In case you are already held down to the situation where your debit card has expired and you have funds in the expired debit card, then do not bother as your money is still there since a debit card does not actually store funds on its own.
That said, this means that debit card is always linked to a bank account which it uses as a funding source and it is this bank account that holds all the money available in your debit card.
In order toget money off an expired debit card, you can either transfer the funds in the account to another account or request for a replacement card or better still you ca visit a nearby bank branch and then request to withdraw money from your expired debit card.
So want to get money off an expired debit card? then stay glued to this article as I will show you how to do so in 5 different ways.
What is an Expired Debit Card?
When a debit card approaches or beyond its stated expiration date, it is said to be expired. A debit card that has expired won't work to make purchases anymore. As a result, you are unable to make purchases since you constantly get a "declined" signal.
On the last day of each month, most debit cards expire. Your card will no longer be operational as a result of this change, and you will be informed through email or SMS. For instance, the Capital One debit card is valid through the end of the month that is designated as its expiration month.
Can I Withdraw Money With an Expired Debit Card?
No, you cannot withdraw money with an expired debit card. As soon as your debit card has expired, you will have to get a new one if you want to withdraw your money. This actually stands as a key security measure.
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From my past experience, I once tried to withdraw money with an expired debit card from UBA bank. My debit card was expired on ending November 2022, but I decided to withdraw money with the expired card on early December but I could not do any transaction with the expired card.
How to Get Money Off an Expired Debit Card
There are a few ways to get money off an expired debit card. However, it is important to note that not all methods will work for all cards, and some methods may incur fees.
1. Contact your bank. Your bank may be able to transfer the money from your expired debit card to a new debit card or to your bank account. You may need to provide your bank with your expired debit card information and your new debit card information (if you have one).
2. Use a money transfer service. You can use a money transfer service, such as Western Union or MoneyGram, to transfer the money from your expired debit card to another bank account or to a prepaid card. You will need to provide the money transfer service with your expired debit card information and the information for the account where you want to receive the money.
3. Sell your expired debit card to a gift card exchange website. There are websites that will buy your expired debit card for a percentage of its value. You will need to provide the website with your expired debit card information and the amount of money you want to receive.
4. Use your expired debit card to withdraw cash from an ATM. Some ATMs may allow you to withdraw cash from your expired debit card. However, you may need to pay a fee for this service.
5. Close your account and have the remaining balance sent to you by check. This is usually a last resort, as it may take several weeks to receive your check.
Here are some additional tips for getting money off an expired debit card:
You can check out the full guide here on How to Get Money Off an Expired Debit Card.
