The easiest way to check your credit card’s transaction history is by logging in to your online account through the issuer’s website. This way, you will be able to see your past transactions, including the date each transaction took place, the name of the merchant that charged it and the amount. You will even be able to see charges that are still pending.
Alternatively, you can check your credit card transaction history through the issuer’s mobile app, by calling customer service, or on your monthly credit card statement. Keep in mind, though, that the statement will only show the purchases made up to the date it was issued. So, the information won't necessarily be up to date.
Ways to Check Your Credit Card’s Transaction History
- Online: Visit the website of your credit card’s issuer and set up an online account. Use your credentials to log in to your account and access your card’s transaction history.
- Mobile app: Download the issuer’s mobile app and check your credit card’s transaction history on your smartphone.
- Over the phone: Call your credit card’s customer service to have a representative help you with reading your transaction history. Usually, the customer service phone number is printed on the back of your card.
- On your monthly statement: Check out the statement the issuer sends you each month to see your credit card’s transaction history.
It’s good practice to check your credit card purchases regularly. Doing so can help you spot fraudulent charges and mistakes on your account. It’s also worth noting that your credit card transaction history goes all the way back to account opening.
This answer was first published on 10/11/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
