With the advancement of technology, you can do so many things without stepping out of your home. From shopping to bill payments, even banking. But, what if you could open an Instant Savings and Salary account in minutes? Yes, it is possible, and we can show youhow to open this Account instantly
At HDFC Bank, we strive to bring you seamless and safe experiences. Our latest product, the HDFC Bank InstaAccount, takes things to the next level. You can now open this instant bank account in minutes. The moment you complete the set-up process, you are given your Account Number and Customer ID.
Your HDFC BankInstaAccountis auto-enabled with NetBanking and MobileBanking. You can maximise these platforms to carry out anybanking transactions. Hence, the moment the funds are in your account, you can begin utilising your account.Let us walk you through the process to open an instant bank account.
Before we proceed with the steps onhow to open an insta Account, you'll have to keep the below information ready. Here's what you'll need:
- Aadhar Card Number
- PAN Card
- Operational mobile number
Now, let's move forward to the steps to openInstaAccountonline as follows:
Step 1:
Visit the HDFC Bank Instant Account page by clicking here or download the HDFC Bank Instant Account app from the Playstore.
Step 2:
Enter your mobile number
Step 3:
Upload your Aadhar Card for KYC documentation check. Authenticate your document via an OTP
Step 4:
Complete the other account-related information. Click Submit.
Your InstaAccount is set up in four easy steps with minimal documentation. It is advisable to reset your password to activate NetBanking. Once you complete the steps on how to instantly open bank account online.You need to keep in mind that the InstaAccount is valid only for a year given that it uses limited KYC and customer identification process. Within this time frame fromaccount openingonline to the usage of the account, you will need to visit any of our HDFC Bank branches to complete the KYC formalities and convert this into a regular account of your preferred choice.
Get Online Saving Account Opening in secure and simple Video Kyc process of an HDFC Bank.
We have completed the steps to open instant Bank Account, let's see on how to use the account. Since you are pre-registered with the NetBanking platform, you need to reset your password. Once your account number is generated, a link will be sent to you through email to set your IPIN based on a spilt OTP, and this means that you will receive part of your OTP on email and part of your OTP on mobile.
Once you complete these steps, if you have given your consent for Third party fund transfer (TPT) Registration during Account opening your TPT will be registered within 48 hours. Once TPT is activated you can login to NetBanking and complete the Risk Secure Access registration (set image & Challenge questions) basis SMS OTP.Once this is done you can transfer funds into your account from elsewhere. With your HDFC Bank InstaAccount, you can manage banking transactions as well as check yourbalance requirementas and when needed.
Thus, with our InstaAccount, we offer a digital facility to set up your instant Salary and Savings Account within a couple of minutes even if you're on the go. Our account is for the professional, a fresh graduate or a retired individual. So what are you waiting for? Set up your HDFC Bank InstaAccount today. Click here to know more about HDFC BankInstaAccount.
FAQs
Instant account opening is easy with HDFC Bank. All you need is a working mobile number, Aadhaar number and a PAN number to open an account.
Can I open a bank account online and use it right away? ›
Yes, many banks allow customers to open an account from the convenience of their computer desktop or mobile device. You'll need the same information ready as when visiting a physical branch, such as your identification and proof of address.
How can I make a bank account instantly? ›
Upload scanned copies of your ID and address proof along with the Savings Account application form for completion of KYC process. The bank activates your account instantly, and you can start using the mobile and internet banking facilities until your welcome kit arrives via postal mail.
What's the easiest bank account to open online? ›
Summary: Easiest Bank Accounts To Open in 2024
| Account | Approximate time to complete application |
|---|
| Current Savings Pod: Best for Debit Card Rewards | 3 to 4 minutes |
| Capital One 360 Checking Account: Best for ATMs | 3 to 4 minutes |
| Ally Bank Spending Account: Best for Automatic Savings | 2 to 3 minutes |
| Revolut: Best All-In-One App | |
4 more rowsAug 26, 2024
With the First United Instant Issue Debit Card. You'll be on your way in no time! No more waiting weeks to get your debit card in the mail. We print your First United debit card immediately after you open a new checking account.
Which bank opens a zero balance account instantly? ›
Kotak811 Digital Savings Account lets you apply for a Zero Balance Savings Account online or an 811 Edge Digital Savings Account based on your needs. Apply for Zero Balance Savings account and grow your money with 7%* interest p.a.
What is the easiest bank to get approved for? ›
- Key takeaways.
- What are the easiest bank accounts to open online?
- Discover: Best for getting cash back on purchases.
- SoFi Checking and Savings: Best for high APY.
- U.S. Bank: Best mobile app.
- Truist: Best for no overdraft fees.
- Bank of America: Best for flexible banking.
- Chime®: Best for bad credit.
Yes, you can open a bank account online without ever going into a bank branch. With an online bank or account, you mostly manage your money through the bank's website and mobile app, though you can often call customer support for additional help.
Can I open bank account in one day? ›
Opening a Savings Account is a simple task that may take, at best, an hour, sometimes even 15 minutes. Most banks usually have similar procedures, so it is fairly easy to open a Savings Account.
Can I open a bank account online without going to the bank with no deposit? ›
There are free online bank accounts—both checking and savings—that require no deposit. Some banks will require you to put a little money in your account when you create it. This is called a minimum opening deposit, and it can vary based on the type of account you choose.
Here's a step-by-step guide to the current account opening process:
- Step 1- Choose a Bank: ...
- Step 2- Visit the Bank: ...
- Step 3- Fill out an Application Form: ...
- Step 4- Provide Required Documents: ...
- Step 5- Initial Deposit: ...
- Step 6- Account Activation:
Opening a bank account online can be the easiest way to do so, but it isn't likely to be the fastest. If you'd prefer to open an account in person, the process may take much longer (i.e., 30 minutes to an hour or more). You may have to wait a while unless you book an appointment in advance.
What is the quickest way to open a bank account? ›
The quickest and easiest way to open most bank accounts is usually online (or by app). Once you've selected which bank account you'd like to open, simply follow the provider's instructions.
What bank lets you open an account with no money? ›
Bankrate's picks for the top free checking accounts
- Discover Bank, Cashback Debit Account: Earns 1% cash back on eligible debit card purchases, $0 minimum deposit.
- NBKC Bank, Everything Account: 1.75% APY; $0 minimum opening deposit.
- Ally Bank, Interest Checking Account: 0.10%-0.25% APY; $0 minimum opening deposit.
Open a Savings Account Online with HDFC Bank to enjoy Exclusive Benefits.
Which bank offers instant account? ›
Easiest Bank Accounts to Open Online
| Account | Time To Apply | Minimum Opening Deposit |
|---|
| Chase Total Checking® Account Open Account | A few minutes | None |
| UFB Direct Portfolio Savings Account Open Account | A few minutes | None |
| Axos Essential Checking Account | A few minutes | None |
| Discover Cashback Debit Account Open Account | 5 minutes | None |
5 more rowsAug 15, 2024
To open a savings account is a simple task that merely takes few minutes. Besides, most banks have the same procedure. If you are interested to open a savings account, here we are with detailed steps for you.
Which bank opens an account without video in KYC? ›
IDBI Bank introduces Small Account (Relaxed KYC) - a savings account that's literally meant for everyone. Completely elementary in its approach and Zero Balance account for inclusive banking.
How to instantly get money from one bank account to another? ›
One of the fastest ways to transfer money between bank accounts is with an ACH debit, provided both accounts are linked. To link accounts and set up a transfer, you'll need to know basic details including your routing number and account number.
