The average hard working American is right now in a financial trap. A trap that makes those hard working people have to work for 40 to 45 years before they are able to retire. This trap is called the "money trap" or commonly know as, trading time for money.
Example
If you were to work 8 hours today, you would get paid for those 8 yours you worked. Now lets say, the next day you had to leave 2 hours early to take your child to the doctor. On that day would would only get paid for 6 hours of work. Now you want to buy a new car but need at least 4,000 dollars for the down payment. How are you going to get that extra money. You would have to work overtime to save up enough money for that down payment.
This ladies and gentlemen is a trap, a trap you must get out of if you want to retire early, become wealthy, and live life to its fullest.
To stop trading time for money you can start by managing your money better.
You budget, save, and keep track of all of your money coming in and out. Other ways to get out of the money trap is to start a small business, invest in stocks, and real estate. Of course all of these methods takes large amounts of research and self education.
Now your probably asking, "well....what if I don't have enough money to start a business or invest?" In real estate it doesn't take money to make money. There are dozens of strategies on how to finance a property without using your own money. One popular method for getting started in real estate without using money at all is called wholesaling. You should try doing some research on this this strategy.
Another way to help you get out of the money trap that doesn't cost much money is starting a small business on the internet. I would highly recommend a networking marketing business. The reason I recommend this type of business to get started with, is they cost very low to get started, low overhead cost, no experience required, and you can run it from the comfort of you own home at your own pace. A business that has training and support available is always very important in getting started. Owning and operating a home based network marketing business is much cheaper than owning and operating a franchise or staring a business from scratch. You want to start a home business with a systematic infrastructure already in place. Making 5 or even 6 figures a month is not unheard of in this industry. There is a website that offers a free tour of the fastest growing network marketing business on the internet. That website is .
Of course there are more ways to get out of the trap, but these are probably the most noteble ones.
Utilize this information and stop trading time for money. It is time to get yourself out of the money trap!