How to Get Cashback on Credit Card Bill Payment? | PayZapp (2024)

13 May, 2024

Synopsis

  • Credit Cards have revolutionised how we shop and conduct transactions offline and online.

  • You can earn rewards and cashback on both, using your Credit Cards for payments, and paying your Credit Card bills.

  • Choosing Payment platforms like HDFC Bank’s PayZapp gives you access to rewards and Cashbacks on Credit Card bill payments.

Credit Cards have changed the way we shop and transact offline and online. Leveraging Credit Cards to earn cashback rewards is a savvy way to offset the expenses you might have incurred. But do you know that you can earn rewards on paying your Credit Card bills too? With its user-friendly interface and robust security features, HDFC Bank’s PayZapp simplifies the process of managing financial transactions while rewarding you for your engagement.

By understanding the nuances of PayZapp’s cashback mechanism and adopting strategic approaches, you can unlock significant savings on your Credit Card bill payments. Read on to learn the intricacies of how to effectively harness cashback on Credit Card payments. Also, find out how you can leverage HDFC Bank’s PayZapp to earn cashback on Credit Card bill payment.

Helpful Tips to Enhance Cashback On Credit Card Payments via PayZapp


With PayZapp, you can earn cashback and rewards on almost every Credit Card transaction. As such, using your credit card for your big and small purchases can truly help you save a lot of money. For instance, you could use your Credit Card to pay your utility bills and earn cashback. You could also earn cashback on specific purchases like flights, hotel bookings, shopping vouchers, etc., using specific Credit Cards on PayZapp.

  • Monitor Promotional Offers: Stay informed about the latest cashback promotions and offers introduced by PayZapp. Regularly check the app or subscribe to notifications to receive timely updates on lucrative deals.

  • Leverage Partner Collaborations: PayZapp frequently collaborates with partner merchants and service providers to offer exclusive cashback deals. Explore these collaborations to capitalise on additional rewards opportunities.

  • Optimise Payment Timing: Timing your Credit Card bill payments strategically can influence the cashback rewards you earn. Aim to schedule payments during promotional periods or when specific offers are available to maximise your returns.

  • Aggregate Transactions: Consolidate multiple Credit Card transactions whenever feasible to meet minimum spending thresholds or eligibility criteria for enhanced cashback rewards. Create payments batches accordingly to optimise your earnings.

How To Earn Credit Card Bill Payment Cashback Offers On PayZapp


Whether you are a seasoned user or new to the world of online payments, you can earn cashback on Credit Card bill payments via PayZapp. PayZapp’s cashback mechanism operates on the principle of incentivising you for engaging with the platform.

When it comes to Credit Card bill payments, you can earn cashback rewards by following specific steps outlined by the platform. These steps typically involve registering your Credit Card on the PayZapp app, initiating bill payments through the designated section, and fulfilling certain eligibility criteria, such as minimum transaction amounts and payment deadlines.

How to Make Credit Card Bill Payments via PayZapp

After downloading PayZapp and registering your account follow the steps mentioned below to easily pay your Credit Card bill via PayZapp and earn Credit Card payment cashback:

  1. Login to the PayZapp Online Payment App mobile application on your smartphone.

  2. Go to the ‘Accounts & Cards’ section on the homepage and add your preferred Credit Card details securely.

  3. Now enter your Credit Card number, expiry date, CVV and name. You can also choose a card listed with the PayZapp account at the time of registration.

  4. Now head to the ‘Bills & Recharges’ option on the homepage and under ‘Financial Services’ select ‘Credit Card.’ You will be able to view the added card at the top of the list with the option to clear dues. Enter the bill amount and proceed to payment.

  5. Before finalising the payment, explore any ongoing cashback offers applicable to Credit Card bill payments and enter the promocode to get the cashback reward.

  6. Once satisfied with the terms and conditions, proceed to complete the transaction securely.

  7. Upon successful completion of the transaction, the cashback amount corresponding to the eligible offer will be credited to your PayZapp account within the stipulated timeframe.

Note: PayZapp debits ₹2 to verify your Non HDFC Bank Credit Card account. The app refunds the amount to the source account within 2-3 business days.

Click here to make credit card bill payment through PayZapp on your IOS phone.

Click here to download PayZapp for Credit card bill payment on your Android phone.s

Earn Cashback On Your Credit Card Bill Payments Done Via PayZapp

PayZapp presents a lucrative avenue for earning cashback rewards on Credit Card bill payments. By familiarising yourself with the operational dynamics of PayZapp and adopting strategic approaches to optimise cashback earnings, you can harness the full potential of this innovative payment solution. Whether you are a frequent shopper, an avid traveller, or simply seeking to optimise your Credit Card offers, PayZapp offers a seamless solution for earning valuable cashback rewards. Remember to stay vigilant regarding ongoing promotions and leverage partnerships to unlock additional rewards. This way, you can enjoy a rewarding and fulfilling financial journey.

Get PayZapp’s Credit Card bill payment cashback offers today. Download the app now!

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circ*mstances.

How to Get Cashback on Credit Card Bill Payment? | PayZapp (2024)

FAQs

Can I get cashback for credit card bill payment? ›

By paying your credit card bills on time through third-party websites such as PhonePe, Cred, Paytm, etc., you can avail several offers. These platforms offer exciting discounts and cashback offers once you pay your credit card bills.

Can you pay bills with a credit card and get cash back? ›

You may be able to earn rewards like cash back, points or miles when you pay bills with a rewards credit card. Flexibility. However you choose to pay—online, over the phone or in person—you can generally use a card.

How do I earn cashback on my credit card? ›

A cashback credit card is a type of rewards credit card that earns you cashback with every purchase you make with that card. The amount you earn is usually a percentage of each purchase. Like most credit cards, cashback credit cards charge interest, have a credit limit, come with an APR and issue a monthly statement.

How do I get cashback from my credit card? ›

To get cash back from a credit card, all you have to do is spend money on an eligible purchase. Whenever you make an eligible purchase with your card, you'll automatically earn a percentage back based on the rules of your card.

What is the best way to pay credit card bills? ›

Visit any nearest ATM of your credit card issuer with your debit card, insert your debit card into the ATM kiosk, select credit card bill payment option and follow the instructions to make credit card payment.

Can I get money back from credit card payment? ›

Under banking law, card issuers must return payments that are over the balance due. If you have a credit balance of more than $1, it should be refunded to you seven days after your written request. A credit balance means that, instead of owing the card issuer money, they owe you.

What credit card is best for paying utilities? ›

NerdWallet's Best Credit Cards for Bills, Utilities & Recurring Expenses of September 2024
  • Wells Fargo Active Cash® Card: Best for Consistent cash back.
  • Blue Cash Preferred® Card from American Express: Best for Household expenses.
  • U.S. Bank Cash+® Visa Signature® Card: Best for Utilities, commuting and more.
Aug 29, 2024

What bills cannot be paid with a credit card? ›

Which bills cannot be paid with a credit card? You generally cannot pay your mortgage, rent, auto loans, student loans, or other types of loans using a credit card. While there may be services such Plastiq that allow you to do so, the cost of using these services might exceed the total credit card rewards you earn.

How do I get cash from my credit card without cash advance? ›

Ask your card issuer for convenience checks. These are checks you can write that are tied to your credit card account. Wire money to yourself through a money transfer service, such as Western Union, and pay with your credit card. Purchase a money order with your credit card, if you can find a merchant that allows this.

How to earn cash back on credit cards? ›

Every time you use a cash-back credit card to make a qualifying purchase in store or online, it earns a percentage of the amount paid. That means if you spend $500 on a card that earns 1.5% cash back, you'll earn $7.50 back in rewards.

How can I turn credit card money into cash? ›

How to get cash from a credit card
  1. Insert your credit card or use a cardless ATM option to access your account.
  2. Enter your credit card PIN. ...
  3. Select the cash advance or withdrawal option when prompted and follow the instructions on the ATM screen.
  4. Enter the amount of cash you plan to withdraw.

Can you get cashback from a credit card transaction? ›

Yes, you can get cash back with a credit card in the form of cash-back rewards or through a cash advance. Most credit cards, however, do not allow you to get cash back at the register when you make a purchase (with one notable exception: see below).

How to convert credit card to cash? ›

ATM Cash Advance

However, you should be aware of the associated charges: Step 1: Use the ATM cash advance function by withdrawing money from an ATM using your credit card. Step 2: Transfer the selected funds to your bank account by depositing at one of your bank's branches.

How to withdraw cash from a credit card without fees? ›

No, you can't withdraw cash on a credit card without paying fees. But there are a few ways you can minimise how much you pay. We recommend you: Look into money transfer cards, which let you transfer money from your credit card to your current account.

Can I get reward points on paying a credit card bill? ›

You can earn rewards and cashback on both, using your Credit Cards for payments, and paying your Credit Card bills. Choosing Payment platforms like HDFC Bank's PayZapp gives you access to rewards and Cashbacks on Credit Card bill payments.

Can you get money back if paid on credit card? ›

Chargeback lets you ask your card provider to refund a payment on your credit card when a purchase has gone wrong. You should always contact the seller first, as you cannot start a chargeback claim unless you have done this.

Can I charge my credit card and get cash back? ›

Conducting a cash advance with a credit card often incurs fees and a high APR, and doesn't include a grace period for paying down the balance before interest accrues. We do not recommend conducting a cash advance, but if you have to, you can use your credit card at an ATM as you would a debit card.

Does my credit card give cash back? ›

Yes, you can withdraw money from a credit card–but the most common methods are categorized as a cash advance, which comes with high fees.

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