To lower car insurance rates in Georgia, drivers can compare quotes, look for discounts, and potentially consider reducing their coverage. How much your specific car insurance policy costs will also depend on your age, your car, and your driving history. As a result, a safer car, defensive driving classes, and improved performance behind the wheel could help you save, too.
On average, full coverage car insurance in Georgia costs about $2,287 per year, and state-minimum coverage costs around $877 per year.
How to Lower Car Insurance Costs in Georgia
- Compare quotes. Drivers in Georgia can save an average of $2,898 per year just by shopping around and picking the car insurance company with the best rates. To start, you can compare quotes from WalletHub's picks for the best car insurance companies in Georgia.
- Look for discounts. You may be eligible for car insurance discounts such as policy bundling, good driver, and good student.
- Take a defensive driving class. If your insurer offers it, you can take a defensive driving class to receive an auto insurance discount. This discount may apply for several years.
- Reduce your coverage. If you cannot afford your current car insurance payments, you could consider reducing your coverage down to Georgia's minimum coverage requirements. Drivers in Georgia are required to carry at least bodily injury liability, and property damage liability insurance.
Alternatively, if you already have minimum coverage, you could consider switching to a car that's cheaper to insure.
To learn more, check out WalletHub's picks for the cheapest car insurance companies in Georgia.
This answer was last updated on 01/09/24 and it was first published on 05/02/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
