Chime® offers a range of online banking options – and you can easily send money to fund your Cash App® account using Chime.
Read our full guide to sending money from Chime to Cash App, including how to transfer funds to your own Cash App account or pay someone new.
Looking for an easy alternative? Check out Wise! Send fast, stress-free payments to countries across the globe with just the touch of a button.
Can you send money from Chime to Cash App?
Chime is a digital financial company with checking and savings account options. You can easily send your money from Chime to other online payment platforms, such as peer-to-peer (P2P) services like Cash App or PayPal®.
P2P services let you make secure payments online without worrying about a third party accessing the transaction. Even if you don’t have funds in your Cash App account, by linking it to Chime, you can easily send money to your account or another user.
Sending money from Chime to Cash App: step by step
There are a few different ways to send money from Chime to Cash App. We’ll take a look at each method.
Link your bank accounts
You can send money from Chime to Cash App by linking your accounts. This deducts money from your Chime account whenever you make a payment with Cash App.
To use this method, you’ll need an account with both payment providers. We’ve put together a step-by-step guide to linking your Chime and Cash App accounts.
Step 1. Open Cash App and select “Add Bank”. Select “Chime” from the options
Step 2. Log in to your Chime bank account to link both accounts
Step 3. Log in to your Cash App account and enter how much you want to send. Select “Pay” to make your payment. As your accounts are linked, the money will automatically come out of your Chime account.¹
This is a great option if you’re sending money to your own Cash App account. However, make sure you don’t link to someone else’s account, as any payments will come out of your Chime bank account.
Use your Chime debit card
If you need to send a payment through Cash App, but your account is currently empty, you can use your Chime debit card to add funds.
We’ve put together a simple step-by-step guide to setting up a Chime transfer using your card.
Step 1. Open Cash App and select “Banking”. You can then select to “Add Debit Card” and enter your Chime details
Step 2. Follow any prompts to complete the connection between both accounts
Step 3. Open Cash App and select “Banking” and “Add Cash” to top up your account. Choose how much you want to send from your Chime account to your Cash App balance.²
Choose Chime’s Pay Anyone transfer service
Chime’s Pay Anyone Transfer Service is a great option if you want to pay someone with a Cash App account who doesn’t have Chime. All you need is their email address or phone number.
Read a step-by-step guide to sending money from Chime to Cash App using Pay Anyone.
Step 1. Open Chime and select “Pay Anyone”. You can give Chime permission to access your contacts or you can search for payees manually.
Step 2. Choose who you want to pay and how much you want to send.
Step 3. Chime should notify your payee. They can then accept your transfer using their debit card.³
How much does it cost to send money from Chime to Cash App?
Chime prides itself on charging minimal fees – and you won’t be charged for using the Pay Anyone Transfer Service.⁴ In addition, Cash App doesn’t charge any fees for you to receive money from an external account.⁵
How about the costs of sending from Cash App to Chime?
You can also send money from Cash App to fund your Chime account. Cash App doesn’t charge for you to send a standard transfer to a linked account, but this typically takes 1 to 3 business days.
If you want to send an instant transfer, Cash App charges 0.5%-1.75% of the transaction. Your recipient will receive the money within minutes.⁵
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Common questions about sending money from Chime to Cash App
How long does it take to send money from Chime to Cash App?
How long it takes to transfer money from Chime to Cash App can depend on how you send your funds. Typically, it can take 3 to 5 days for the user to receive your payment.¹
What are the limits for sending money between Chime and Cash App?
You can send up to 5,000 USD through Chime’s Pay Anyone transfer service after activating your card. However, if you don’t activate your card, you can only send up to 500 USD per month.
Any additional Chime transfer limits will depend from user to user, so make sure to contact your bank for more information.⁴
Can you send money from Cash App to Chime?
You might be wondering how to send money from Cash App to Chime. You’ll need to link both of your accounts to transfer your money. Once linked, you can choose the “Cash Out” option in Cash App to deposit your funds.⁶
What should you do if your transfer from Chime to Cash App fails?
If your transfer from Chime to Cash App fails, you can contact Chime customer support. Download the Chime app to get help from a customer service assistant or read useful guides on the Chime website to help you get started.⁷
Sending money from Chime to Cash App is a simple process, but there are a few things to consider. It’s important to think about any account transfer limits or fees – and you’ll need to make sure you have all the relevant information from your recipient to ensure a smooth transaction.
To start sending your money across the world, check out Wise.
Sources:
Sources checked on 10.18.2023
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information. This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional. We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
