other than the receiver. The Bank shall not be held liable for any damage that may be incurred as a result of the use of such information by any third party (other than the customer and the receiver).
  • *The service of transferring money by using the international money transfer app shall be available for any money transfer for which BDO Unibank, Inc. serves as the Bank's alliance partner.

Register Here

International Money Transfer App

As an expert in the field of international money transfers, I bring a wealth of knowledge and experience to guide you through the intricacies of the "Philippine Money Transfer Service" offered by Seven Bank in collaboration with BDO Unibank. I have a comprehensive understanding of the concepts involved, and I'll provide you with detailed insights into each aspect of this service.

1. Service Overview:

The "Philippine Money Transfer Service" is a seamless and efficient way to send money from Japan to the Philippines. Operated by Seven Bank in partnership with BDO Unibank, this service offers a straightforward process for users to transfer funds using the International Money Transfer App.

2. Remittance Procedures:

To initiate a remittance, users need to follow three essential procedures:

a. Apply:

  • Open a Seven Bank account and register for the International Money Transfer Service.
  • Previous registration with Seven Bank International Money Transfer Service (WESTERN UNION) is valid.
  • Download the International Money Transfer App on App Store or Playstore.

b. Deposit:

  • Deposit money into your Seven Bank account using the provided cash card.
  • Deposit can be made at Seven Bank ATMs free of charge.

c. Remit:

  • Use the International Money Transfer App to select the BDO Unibank tab.
  • Remit money from the "SEND MONEY" menu, following the specified procedures.
  • The BDO Unibank menu is only displayed for transfers to the Philippines in Philippine Peso.

3. Precautions and Limitations:

  • Specify the receiving location when remitting, and maximum amounts vary based on the location.
  • Different pickup locations have varying maximum amounts for cash pick-up.
  • Bank-to-Bank transfers have a maximum limit of PHP 500,000.
  • Be cautious about disclosing transaction details, and manage reference numbers securely.

4. Completion and Aftermath:

  • After completing the money transfer request, inform the receiver of the reference number and other transaction details.
  • Check the pick-up status on the "SEND MONEY" menu in the International Money Transfer App.

5. Additional Information:

  • The International Money Transfer App is the exclusive method for making requests.
  • Users must enter into an International Money Transfer Service Agreement with the Bank.
  • Up to twelve receivers can be registered within the service.
  • The service is not available through ATM or Online banking.

6. Registration and Security:

  • Customers must register for the service in advance and manage transaction details carefully.
  • The service is governed by an International Money Transfer Service Agreement.
  • Payments are settled through net settlement; cash payments are not allowed.

By following these steps and understanding the precautions, users can confidently and securely utilize the "Philippine Money Transfer Service" for seamless transactions between Japan and the Philippines. For further assistance, users can refer to video tutorials, manuals, and the customer support provided by Seven Bank.

How to Send Money (Philippine Money Transfer Service with BDO Unibank) (2024)

FAQs

How to Send Money (Philippine Money Transfer Service with BDO Unibank)? ›

Select the BDO Unibank tab on the International Money Transfer App and remit money from the "SEND MONEY" menu. (Caution symbol) The BDO Unibank menu is only displayed when the receiver country and currency specified in the International Money Transfer App is the Philippines and Philippine Peso respectively.

How to transfer money from US bank to BDO Philippines? ›

Here's how:
  1. Visit our homepage and select Philippines from the 'choose a country to send to' dropdown list.
  2. Select 'Bank transfer' as the preferred delivery mode.
  3. Choose 'BDO PHP accounts' as the payout-network.
  4. Enter the transfer amount.
  5. Create a free account, or log in if you haven't already done so.

What is the swift code of BDO Unibank Philippines? ›

BDO Unibank SWIFT code in the Philippines. The SWIFT/BIC code for BDO Unibank is BNORPHMMXXX.

How do I send money to my BDO bank account? ›

Tap the Send Money icon on the dashboard or tap the Pay & Request menu. Choose how will your be sending money: to Own Account, to Any BDO Account, to Other Bank or Wallet, or to a BDO Pay Contact. Fill out the necessary details. Review the details, confirm, and authorize using your PIN or biometrics.

Does BDO accept international wire transfers? ›

BDO has a BDO Remit Cash Card3 which can be used to receive a payment from abroad. You can also receive money with a BDO Kabayan Savings Account4 which comes with a linked debit card. If you have one of these cards, you may find that your BDO debit card can receive money from abroad using a remittance service.

How much does BDO charge for international bank transfer? ›

Send Money via Wire Transfer
TransactionLimitTransaction Fee
Send Money from a USD account to any currencyUp to available balanceWire transfer fee: USD 10 Additional charge (If On-Us): USD 25
1 more row

What is the best way to send money from US to Philippines? ›

It's easy to send money from the United States and receive money in the Philippines with MoneyGram. Use your Visa or Mastercard debit card to send to a bank account, debit card, mobile wallet, for cash pickup in the Philippines at thousands of places where you see the MoneyGram sign.

Are BDO and BDO Unibank the same? ›

BDO Unibank, Inc., commonly known as Banco de Oro (BDO), is a Philippine banking company based in Mandaluyong, the Philippines. BDO Unibank is a member of the SM Group and so can be found at SM Malls throughout the country. BDO Corporate Center Ortigas, current headquarters of Banco de Oro in Mandaluyong, Philippines.

What is the full name of BDO Unibank? ›

The change in name notwithstanding to BDO Unibank, Inc., BDO's corporate entity remains the same. Thus, it will not be replacing its already issued stock certificates and will continue to honor stock certificates validly issued under the name “Banco De Oro Unibank, Inc.

Is BDO Unibank an international bank? ›

The Bank has the largest distribution network with over 1,700 operating branches and more than 5,500 teller machines nationwide. BDO has 16 international offices (including full-service branches in Hong Kong and Singapore) spread across Asia, Europe, North America, and the Middle East.

How many numbers are in a BDO account number? ›

Paypal needed a 16 digit number but the BDO account number is only 12 digits.

How to call BDO from the USA? ›

If you become aware of behavior that is potentially in violation of legal or professional standards, or otherwise may be in conflict with the BDO USA Code of Ethics and Business Conduct, please contact the BDO USA hotline by calling 800-620-7394 or visiting this website.

How do I send money directly from my bank account? ›

Set up a wire transfer

For sending a large amount of money, wire transfers can be a solution. To make a wire transfer, you'll need the recipient's name and address and their bank account and routing numbers. Call, visit or go online with your bank or a trusted wire-transfer company.

What is the limit of BDO online transfer? ›

As we provide extraordinary services during this time of need, we have increased the daily transaction limit of Send Money to Any BDO Account to PHP50,000, and waived the transaction fee for Send Money to Other Banks via Instapay until April 30, 2020.

What is the swift code of BDO Unibank? ›

BNORPHMM XXX BIC / SWIFT Code - BDO UNIBANK, INC.

How do you know if someone sends you money on BDO? ›

How do I check the status of my remittance? Remitters / Beneficiaries can visit www.bdo.com.ph, click BDO Remit Status Inquiry and enter the reference number of the remittance transaction to see the status of their remittance.

Can you transfer money from US bank to Philippines bank account? ›

You can send an international wire transfer by visiting a U.S. bank branch. Feel free to save time by setting up an appointment.

Is Zelle available in the Philippines? ›

Can Zelle send money to the Philippines? Zelle does not work in the Philippines. Zelle requires that the sender's and receiver's bank accounts be U.S. based. You may register with Zelle by using your email ID or a U.S. based mobile number.

How long does bank transfer take from US to Philippines? ›

Once the transfer has been processed, the funds will usually be deducted from the sender's account. However, this doesn't necessarily mean that it will arrive with the recipient at the same time. As stated above, international bank transfers will generally arrive within one to five working days.

How to send money from USA to Philippines through GCash? ›

Here are the steps to follow:
  1. Sign up on any of the third-party money transfer apps or platforms.
  2. Enter your personal details.
  3. Get your account verified.
  4. Enter transfer amount.
  5. Enter your recipient's country.
  6. Choose GCash as your delivery method.
  7. Enter the recipient's GCash-registered name & account number.
Aug 7, 2023

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