List all of your outgoing payments
Write a list of all your bill payments, how much they are and when they are due. Think about things like your mortgage or rent payments, mobile phone costs and utility bills. If your bills are different each month, use the average cost of your last three bills.
Look to see if you have any subscriptions and memberships and make a note of these too. You can view, block or cancel subscriptions through our Mobile Banking app.
If you bank with us online, spending insights breaks down your spending into useful categories, so you can see where your money goes each month.
If you're looking for more tips and tools to help you make the most of your money each month, visit our budgeting tips page.
