Pending purchases indicate a purchase that was unable to be charged successfully to your valid payment method on file or AppleAccount balance, as such you are responsible for that purchase, and must allow it to successfully complete before anything else can be done.
If you can't make purchases or update apps, including free apps, you may need to have a valid payment method on file, even if the app you want to download is free.
See -> Add a payment method to your Apple ID
Add a payment method to your Apple ID – Apple Support (UK)
- If you want to change your card, add first the new card, then remove the old one.
- orif you use your Apple ID balance, set your Apple ID balance as your default payment.
See also ⤵️
Payment methods you can use with your Apple ID
Payment methods you can use with your Apple ID – Apple Support (UK)
FYI: Not all credit & debit cards seem to work with App Store / iTunes Store, try a different one, or preferably a credit card. If your card is not accepted as a paymenf method, you need to contact your bank.
Add money to your Apple Account balance -> Add money to your Apple Account balance - Apple Support
If you have set your AppleAccount balance as your default payment method, your default payment method will be used first by Apple when you need to make a payment.
Some purchases might require you to have a credit card on file, even if you use your Apple Account balance to make the purchase.
If you update your payment method or add funds to your AppleAccount balance, It would take about 1 to 3business daysin order to process.
If you're still unable to update your payment method,Contact Apple Support.
Get more help and assistant from Apple directly, see Contact Apple for support and service -> Contact Apple for support and service – Apple Support (UK)
FAQs
The basics of payment processing
Typically, they will mark it as pending payment (or payment pending). This means that they are ringfencing the account holder's funds on the expectation that they will need to make payment later. Once the payment request is presented, the bank will release the funds.
How do I make a pending payment not go through? ›
These transactions typically occur when merchants require preauthorization of payments, and they take a few days to clear. To cancel a pending transaction, call the merchant or retailer on your statement. If you suspect fraud, call your issuer or bank immediately.
How to fix pending transactions? ›
A pending transaction will affect the amount of credit or funds you have available, effectively deducting money from your account. Canceling a pending transaction usually requires contacting the merchant who made the charge. Once a pending transaction has posted, contact your bank or card issuer to dispute it.
Why won t my pending purchase go through? ›
A pending credit card purchase might be declined if another merchant has placed a hold on your credit card. A pending purchase made with your bank account or credit card could be declined if your account doesn't have enough funds or the merchant won't accept payment from your bank.
How long will a payment stay pending? ›
Pending transactions are payments that would normally go into or out of your account within 7 days. When you use a debit card to pay for something, it reduces the available balance in your current account. Similarly, when you use a credit card to pay for something, it increases your available balance.
How long does it take for a pending payment to go away? ›
How long do pending transactions take to clear? Pending transactions generally take between one and five business days to clear. That time can vary based on the type of transaction, the payment network, and the bank or credit card issuer.
Why hasn t my pending transaction gone through? ›
Some retailers don't process payments straight away so these will not appear in your pending transactions. The payment will appear when the retailer processes it, usually within a couple of days. Examples of offline payments include payments made on flights, parking, toll roads and market stalls.
Why do transactions stay pending? ›
Pending transactions take time because they go through an authorization process to confirm available funds and involve communication between the merchant, credit card issuer, and payment processors.
Why is my payment transaction pending? ›
You may have bought something in a shop or online. Either way, the word 'pending' shows that the payment is still being processed by the retailer and is waiting to leave your account. It means your bank has approved the payment, but the retailer needs to finish collecting it.
What happens if a pending transaction doesn't go through? ›
Sometimes pending transactions may disappear from your transaction history and the amount is returned to your available balance. This means the transaction has expired and at this stage has not been processed by the merchant. If this happens, your dispute will be closed.
Can pending transactions be declined? Banks and credit card issuers might decline pending transactions, especially if the transaction amount exceeds your available funds. That's why it's good to keep track of your account activity to avoid overdraft fees and penalties—if your bank still charges them.
Why is my order still pending? ›
“Pending”: The seller hasn't accepted the payment yet. Some sellers wait until you receive the item before they accept the payment. “In Progress”: The seller accepted a partial payment amount. “Complete”: The seller accepted the entire payment amount.
Why is my pending payment still showing? ›
It means your bank has approved the payment, but the retailer needs to finish collecting it. Once that happens, the pending transaction becomes a completed transaction. It should then appear in your normal account balance.
Why is my credit card payment pending for so long? ›
A pending charge, also known as a 'hold', is an approved transaction that your issuer has yet to post to your account balance. This may be because a merchant wants to check you have enough funds available or you made the transaction outside of your issuer's business hours.
How long does Apple pay pending last? ›
Payments can take several business days to clear and weekends do not count as days. Just wait a few more days and remember not to spend that money.
