How to deposit fiat funds with a credit or debit card | CEX.IO Help Centre (2024)

Using a payment card is the quickest way to deposit funds to your CEX.IO account. You can add fiat funds to your account in a few clicks using a Visa or Mastercard debit or credit card and instantly purchase cryptocurrencies.

Customers can initiate a fiat deposit or instant crypto purchase without linking a new card. However, your crypto journey can be more convenient and smooth with a verified payment method.
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​Visit our Limits and Commissions page to learn more about your account limits, deposit methods available in your area, and commissions applicable for fiat and crypto transactions.

How to link a payment method

To link your debit/credit card and other payment methods, go to our Wallet product and switch to the Account Manager tab. Then, click Add Credit/Debit card and provide your card credentials.

Customers can link multiple virtual or physical cards to their account. However, please note that only personal cards are allowed. They must be issued in the name of the account holder: using payment methods belonging to friends or relatives is strictly prohibited.

Payment card verification usually takes five minutes to complete. If all required information was entered correctly and your bank approves the transaction, your card will become available across our product ecosystem.

How to deposit funds

Once the card is linked to the CEX.IO account it can be used to make instant fiat deposits. Here's how to proceed:

2. Confirm your selection, and then click Select payment method.
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3. Go to Credit/Debit Card and choose your linked card or verify a new one.

4. Next, enter the amount you wish to deposit in the You will get field.

5. Check the fee and commission.

The total amount payable is indicated under the deposit amount in the You will send field. The Total amount under the Proceed button shows how much will be credited to your account.

6. Click Proceed.

7. Verify the payment details, and then click Confirm Deposit.

In a few minutes, you’ll receive an email from CEX.IO confirming a successful deposit.

For any issues or inquiries regarding how to add funds with a credit or debit card, please contact our Customer Support.

The web content provided by CEX.IO is for educational purposes only. The information and tools provided neither are, nor should be construed as, an offer, or a solicitation of an offer, or a recommendation, to buy, sell or hold any digital asset or to open a particular account or engage in any specific investment strategy. Digital asset markets are highly volatile and can lead to loss of funds.

The availability of the products, features, and services on the CEX.IO platform is subject to jurisdictional limitations. To understand what products and services are available in your region, please see our list of supported countries and territories. This page includes additional links to information about individual products, and their accessibility.

CEX.IO Corp. is not a registered broker-dealer or FINRA member. Crypto is not insured by the Federal Deposit Insurance Corporation (FDIC) or the Securities Investor Protection Corporation (SIPC).

Taxes may be payable on any return and/or on any increase in the value of your digital assets and you should seek independent advice on your tax obligations.