How to Pay Bills With Capital One Credit Card (2024)

FAQs

Can I pay my bills with Capital One credit card? ›

If you're paying a bill in person, you'll use a payment terminal to swipe, insert or tap your card. If you're paying over the phone, you'll give your card details to a customer service representative. If you're paying online, you might enter your card information and personal details into an online payment portal.

Capital One offers payment options via AutoPay, mobile app, online portal, calling the telephone number listed on your statement, and mailing a check to the statement address. Payments can also be made at Capital One branches and ATMs.

The thrill of being rewarded by spending may have you asking yourself, "is it good to pay bills with credit cards?" The short answer is, entertainment and nonessentials can usually be paid with a credit card with no fees. Services, utilities, and taxes can often be paid with a credit card but with a processing fee.

Pay using credit, debit or prepaid cards powered by Mastercard, Visa, or JCB. Pay in advance or settle overdue bills direct to Meralco. Pay for disconnected service.

The short answer is yes, but not directly. Credit Card companies typically do not allow you to pay off your Credit Card bill directly using another Credit Card. However, there are alternative methods to achieve this, each with its own set of benefits and considerations.

You can pay your Capital One car payment with a credit card, but you'll have to use one of the workarounds listed above since the bank doesn't accept payments directly from a credit card.

You can take a cash advance inside a bank lobby that displays the Visa or MasterCard credit card logo. You'll just need to provide a government issued photo ID like a driver's license along with your Capital One card. Forgot your PIN? You can request a new one.

Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card.

Many utility providers allow you to pay your monthly bill with a credit card, but you may have to pay a convenience fee. And if you're trying to maximize your rewards earning, the higher your utility bill is, the more advantageous it becomes to pay by credit card — especially with a flat convenience fee.

How to pay bills with credit card to build credit? ›

No, you cannot use a credit card to pay other credit card bills. However, credit cards often have options like cash advance or balance transfer that give you access to "cash" funds. If you are short on money to pay your bills, you can use these funds to pay off your balance.

In short, yes — but usually for a fee. Make sure the convenience is worth the potential cost to your wallet or your credit score.

Although it's not common, some lenders may let you make car payments with a credit card, but it could be a costly move that may damage your credit score. If you use a 0% intro APR credit card, you could pay off your car loan with no interest, but watch out for high fees, and make sure not to fall behind on payments.

When you're transferring a balance, you can use one credit card to pay off another. You can't pay direct monthly payments for one card with another card. It's possible to take out a cash advance on one credit card to pay off another, but it's not a good idea.

Does paying a bill with a credit card count as a purchase? In most cases, yes. Always check with the company that issues the credit card to be sure. However, most cards view bill payments as transactions.