UPI (Unified Payments Interface) is a popular payment system in India that allows seamless digital transactions. Google Pay is a popular UPI payment gateway that allows you to make digital payments seamlessly. To use Google Pay effectively, it’s important to know your UPI ID. Your UPI ID acts as a virtual payment address and is necessary to accept UPI payments. Let’s explore how to check UPI ID in Google Pay.
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What is UPI ID?
UPI ID, also known as a Virtual Payment Address (VPA), is a crucial component of the UPI system that simplifies fund transfers. It acts as a unique identifier and replaces the need for traditional banking details when sending or receiving money.
Your UPI ID is unique and can be shared with others to receive payments directly into your bank account without sharing sensitive information like account number or IFSC. It streamlines financial transactions by allowing you to send and receive money seamlessly across various platforms.
UPI ID can be used within UPI-enabled apps like Google Pay, Paytm, PhonePe, BHIM, and many others. If you have multiple bank accounts linked to Google Pay, select an account from the list to view its respective UPI ID.
Your UPI ID will be in the format of username@bankname. For example, if your username is John and you have an account with Axis Bank, your UPI ID could be john@axisbank.
How to Find UPI ID in Google Pay?
If you want to access your UPI ID in GPay, this step-by-step guide will help you locate it on the app, making it easy for both Android and iOS users.
Step 1: Open the Google Pay app on your Android or iOS device.
Step 2: Tap on your profile photo located in the upper right corner of the app.
Step 3: Select the specific bank account for which you want to view the UPI ID.
Step 4: Under the section labelled “Manage UPI IDs”, you will find your associated UPI ID.
By following the above steps, you can easily know your UPI ID in Google Pay.
Why Do You Need Google Pay UPI ID?
Having a Google Pay UPI ID offers several benefits. It enables you to send and receive money seamlessly using UPI payment gateways. This section will explore the importance and benefits of using a Google Pay UPI ID.
One of the key benefits of a Google Pay UPI ID is its convenience. With this unique identifier, you can make quick and secure money transfers without sharing sensitive bank details such as account numbers or IFSCs. This ensures privacy and reduces the risk of potential fraud or data breaches.
A Google Pay UPI ID is a unique identifier linked to your bank account, making it an essential requirement for every UPI user. It simplifies transfers by enabling direct transactions to the recipient’s bank account using their UPI ID. This eliminates the need to remember or share lengthy bank account details, making transactions faster and more secure.
Using a Google Pay UPI ID offers versatility in terms of transaction methods. You can make payments using mobile numbers, QR codes, or simply entering the recipient’s UPI ID. This adaptability makes it convenient for various scenarios, whether paying at a merchant store or transferring money to friends and family.
Another advantage of having a Google Pay UPI ID is the speed of transactions. With just a few simple steps, you can complete your payments within approximately 30 seconds, thus providing a seamless experience for both parties involved.
How to Change Your Google Pay UPI ID
Knowing how to change your Google Pay UPI ID is essential for effectively managing digital payments. This section will provide step-by-step instructions for users seeking to modify their test UPI ID extensions:
- Open the Google Pay app on your Android or iOS device.
- Tap on your profile photo in the upper right corner.
- From the options presented, select “Payment Methods.”
- On the “Payment Methods” page, you will see a list of bank accounts linked to Google Pay.
- Tap on the bank account for which you want to view the UPI ID.
- Tap on the existing UPI ID linked to the selected bank account. This will bring up a menu that allows you to change your UPI ID extension.
- To choose a new UPI ID extension, tap the ‘+’ sign next to the desired option. You can customise your UPI ID extension according to your preference.
- Once you have chosen a new UPI ID extension, it will be visible when making payments before clicking the “Continue to Pay” button.
How to Create Multiple UPI IDs in Google Pay
By creating multiple UPI IDs in Google Pay, you can conveniently manage different bank accounts and receive payments through separate virtual payment addresses. This section will offer clear, step-by-step instructions to create multiple UPI IDs, accommodating both Android and iOS platforms.
1. Open the Google Pay app on your Android or iOS device.
2. Tap on your profile picture located at the top right corner of the app.
3. From the available options, select “Payment Methods.”
4. Tap on the bank account for which you want to create an additional UPI ID.
5. In the menu that appears, select “Manage UPI IDs.”
6. To create an additional UPI ID, tap the plus icon (‘+’) on the screen.
Following these steps, you can quickly generate multiple UPI IDs in Google Pay for various purposes. This feature is particularly beneficial if you have multiple bank accounts linked to Google Pay and want separate UPI IDs for each account.
Related Read: How to Change UPI ID in Google Pay?
Frequently Asked Questions
1. How to delete Google Pay UPI ID?
To delete a UPI ID in Google Pay, the below-given steps need to be followed –
- Open the app and go to your profile.Choose the specific bank account and click on ‘Manage UPI IDs’.Select the ID you want to delete, click the three dots on the right, and confirm the deletion.
2. How do you set your phone number as your Google Pay UPI ID?
To set your phone number as your Google Pay UPI ID, follow these steps –
- Open the app and go to your profile.
- Select the bank account for which you wish to create a new UPI ID and select ‘Manage UPI IDs’.
- Add a new UPI ID with your 10-digit phone number and wait for your bank’s approval.
- Once approved, your phone number will become your UPI ID.
3. How do you change your bank account on Google Pay UPI ID?
To change your bank account on Google Pay UPI ID, you need to follow the steps given below –
- Open the app, access your profile, and select “Bank Accounts”.
- Choose the bank account to change, tap on the three dots on the right, and click on “Remove Account”.
- Add a new bank account by tapping the plus sign (+) next to “Bank Account” and follow the prompts appearing on the screen.
4. How do I change my Google Pay UPI PIN?
To change your Google Pay UPI PIN, follow these steps –
- Open the app, access your profile, and select the desired bank account.Tap “Forgot UPI PIN” and follow the on-screen instructions to reset your UPI PIN.
