George Simons | August 22, 2024
Co-Founder of SoloSuit
George Simons, JD/MBA
George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.
Edited by Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Fact-checked by Patrick Austin, J.D.
Attorney from George Mason
Patrick Austin, JD
Patrick Austin is a licensed attorney with a background in data privacy and information security law. Patrick received his law degree at George Mason University's Antonin Scalia Law School, where he served as the Editor-in-Chief for the National Security Law Journal.
Summary: You have 30 days to respond to a debt lawsuit in California. In order to respond, you must file an Answer into the case, which costs $225-$450 depending on how much debt is owed and in which court the case is filed. In your Answer, you should respond to each claim against you and assert your affirmative defenses. You can draft and file an Answer online in minutes with the help of SoloSuit.
“I love getting sued for a debt,” — said no one ever.
Being sued for debt can be stressful and overwhelming. Ignoring the Summons may cause more financial challenges than what you are already handling. The best approach is to respond to the Summons, no matter what your financial situation is. This article will simplify the process by telling you exactly how to respond to a debt collection lawsuit in California. This includes information specific to filing in California, like state deadlines and forms.
Let's dive right in.
Respond to a Summons in California.
Sued for debt in California? SoloSuit can help you file an Answer into your case before the 30-day deadline.
Table of Contents
- Deadline to respond in California
- California Answer forms
- Steps to respond in California
- California Answer filing fees
- CA fee waiver request
- Other legal documents
- Make a Motion to Compel Arbitration in California
- Settle debt in California
- California debt collection laws
- Statute of limitations on debt in CA
- Check California court case status online
- California debt relief options
- Stop wage garnishment in California
- FAQs about debt collection in California
- File an Answer in your local court in California
You have 30 days to respond to a Summons for debt in California
In California, the deadline to respond to a Summons for debt is 30 days (including weekends and court holidays).
If you did not receive the lawsuit documents directly, the court gives you 40 days to respond. Such a situation occurs if the Summons and Complaint were served to someone else in your household or at work, if it was sent to an old address, or it was mailed to you. Before counting these ten extra days, ensure the plaintiff's documents say you were substitute served or call the creditor's lawyer to confirm.
Be aware of these other exceptions on deadlines in California.
Use these California Answer forms to respond to a Summons
It can be confusing and challenging for an inexperienced person to know which forms to send to respond to a debt collection Summons. SoloSuit solves this challenge by giving you several options that will help you fill the correct form.
Use SoloSuit's free Answer form to respond to a debt collection lawsuit in California.
It's quick and easy to fill, takes less than 15 minutes, and it has the best track record for debt collection lawsuits (we get cases dismissed every day). And did we mention it's free?
California Answer to Summons forms
Here are other forms provided by the state.
- The General Denial Form - Use this form if you disagree with the entire complaint. This form doesn't provide support for affirmative defenses.
- Answer Form - Use this legal form if you disagree with a section or agree with the entire complaint.
If you decide to use the state forms, you can use these official instructions to fill out the forms. SoloSuit's Answer is free and easy to fill out, and no instructions are needed.
Follow these steps to respond to a debt collection case in California
You know you're being sued for debt when you receive court documents that say you need to appear in court on a certain date. These documents are called the Summons and Complaint. The Summons notifies you of the debt collection lawsuit, while the Complaint lists the specific allegations (or claims) that the plaintiff is making against you.
Remember, you usually have only 30 days to respond to the Complaint. The ideal document for responding is the Answer. Here are three steps to responding to a Summons and Complaint:
- Answer each claim listed in the complaint
- Assert your affirmative defenses
- File the Answer with the court and serve the plaintiff
You can also watch the following video to learn more about these steps to answer a Summons for debt in California:
If you haven't been sued yet, use SoloSuit's Debt Validation Letter to fight debt collectors.
1. Answer each issue of the Complaint
Answering the Complaint can be scary, but the process is simple if you follow these guidelines. First, read the Complaint and decide how you want to respond to each numbered paragraph. You can respond in one of three ways:
- Admit—like saying, “This is true.”
- Deny—like saying, “Not true” or “Deny in full."
- Deny due to lack of knowledge—like saying, “Based on the information provided, I lack the requisite knowledge to answer definitively.”
SoloSuit can help you respond in less than 15 minutes—for free!
Choose one of the options above to respond to each claim that is listed in the Complaint document. Essentially, your Answer should be a list of responses. Most attorneys recommend that you deny as many of the allegations as possible. This forces the plaintiff (or debt collector) to do more work to prove their claims. You may deny a claim if the debt is not yours, you cleared the debt, or the debt has expired.
California-specific forms give you the option to admit (agree), deny (disagree), or deny because of a lack of sufficient information (I don't know). The responding process remains the same.
2. Assert affirmative defenses
“Assert affirmative defenses” means giving legal reasons why you shouldn't lose the lawsuit or why you don't owe the debt. You should include a section in your Answer document for these relevant defenses.
Here are some of the most common affirmative defenses in debt collection cases:
- The debt account is not yours.
- The debt was canceled and, therefore, you don't owe the creditor.
- The statute of limitations has expired. A statute of limitations on debt is a law that sets a time period that a debt collector or creditor can sue someone for a debt. In California, the statute of limitations on debt is at six years, so you can't be sued for a debt based on a contract that has had no activity on it for six or more years.
- The debt was paid or excused.
- The debt was partially paid.
- You were a co-signer but were not informed of your obligation.
SoloSuit makes it easy to make the right defense, the right way.
These are examples of affirmative defenses acceptable in court. Being unable to pay the debt is not a legal defense and may harm your case.
3. File the answer with the court and serve the plaintiff
Filing an Answer can be the most difficult part of responding to a Summons for debt collection. California courts require defendant debtors who don't have an attorney to file the Answer by mail or in person. So, here's what you need to do:
- Print two copies of your Answer.
- Mail one copy to the court.
- Pay the filing fee to the court.
- Mail the other copy to the plaintiff's attorney.
SoloSuit can file your Answer for you and serve the opposing party.
The address for both should be in the Summons and Complaint you received in the mail. The attorney's address should be on the top left of the first page. The court's address should be in the first two paragraphs.
Pay the California Answer filing fee
California courts charge a mandatory filing fee to file your papers with the courts. Unfortunately, California also charges the highest filing fees in the nation; they range from $225–$450. SoloSuit calculates the fee for you and makes sure it gets to the court. The following is a breakdown of California civil filing fees:
County | Debt amount: $0 to $10K | Debt amount: $10,000.001 to $35K | Debt amount: $35,000.001 or more |
---|---|---|---|
Riverside | $225 | $395 | $450 |
San Bernardino | $240 | $380 | $435 |
San Francisco | $225 | $370 | $450 |
All other counties | $225 | $370 | $435 |
Watch this video to learn more about filing fees in California:
After filing your response, serve a copy to the plaintiff within thirty days. You can send it to the creditor or their lawyer. Ensure the person who delivers the response fills out a proof of service by mail. Send a copy of this form to the court after confirming delivery. There are several courts throughout California that do not accept Answers without a proof of service. SoloSuit has done the preliminary research to know which courts require a proof of service, and this form will be included with your Answer if you file through SoloSuit.
Fill out a fee waiver form if you cannot afford to pay the filing fee
In some cases, a person may not have the money to pay the filing fee because they earn a low income. The courts allow you to apply for a waiver. You can qualify for a waiver if:
- You receive public benefits such as food stamps (CalFresh), general assistance, cal-works, and Medi-Cal.
- Your overall income before taxes is less than the amount listed in the waiver form FW-001 section 5b.
- The court concludes that you don't have the money to pay for your basic needs in addition to the court fees.
If you fall in the above category, make an official request by filling in Form FW-001. Follow these steps to successfully complete a fee waiver application in California:
- Read the entire document and ensure you understand the requirements.
- Fill out the form as you read each section carefully. Use this instruction form that highlights key areas that need special attention.
- Sign the form in the section labeled penalty of perjury. Ensure the information you enter is truthful and can be verified.
- Print out two copies.
- Submit the request to the court clerk, and they will tell you if the court accepts it.
- Submit your FW-001 form with a FW-003. This is the court's order that will be signed by the judge, so you only need to include your case information at the top of the form and leave the rest blank for the court to process. Many courts will deny a fee waiver if the fee waiver request is not submitted with the fee waiver order.
If the courts grant your request to waive filing fees, your other documents will be accepted and filed without the associated fees, and the court process will continue. Afterward, you can decide if you prefer to negotiate with the creditor out of court or proceed to court. If you take the case to court and win the lawsuit, you may be asked to pay the waived court fees after receiving compensation.
Use these other documents to win your debt collection lawsuit
SoloSuit can help you with the next step after answering a Summons and Complaint. You can send our Motion to Compel Arbitration to the creditor, which compels them to follow through with the arbitration clause in the contract. You can also send a debt settlement offer, which requests the creditor or debt buyer to settle the debt out of court. Our customizable documents help you solve your debt issues without a lawyer.
Make a Motion to Compel Arbitration in California
Making a motion to compel arbitration can be a powerful tool in a credit card debt case. Check your credit card agreement for an arbitration clause. If it's there, consider asking the court to move the case out of the traditional legal process and into arbitration.
To make a motion to compel arbitration in California, follow these steps:
- Draft the Motion: Use a tool like SoloSuit or draft a motion to compel arbitration yourself. Ensure that the motion clearly establishes the existence of a valid arbitration agreement.
- File the Motion: Pay the filing fee, which is $60 in California. Submit the motion to the court and serve a copy to the opposing party.
- Respond to Objections: Be prepared for the opposing party to contest the motion. They might argue that the arbitration agreement is invalid or unenforceable. You’ll need to provide evidence supporting the validity and applicability of the arbitration clause in your credit card agreement.
- Court Review: The court will examine the submissions from both parties to decide if the dispute should indeed be moved to arbitration based on the arbitration agreement and California law, which generally favors enforcing such agreements.
- Serve the Opposing Party: Once the motion is filed, serve it to the opposing party to formally notify them of your intent to seek arbitration.
There are several benefits to arbitration, such lower costs, faster resolution, and confidentiality. If you're dealing with a collection agency, there is a good chance they would rather drop the case than continue to pursue the debt through arbitration. However, if your arbitration clause states that you are responsible for arbitration costs, you may end up paying a pretty penny on top of your debt amount. So be sure you are fully informed on the potential outcomes, namely the cost, of arbitration before you file a motion to compel arbitration in California.
To learn more about how arbitration might benefit you in a credit card debt lawsuit, check out this video interview with a California attorney who shares her thoughts on arbitration:
If arbitration isn't an option in your California debt collection case, you might consider debt settlement as a path to resolve the matter for good.
Settle debt in California
Debt settlement means you pay off a portion of your debt, usually in a lump-sum payment, to clear your name of the debt and resolve it for good. Settlement can be a great option for both debtors and creditors because it helps debtors save money, but it also gets creditors at least a portion of what they lent back. It usually involves negotiating with the law firm that represents your creditor or debt collector to settle for less and cut out attorney fees, court costs, and interest.
Negotiating with a lawyer might sound intimidating, right? Well, debt settlement doesn't have to be scary or hard. In fact, we've simplified the process into three powerful tips for you. To settle your debt in California before your court date, follow these three steps:
- File an Answer into the case. This step prevents a default judgment against you and keeps your options open for negotiation. Even if you plan to settle from the beginning, it's important to file an Answer to block a default judgment and give yourself time for negotiating. SoloSuit can help you draft and file an Answer in California.
- Make a fair offer. Assess your finances to determine how much you can afford to pay and make a settlement offer to kickstart negotiations. Debts typically settle for 40% to 60% of the total debt amount. However, it's not uncommon to settle for as low as 10% to 30%, especially if the debt is older or if it's been sold to a debt buyer. Evaluate your debt and make a fair offer. We typically recommend starting low to give yourself room for negotiation.
- Get everything in writing. Once you reach an agreement, ensure the settlement terms are documented in writing. This protects you from any future claims on the same debt and in the case that the debt law firm changes its mind or goes back on its word. Here's an example of a debt settlement agreement, which is what you should file into your case.
We wanted to learn more about how to negotiate with creditors and debt collectors in California, so we interviewed a California debt attorney who shared some tips and tricks for debt settlement in the the Golden State. Check out the following video to watch the interview and learn how to resolve your California debt through settlement:
If the thought of negotiating with debt collectors, creditors, and debt lawyers scares you, you're not alone. That's why consumers everywhere are utilizing SoloSettle to negotiate debt settlement and put their debts behind them.
SoloSettle is a tech-driven approach to debt settlement and allows you to send and receive settlement offers until you've reached an agreement with your creditor or collector. Once you settle, SoloSettle will help you document the settlement legally in order to protect your rights and transfer your settlement payment to the collection agency for you, keeping your financial information secure and private.
Note that debt settlement will impact your credit score, and you may owe taxes on the amount forgiven.
Settle with SoloSettle
California debt collection laws protect you
The Fair Debt Collection Practices Act applies to California residents and protects California consumers from unfair treatment by a debt collector. California also has a state-specific debt collection law known as the Rosenthal Fair Debt Collection Practices Act, which is outlined in Cal. Civ. Code § 1788 to 1788.33. This act is very similar to the federal FDCPA, but it adds to state-specific protections for consumers dealing with debt collectors.
Some of the specific actions prohibited under California debt collection laws include:
- Threatening to use physical force or harm one’s reputation to collect a debt.
- Falsely accusing a debtor of a crime or threatening legal actions that cannot legally be taken.
- Harassing a consumer with continuous calls or failing to properly identify oneself as a debt collector.
- Deceptively implying that the collector is an attorney or a government representative.
The Rosenthal Act also requires collectors to notify consumers if the debt is past the statute of limitations and clarifies that such debts cannot be pursued through legal actions, though they may still impact a consumer's credit rating.
Check the statute of limitations on debt in California before settling
Before you agree to pay off a debt or settle in California, be sure to check the statute of limitations on your debt. If enough time has already passed, the lawsuit may be invalid, and it's up to you to make this information known in the lawsuit.
The statute of limitations is the deadline that debt collectors have to file a lawsuit to collect on a debt. If they don't sue within the statute of limitations, they don't have legal grounds to take legal action, and you can use this as a defense in your case to get it dismissed.
The statute of limitations on debt in California is four years for most types of debt. The following table further outlines the statute of limitations on mortgage debt and judgments in California:
Debt Type | Deadline |
---|---|
Credit Card | 4 years |
Medical | 4 years |
Student Loan | 4 years |
Auto Loan | 4 years |
Mortgage | 6 years |
Personal Loan | 6 years |
Judgment | 10 years |
Findlaw |
Check the status of your case in California
To check the status of your court case in California, you can visit the courthouse, call the court clerk, or find your case online.
Some courts do not have an online case search tool. If your case is filed in such a court, you can visit the courthouse or call the clerk to ask them to give you an update on your case. Just give the clerk your case number and name, and they will be able to find it in their system.
Many California courts offer a court case search tool so you can check the status of your case online without leaving the comfort of your own home or having to call and wait on hold. The following list contains California counties that offer case status updates online, complete with a link to the case search portal:
- Alameda
- Amador
- Butte
- Calaveras
- Del Norte
- Fresno
- Glenn
- Imperial
- Kings
- Lassen
- Los Angeles
- Madera
- Marin
- Mendocino
- Merced
- Modoc
- Monterey
- Napa
- Nevada
- Orange
- Placer
- Riverside
- Sacramento
- San Bernardino
- San Diego
- San Francisco
- San Joaquin
- San Mateo
- Santa Barbara
- Santa Clara
- Santa Cruz
- Shasta
- Siskiyou
- Solano
- Stanislaus
- Sutter
- Tulare
- Ventura
- Yuba
It's important to stay up to date on your case. Doing so will give you a better chance of resolving the matter or even winning the case. You'll be prepared for trials or hearings scheduled for your case and avoid losing the case for failure to show.
Find debt relief in California
California government programs offer debt relief and financial assistance to California residents dealing with debt problems. Consider these following government programs if you're looking for debt relief in California:
- Healthy Families program
- Homeowner Assistance
- Low Income Home Energy Assistance Program (LIHEAP)
- Low Income Household Water Assistance Program (LIHWAP)
- Community Services Block Grant (CSBG)
- California Earned Income Tax Credit (CalEITC)
You may also consider debt settlement, debt consolidation, or bankruptcy if you're seeking debt relief in California. Each of these options can help you start the path to debt resolution.
Stop Wage Garnishment in California
Wage garnishment may happen to you if you were sued for the debt and the court ordered a default judgment, summary judgment, or other type of judgment against you. This essentially means that you lost the court case and a credit card company or debt collector is taking legal action granted by a court order to take money directly from your paycheck.
In California, the wage garnishment limit is the lesser of 25% of your disposable earnings or 50% of the amount by which your earnings exceed 40 times the state hourly minimum wage, as outlined in Cal. Civ. Proc. Code § 706.050. As you can imagine, this can seriously impact your financial wellbeing and your ability to support yourself and your family. Luckily, there are ways to stop wage garnishment in California, and we're going to show you how below.
Settle your debt before a judgment is entered in the case
Instead of stopping wage garnishment, why not avoid it? Before the court orders a judgment against you, consider settling the debt. You can negotiate to pay a lump-sum amount that is less than the full debt. Many collection agencies are willing to settle for less, especially if they're a debt buyer like LVNV Funding or Midland Credit Management. Debt settlement can be a feasible option if you don't have enough to pay the debt in full but can manage a partial payment. Tools like SoloSettle can facilitate this process by helping you negotiate and manage settlement payments.
File a Claim of Exemption
If wage garnishment has already begun and it's making it impossible for you to meet your basic living expenses, you can file a claim of exemption. This legal document, if approved, can reduce or completely stop the garnishment. The court considers your financial situation and the needs of your dependents when determining eligibility for an exemption.
Fight the lawsuit
If you have evidence that you don't owe the debt, or that the amount claimed is incorrect, you should fight the lawsuit in court. In your Answer, dispute the creditor’s claims and present your defense by outlining the debt's invalidity. If you never got the chance to fight back because you never received notice of the lawsuit, consider filing a motion to set aside judgment. This motion asks the court to reconsider any judgments already entered in the case and give you another opportunity to respond and defend yourself.
File bankruptcy
Bankruptcy can also stop wage garnishment, but it should only be considered as a last resort because of its long-term effects on your credit score and financial status. Bankruptcy is a legal process that discharges your debts and gives you a fresh start.
FAQs about debt collection in California
Now that we've covered the basics of how to respond to a debt lawsuit and resolve debt in California, let's take a look at some frequently asked questions about debt collection in the Golden State.
What happens if I move residences during the lawsuit?
If you move residences during your California lawsuit, you should notify the court and the plaintiff. You can fill out a MC-040 form and file it into the case to serve as an official notice of your change of address.
What happens when there's a default in the case?
When there is a default in a case, debt collectors and creditors can take further action to collect a debt such as wage garnishment, freezing a bank account, and putting liens on private property.
If there is a default judgment entered in your case, you can still fight the suit. You may have to file a motion to vacate judgment in order to move the case forward and present a new defense to the court. If granted, a motion to vacate judgment would give the defendant another opportunity to file an Answer into the case.
What Is a Rule 3.740 Collections Defense in California?
Rule 3.740 collections defense is the rule listed under California civil procedure that states debt collectors and creditors can initiate a collections case to recover money owed, as long as the debt amount owed is less than $25,000 and is related to credit cards or money owed from property transactions.
So, if you owe money to a credit card company, they may utilize Rule 3.740 of California law to sue you for the money owed. To learn more about Rule 3.740 and how it may apply to your case, check out California's rules of civil procedure here.
Where can I find free legal help in California?
To find legal aid in California, first check with your county's courthouse to see what programs are offered locally. California's judicial branch also provides several statewide legal aid services for people who cannot afford to hire an attorney in their civil or small claims cases. These organizations may not be able to give legal advice due to federal regulations, but they can point consumers in the right direction.
What is the potential length of the lawsuit process in California?
The debt lawsuit process can be lengthy, lasting months or even more than a year in some cases. In fact, for many California cases, a year will pass from the time you receive the court summons until the case goes to trial. To learn more about the lawsuit process, we asked a licensed and practicing attorney. Check out the video below to see what we learned about the debt lawsuit process in California:
Can a debt collector take my car in California?
If you have a personal vehicle in California, a debt collector can legally take your car, sell it, and use the money to settle the debt. There's one crucial thing to keep in mind. If your debt is related to a property like a piece of land or defaulted on a car loan, these possessions can be repossessed to settle the debts.
File an Answer in your local court in California
We've listed all the courts in California where you might get sued for debt. Find your local court below to start filing your Answer there. Good luck!
- Superior Court of California, County of Alameda, Administration Building
- Superior Court of California, County of Alameda, Berkeley Courthouse
- Superior Court of California, County of Alameda, East County Hall of Justice
- Superior Court of California, County of Alameda, Fremont Hall of Justice
- Superior Court of California, County of Alameda, George E. McDonald Hall of Justice
- Superior Court of California, County of Alameda, Hayward Hall of Justice
- Superior Court of California, County of Alameda, Rene C. Davidson Courthouse
- Superior Court of California, County of Alameda, Wiley W. Manuel Courthouse
- Superior Court of California, County of Alpin
- Superior Court of California, County of Amador
- Superior Court of California, County of Butte, North Butte County Courthouse
- Superior Court of California, County of Calaveras
- Superior Court of California, County of Colusa, Courthouse Annex
- Superior Court of California, County of Colusa
- Superior Court of California, County of Contra Costa, A. F. Bray Courthouse
- Superior Court of California, County of Contra Costa, Richard E. Arnason Justice Center
- Superior Court of California, County of Contra Costa, Richmond Superior Court, George D. Carroll Courthouse
- Superior Court of California, County of Contra Costa, Spinetta Family
- Superior Court of California, County of Contra Costa, Wakefield Taylor Courthouse
- Superior Court of California, County of Contra Costa, Walnut Creek Superior Court
- Superior Court of California, County of Del Norte
- Superior Court of California, County of El Dorado, Cameron Park Branch
- Superior Court of California, County of El Dorado, Placerville Building C Branch
- Superior Court of California, County of El Dorado, Placerville Fair Lane Branch
- Superior Court of California, County of El Dorado
- Superior Court of California, County of Fresno, B. F. Sisk Courthouse
- Superior Court of California, County of Fresno, Downtown Location
- Superior Court of California, County of Fresno, M Street Courthouse
- Superior Court of California, County of Fresno, South Lake Tahoe Branch
- Superior Court of California, County of Glenn, Collections Division
- Superior Court of California, County of Glenn, Main Courthouse
- Superior Court of California, County of Glenn, Orland Courthouse
- Superior Court of California, County of Humboldt
- Superior Court of California, County of Imperial, Brawley Courthouse
- Superior Court of California, County of Imperial, El Centro Courthouse
- Superior Court of California, County of Imperial, Winterhaven Court
- Superior Court of California, County of Inyo, Bishop Courthouse
- Superior Court of California, County of Inyo, Independence Courthouse
- Superior Court of California, County of Kern, Airport Courthouse
- Superior Court of California, County of Kern, Delano Branch
- Superior Court of California, County of Kern, Justice Building
- Superior Court of California, County of Kern, Lamont Branch
- Superior Court of California, County of Kern, Metro Division
- Superior Court of California, County of Kern, Metro Traffic Division
- Superior Court of California, County of Kern, Mojave Branch
- Superior Court of California, County of Kern, Ridgecrest Branch
- Superior Court of California, County of Kern, Kern River Branch
- Superior Court of California, County of Kern, Shafter Branch
- Superior Court of California, County of Kern, Taft Branch
- Superior Court of California, County of Kings
- Superior Court of California, County of Lake, Clearlake Branch
- Superior Court of California, County of Lake, Lakeport Division
- Superior Court of California, County of Lassen, Hall of Justice
- Superior Court of California, County of Los Angeles, Alhambra Courthouse
- Superior Court of California, County of Los Angeles, Bellflower Courthouse
- Superior Court of California, County of Los Angeles, Beverly Hills Courthouse
- Superior Court of California, County of Los Angeles, Burbank Courthouse
- Superior Court of California, County of Los Angeles, Catalina Courthouse
- Superior Court of California, County of Los Angeles, Central Arraignment Courthouse
- Superior Court of California, County of Los Angeles, Central Civil West Courthouse
- Superior Court of California, County of Los Angeles, Chatsworth Courthouse
- Superior Court of California, County of Los Angeles, Compton Courthouse
- Superior Court of California, County of Los Angeles, Downey Courthouse
- Superior Court of California, County of Los Angeles, East Los Angeles Courthouse
- Superior Court of California, County of Los Angeles, El Monte Courthouse
- Superior Court of California, County of Los Angeles, Glendale Courthouse
- Superior Court of California, County of Los Angeles, Governor George Deukmejian Courthouse
- Superior Court of California, County of Los Angeles, Inglewood Courthouse
- Superior Court of California, County of Los Angeles, Metropolitan Courthouse
- Superior Court of California, County of Los Angeles, Michael Antonovich Antelope Valley Courthouse
- Superior Court of California, County of Los Angeles, Norwalk Courthouse Southeast District
- Superior Court of California, County of Los Angeles, Pasadena Courthouse
- Superior Court of California, County of Los Angeles, Pomona Courthouse South
- Superior Court of California, County of Los Angeles, San Fernando Courthouse
- Superior Court of California, County of Los Angeles, Santa Clarita Courthouse
- Superior Court of California, County of Los Angeles, Santa Monica Courthouse
- Superior Court of California, County of Los Angeles, Spring Street Courthouse
- Superior Court of California, County of Los Angeles, Stanley Mosk Courthouse
- Superior Court of California, County of Los Angeles, Torrance Courthouse
- Superior Court of California, County of Los Angeles, Van Nuys Courthouse East
- Superior Court of California, County of Los Angeles, Van Nuys Courthouse West
- Superior Court of California, County of Los Angeles, West Covina Courthouse
- Superior Court of California, County of Los Angeles, Whittier Courthouse
- Superior Court of California, County of Madera, Main Courthouse
- Superior Court of California, County of Marin, Hall of Justice
- Superior Court of California, County of Mariposa, Historic Courthouse
- Superior Court of California, County of Mendocino, Mendocino Courthouse
- Superior Court of California, County of Mendocino, Ten Mile Branch
- Superior Court of California, County of Merced
- Superior Court of California, County of Merced, New Merced Courthouse
- Superior Court of California, County of Merced, Old Merced Courthouse
- Superior Court of California, County of Merced, Robert M. Falasco Justice Center
- Superior Court of California, County of Mono, Bridgeport Courthouse
- Superior Court of California, County of Mono, Mammoth Lakes Courthouse
- Superior Court of California, County of Monterey
- Superior Court of California, County of Monterey, Marina Courthouse
- Superior Court of California, County of Monterey, Monterey Courthouse
- Superior Court of California, County of Monterey, Salinas Courthouse
- Superior Court of California, County of Napa, Historic Courthouse
- Superior Court of California, County of Napa
- Superior Court of California, County of Nevada, Nevada City Courthouse
- Superior Court of California, County of Nevada, Truckee Courthouse
- Superior Court of California, County of Orange, Central Justice Center
- Superior Court of California, County of Orange, Lamoreaux Justice Center
- Superior Court of California, County of Orange, North Justice Center
- Superior Court of California, County of Orange, West Justice Center
- Superior Court of California, County of Placer, Historic Auburn Courthouse
- Superior Court of California, County of Placer, Howard G. Gibson Courthouse
- Superior Court of California, County of Placer, Tahoe Courthouse
- Superior Court of California, County of Plumas
- Superior Court of California, County of Riverside, Banning Justice Center
- Superior Court of California, County of Riverside, Blythe Courthouse
- Superior Court of California, County of Riverside, Corona Courthouse
- Superior Court of California, County of Riverside, Hall of Justice
- Superior Court of California, County of Riverside, Hemet Courthouse
- Superior Court of California, County of Riverside, Historic Courthouse
- Superior Court of California, County of Riverside, Larson Justice Center
- Superior Court of California, County of Riverside, Moreno Valley Courthouse
- Superior Court of California, County of Riverside, Palm Springs Courthouse
- Superior Court of California, County of Riverside, Southwest Justice Center
- Superior Court of California, County of Riverside, Temecula Courthouse
- Superior Court of California, County of Sacramento, Carol Miller Justice Center
- Superior Court of California, County of Sacramento, Gordon D. Schaber Downtown Courthouse
- Superior Court of California, County of Sacramento, Hall of Justice
- Superior Court of California, County of Sacramento, Lorenzo Patino Hall of Justice
- Superior Court of California, County of Sacramento, William R. Ridgeway Courthouse
- Superior Court of California, County of Sacramento
- Superior Court of California, County of San Bernardino, Barstow District
- Superior Court of California, County of San Bernardino, Big Bear District
- Superior Court of California, County of San Bernardino, Central Justice Center
- Superior Court of California, County of San Bernardino, Fontana District
- Superior Court of California, County of San Bernardino, Joshua Tree District
- Superior Court of California, County of San Bernardino, Needles District
- Superior Court of California, County of San Bernardino, Rancho Cucamonga Court
- Superior Court of California, County of San Bernardino, Victorville District
- Superior Court of California, County of San Bernardino
- Superior Court of California, County of San Diego, Central Courthouse
- Superior Court of California, County of San Diego, East County
- Superior Court of California, County of San Diego, Hall of Justice
- Superior Court of California, County of San Diego, Kearny Mesa
- Superior Court of California, County of San Diego, North County
- Superior Court of California, County of San Diego, South County
- Superior Court of California, County of San Francisco, Civic Center Courthouse
- Superior Court of California, County of San Francisco, Hall of Justice
- Superior Court of California, County of San Francisco, Polk Street Annex
- Superior Court of California, County of San Joaquin, Lodi Branch Department L 1
- Superior Court of California, County of San Joaquin, Lodi Branch Department L 2
- Superior Court of California, County of San Joaquin, Manteca Branch
- Superior Court of California, County of San Joaquin, Stockton Courthouse
- Superior Court of California, County of San Luis Obispo, Grover Beach Branch
- Superior Court of California, County of San Luis Obispo, Paso Robles Branch
- Superior Court of California, County of San Luis Obispo, Veterans Memorial Branch
- Superior Court of California, County of San Luis Obispo
- Superior Court of California, County of San Mateo, Northern Branch
- Superior Court of California, County of San Mateo, Southern Branch, Hall of Justice and Records
- Superior Court of California, County of San Mateo
- Superior Court of California, County of Santa Barbara, Anacapa Division
- Superior Court of California, County of Santa Barbara, Cook Division
- Superior Court of California, County of Santa Barbara, Figueroa Division
- Superior Court of the State of California in and for the County of Santa Barbara Limited
- Superior Court of California, County of Santa Barbara, Lompoc
- Superior Court of California, County of Santa Barbara, Miller Division
- Superior Court of California, County of Santa Barbara, Solvang
- Superior Court of California, County of Santa Barbara
- Superior Court of California, County of Santa Clara, Santa Clara Courthouse
- Superior Court of California, County of Santa Clara, Downtown Superior Court
- Superior Court of California, County of Santa Clara, Hall of Justice
- Superior Court of California, County of Santa Clara, Old Courthouse
- Superior Court of California, County of Santa Clara, Palo Alto Courthouse
- Superior Court of California, County of Santa Clara, South County Courthouse
- Superior Court of California, County of Santa Clara
- Superior Court of California, County of Santa Cruz, Santa Cruz Courthouse
- Superior Court of California, County of Santa Cruz
- Superior Court of California, County of Shasta, Main Courthouse
- Superior Court of California, County of Sierra, District 3
- Superior Court of California, County of Siskiyou, Yreka Court
- Superior Court of California, County of Solano, Hall of Justice
- Superior Court of California, County of Solano, Justice Building
- Superior Court of California, County of Solano, Law and Justice
- Superior Court of California, County of Solano, Old Solano Courthouse
- Superior Court of California, County of Sonoma, Empire College Annex
- Superior Court of California, County of Sonoma, Hall of Justice
- Superior Court of California, County of Sonoma
- Superior Court of California, County of Stanislaus, City Towers Courthouse
- Superior Court of California, County of Stanislaus, Main Courthouse
- Superior Court of California, County of Stanislaus, Turlock Division
- Superior Court of California, County of Stanislaus
- Superior Court of California, County of Sutter
- Superior Court of California, County of Tehama, Tehama Court
- Superior Court of California, County of Trinity, Weaverville Courthouse
- Superior Court of California, County of Tuolumne, Historic Courthouse
- Superior Court of California, County of Tuolumne, Washington Street Facility
- Superior Court of California, County of Tulare, Dinuba Courthouse
- Superior Court of California, County of Tulare, Porterville South County Justice Center
- Superior Court of California, County of Tulare, Visalia County Civic Center
- Superior Court of California, County of Tulare
- Superior Court of California, County of Ventura, East County Courthouse
- Superior Court of California, County of Ventura, Hall of Justice
- Superior Court of California, County of Ventura
- Superior Court of California, County of Yolo
- Superior Court of California, County of Yuba
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
We have answers.
Join our community of over 40,000 people.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
How to Answer a Summons for debt collection in all 50 states
Here's a list of guides on how to respond to a debt collection lawsuit in each state:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont; Vermont (Small Claims court)
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to resolve debt with every debt collector
Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.
- 11 Charter Communications
- AAA Collections
- Aargon Agency Inc
- Absolute Resolutions Investments LLC
- ACEI Collections
- Account Services
- Accredited Collection Services
- Accredited Collection Services
- Advanced Recovery Systems
- AES NCT
- AFNI Collections
- Alco Capital Group LLC
- Aldous and Associates
- Alliance Collections
- Alliance One
- Alliant Capital Management
- Alpha Recovery Corp
- Alltran Financial
- Alltran Health
- Alorica Inc.
- Amcol Clmbia in Court
- American Coradius International
- American Profit Recovery
- American Recovery Service
- Americollect
- AmSher Collection Services
- Apelles LLC
- AR Resources
- ARC Collections
- ARM Solutions
- Arrow Financial Services
- ARS National Services
- ARSC Debt Collectors
- ARS National Services
- ARstrat
- AscensionPoint Recovery Services
- Asset Acceptance LLC
- Asset Recovery Solutions
- Associated Credit Services
- Atlantic Credit and Finance
- Atradius Collections
- Automated Collection Services, Inc.
- Autovest LLC
- Avante USA
- Avantus
- AWA Collections
- Balekian Hayes
- Bay Area Receivables
- BCA Financial Services
- BC Services
- Benuck and Rainey
- Berlin-Wheeler
- Bluebonnet Financial LLC
- Bonneville Collections
- Bull City Financial
- Bureaus Investment Group
- Cach LLC
- Caine and Weiner
- Capio Partners
- Capital Accounts
- Capital Collections
- Capital Management Services
- CardWorks
- Carmel Financial/New Coast Direct
- Cavalry SPV I LLC
- CBCInnovis
- CBCS Collections
- CBE Group
- CBV Collections
- CCB Credit Services
- CCS Collections
- CCS Offices
- Central Mediation Services
- Central Portfolio Control
- Cerastes LLC
- Choice Recovery
- Choice Recovery Inc
- CKS Financial
- CKMS Financial
- Client Services
- CMRE Financial Services
- COAF
- Coast Professional
- Comenity Bank Debt Collection
- Commonwealth Financial
- ConServe Debt Collection
- Consumer Collection Management
- Contract Callers Inc
- Convergent Healthcare Recoveries
- Convergent Outsourcing
- Couch Conville & Blitt
- Covington Credit
- CRDT First
- Credco in Court
- Credence Resource Management
- Credit Bureau Systems
- Credit Control Corporation
- Credit Management Company
- Credit Management LP
- Credit Systems
- Credit Systems
- CSIEZPay
- CTC Debt Collector
- CVCS Debt Collection
- Cypress Financial Recoveries
- D&A Services
- Daniels, Norelli, Cecere & Tavel P.C.
- DCM Services
- Debt Recovery Solutions
- Delanor Kemper & Associates
- Department Stores National Bank
- Direct Recovery Associates
- Discover Collections
- Diversified Adjustment
- Diversified Consultants
- Diversified Recovery Bureau
- DNF Associates, LLC
- Dodeka LLC
- DRS Credit
- Dynamic Collectors
- Eagle Loan
- Eagle Accounts Group, Inc.
- Eastern Account System
- EduCap
- Ellington and Associates Collections
- Encore Capital Group
- Enerson Law
- Enerson Law LLC
- Enhanced Recovery Company
- EOS CCA
- ERC Collections
- ERSolutions
- Estate Information Services
- Equable Ascent Financial
- Everest Business Funding
- Executive Credit Management
- Faber and Brand
- Factual Data
- Falls Collection Service
- FBCS
- FCO Collections and Outsourcing
- FIA Card Services
- fin rec svc (Financial Recovery Services)
- First Federal Credit Credit Control
- First Financial Bank
- First Portfolio Ventures LLC
- First Progress
- FirstPoint Collection Resources
- Firstsource Advantage
- FMA Alliance
- FNB Omaha
- Forster & Garbus
- Franklin Collection Services
- Freedom Plus
- Freshview Solutions
- Frontline Asset
- Frost Arnett
- Fulton Friedman & Gullace LLP
- Galaxy International Purchasing, LLC
- GC Debt Collection
- GC Services
- General Revenue Corporation
- GLA Collections
- Glass Mountain Capital
- Glasser and Glasser
- Global Credit Collection Corp
- Global Trust Management
- GMAC Financing
- Golden 1 Credit Union
- Grant and Weber
- Grant Mercantile Agency
- Gulf Coast Collection Bureau
- Gurstel
- Halsted Financial Services
- Harris and Harris
- Harvard Collection
- Harvest Credit Management
- Helvey and Associates
- Hollis Cobb
- Holloway Moxley
- Hosto Buchan
- Howard Lee Schiff
- H&R Accounts
- HRRG
- Hudson & Keyse LLC?
- Hunter Warfield
- IC System
- Impact Receivables Management
- Innovative Recovery
- Integras Capital Recovery LLC
- Javitch Block
- JHPDE Finance 1 LLC
- JP Receivables Management Partners
- JPMCB card
- Kenneth Eisen and Associates
- KeyBank student loans
- Kinum
- Kirschenbaum, Phillips & Levy P.C.
- KLS Financial Services
- Kramer & Frank
- Lakeside Collection
- Lending Club
- Lincoln and Morgan Kabbage
- Linebarger Goggan Blair & Sampson LLP
- Lockhart Collection Agency
- LJ Ross Associates
- LTD Collections
- Malcolm S. Gerald and Associates
- Malen & Associates
- Mandarich Law Group
- Mannbracken
- Marcam Associates
- MARS Inc. Collections
- MBA Law
- MCA Management Company
- McCarthy, Burgess & Wolff
- Meade & Associates
- Medicredit
- Mercantile Adjustment Bureau
- Merchants Credit Association
- MGM Collections
- Michael J Adams PC
- Midland Funding LLC
- Mid-South Adjustment
- Monarch Recovery
- Monterey Financial
- Moss Law Firm
- Mountain Land Collections
- MRS Associates
- MRS BPO
- MSW Capital LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Nathan and Nathan PC
- National Collegiate Trust
- National Credit Adjusters
- National Credit Care
- National Credit Systems
- National Enterprise Systems
- National Recovery Agency
- National Recovery Solutions
- Nationstar
- Nationwide Credit
- Nationwide Recovery Services
- Nationwide Recovery Systems
- NCEP LLC
- NCO Financial Systems Incorporated
- North American Recovery
- Northland Group
- Northstar Capital Acquisition
- Northstar Location Services
- NPAS
- NRC Collection Agency
- Oliver Adjustment Company
- Oliphant Financial, LLC
- Oportun
- P&B Capital Group
- PCB Collections Agency
- Palisades Collection LLC
- Pallida LLC
- Paragon Contracting Services
- Paragon Revenue Group
- Payday Loan Debt Collectors
- Pendrick Capital Partners
- Penn Credit
- Perdue Brandon
- Persolve LLC
- Phillips & Cohen Associates
- Phoenix Financial Services
- Pioneer Credit Recovery
- PMAB LLC
- PRA Group, Inc.
- Pressler, Felt & Warshaw LLP
- Prestige Services, Inc.
- Prince Parker and Associates
- ProCollect
- Professional Finance Company
- Progressive Management Systems
- Provest Law
- PYOD LLC
- Quaternary Collection Agency
- RAB Collection Agency
- Rash Curtis and Associates
- Radius Global SOL
- Radius Global Solutions
- Rawlings Company
- Razor Capital
- Real Time Resolutions
- Receivables Performance Management
- Regents and Associates
- Reliant Capital Solutions
- RentGrow
- Resurgent
- Resurgent Capital Services and LVNV Funding
- Revco Solutions
- Revenue Enterprises LLC
- Revenue Group
- RGS Financial, Inc.
- RMP LLC in Court
- RMP Services
- RS Clark and Associates
- RSIEH
- RSIEH
- RTR Financial Services
- Rubin & Rothman
- Salander Enterprises LLC
- Samara Portfolio Management
- SCA Collections
- Scott Parnell and Associates
- Second Round Collections
- Second Round Sub LLC
- Selip & Stylianou LLP
- Sequium Asset Solutions
- Sessoms and Rogers
- Sherman Acquisition
- Sherman Financial Group
- SIMM Associates
- Source Receivables Management
- Southern Management Systems
- Southwest Credit Group
- Spire Recovery Solutions
- SRS Company
- Stark Collection Agency
- State Collection Service
- Stenger and Stenger
- Stillman Law Office
- Summit Account Resolution
- Sunrise Credit Services
- Superlative RM Debt Collector
- Suttell and Hammer
- Synergetic Communication
- Synerprise Consulting
- The Law Office of Michael J Scott
- Trellis Company
- Troy Capital
- TRS Recovery Services
- TrueAccord
- Tulsa Teachers Credit Union
- UCB Collection
- UHG 1, LLC
- Unifin
- Unifin Debt Collector
- Unifund
- Universal Credit Services
- US Bank Collections
- USAA collections
- USCB America
- Valentine and Kebartas
- Valley Servicing
- Vance & Huffman LLC
- Van Ru Credit Corporation
- Velo Law Office
- Velocity Investments
- Viking Client Services
- Wakefield and Associates
- Waypoint Resource Group
- WCTCB
- Weinberg and Associates
- Weltman, Weinberg & Reis
- Westwood Funding
- Williams and Fudge
- Wilshire Consumer Credit
- Wolpoff & Abramson
- Worldwide Asset Purchasing
- www.AutomotiveCredit.com
- Zarzaur & Schwartz
- Zwicker & Associates
Resolve your debt with your creditor
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
- American Express; American Express – Debt Collection
- Bank of America
- Barclay
- Best Buy Credit Card
- Capital One
- Chase
- Credit One Bank
- Old Navy Credit Card
- PayPal Synchrony Card
- Regional Finance
- Retailers National Bank
- Reunion Student Loan Finance Corporation
- SYNCB/PPEXTR
- Synchrony Bank
- Synchrony Walmart Card
- Target National Bank
- Webbank
- Wells Fargo
- Can I Pay My Original Creditor Instead of a Debt Collection Agency?
- Can I Settle a Debt with the Original Creditor?
Settle your medical debt
Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
- Am I Responsible for My Spouse's Medical Debt?
- Do I Need a Lawyer for Medical Bills?
- Do I Need a Lawyer to Fight Medical Bill Debt?
- Does Bankruptcy Clear Medical Debt?
- How Much Do Collection Agencies Pay for Medical Debt?
- How to Find Medical Debt Forgiveness Programs
- Is There a Statute of Limitations on Medical Bills?
- Medical Debt Statute of Limitations by State
- Summoned to Court for Medical Bills — What Do I Do?
- Summoned to Court for Medical Bills? What to Do Next
Guides on arbitration
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
- How Arbitration Works
- How to Find an Arbitration Clause in Your Credit Agreement
- How to Make a Motion to Compel Arbitration
- How to Make a Motion to Compel Arbitration in Florida
- How to Make a Motion to Compel Arbitration Without an Attorney
- How Credit Card Arbitration Works
- Motion to Compel Arbitration in California
- Sample Motion to Compel Arbitration
Stop calls from debt collectors
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
- 1-800-390-7584
- 800-289-8004
- 800-955-6600
- 8009556600
- 877-366-0169
- 877-591-0747
- 800-278-2420
- 800-604-0064
- 800-846-6406
- 877-317-0948
- 888-899-4332
- 888-912-7925
- 202-367-9070
- 502-267-7522
Federal debt collection laws can protect you
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
- 15 USC 1692 Explained
- Does the Fair Credit Reporting Act Work in Florida?
- FDCPA Violations List
- How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
- How to Make a Fair Debt Collection Practices Act Demand Letter
- How to Submit a Transunion Dispute
- How to Submit an Equifax Dispute
- How to Submit an Experian Dispute
- What Debt Collectors Cannot Do — FDCPA Explained
- What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
- What does “meets FCRA requirements” mean?
- What does FCRA stand for?
- What is the Consumer Credit Protection Act
Get debt relief in your state
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Debt collection laws in all 50 states
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
- Debt Collection Laws in Alabama
- Debt Collection Laws in Alaska
- Debt Collection Laws in Arizona
- Debt Collection Laws in Arkansas
- Debt Collection Laws in California
- Debt Collection Laws in Colorado
- Debt Collection Laws in Connecticut
- Debt Collection Laws in Delaware
- Debt Collection Laws in Florida
- Debt Collection Laws in Georgia
- Debt Collection Laws in Hawaii
- Debt Collection Laws in Kansas
- Debt Collection Laws in Idaho
- Debt Collection Laws in Illinois
- Debt Collection Laws in Indiana
- Debt Collection Laws in Iowa
- Debt Collection Laws in Kentucky
- Debt Collection Laws in Louisiana
- Debt Collection Laws in Massachusetts
- Debt Collection Laws in Michigan
- Debt Collection Laws in Minnesota
- Debt Collection Laws in Mississippi
- Debt Collection Laws in Missouri
- Debt Collection Laws in Montana
- Debt Collection Laws in Nebraska
- Debt Collection Laws in Nevada
- Debt Collection Laws in New Hampshire
- Debt Collection Laws in New Jersey
- Debt Collection Laws in New Mexico
- Debt Collection Laws in New York
- Debt Collection Laws in North Carolina
- Debt Collection Laws in North Dakota
- Debt Collection Laws in Ohio
- Debt Collection Laws in Oklahoma
- Debt Collection Laws in Oregon
- Debt Collection Laws in Pennsylvania
- Debt Collection Laws in Rhode Island
- Debt Collection Laws in South Carolina
- Debt Collection Laws in South Dakota
- Debt Collection Laws in Tennessee
- Debt Collection Laws in Texas
- Debt Collection Laws in Vermont
- Debt Collection Laws in Virginia
- Debt Collection Laws in Washington
- Debt Collection Laws in West Virginia
- Debt Collection Laws in Wisconsin
- Debt Collection Laws in Wyoming
Statute of limitations on debt state guides
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.
Statute of Limitations on Debt Collection by State (Best Guide)
- Statute of Limitations on Debt Collection in Alabama
- Statute of Limitations on Debt Collection in Alaska
- Statute of Limitations on Debt Collection in Arizona
- Statute of Limitations on Debt Collection in Arkansas
- Statute of Limitations on Debt Collection in California
- Statute of Limitations on Debt Collection in Connecticut
- Statute of Limitations on Debt Collection in Colorado
- Statute of Limitations on Debt Collection in Delaware
- Statute of Limitations on Debt Collection in Florida
- Statute of Limitations on Debt Collection in Georgia
- Statute of Limitations on Debt Collection in Hawaii
- Statute of Limitations on Debt Collection in Illinois
- Statute of Limitations on Debt Collection in Indiana
- Statute of Limitations on Debt Collection in Iowa
- Statute of Limitations on Debt Collection in Kansas
- Statute of Limitations on Debt Collection in Louisiana
- Statute of Limitations on Debt Collection in Maine
- Statute of Limitations on Debt Collection in Maryland
- Statute of Limitations on Debt Collection in Michigan
- Statute of Limitations on Debt Collection in Minnesota
- Statute of Limitations on Debt Collection in Mississippi
- Statute of Limitations on Debt Collection in Missouri
- Statute of Limitations on Debt Collection in Montana
- Statute of Limitations on Debt Collection in Nebraska
- Statute of Limitations on Debt Collection in Nevada
- Statute of Limitations on Debt Collection in New Hampshire
- Statute of Limitations on Debt Collection in New Jersey
- Statute of Limitations on Debt Collection in New Mexico
- Statute of Limitations on Debt Collection in New York
- Statute of Limitations on Debt Collection in North Carolina
- Statute of Limitations on Debt Collection in North Dakota
- Statute of Limitations on Debt Collection in Oklahoma
- Statute of Limitations on Debt Collection in Oregon
- Statute of Limitations on Debt Collection in Oregon (Complete Guide)
- Statute of Limitations on Debt Collection in Pennsylvania
- Statute of Limitations on Debt Collection in Rhode Island
- Statute of Limitations on Debt Collection in South Carolina
- Statute of Limitations on Debt Collection in South Dakota
- Statute of Limitations on Debt Collection in Tennessee
- Statute of Limitations on Debt Collection in Texas
- Statute of Limitations on Debt Collection in Utah
- Statute of Limitations on Debt Collection in Vermont
- Statute of Limitations on Debt Collection in Virginia
- Statute of Limitations on Debt Collection in Washington
- Statute of Limitations on Debt Collection in West Virginia
- Statute of Limitations on Debt Collection in Wisconsin
- Statute of Limitations on Debt Collection in Wyoming
Check the status of your court case
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
- Alabama Court Case Search—Find Your Lawsuit
- Alaska Court Case Search — Find Your Lawsuit
- Arizona Court Case Search - Find Your Lawsuit
- Arkansas Court Case Search — Find Your Lawsuit
- California Court Case Search- Find Your Lawsuit
- Colorado Court Case Search — Find Your Lawsuit
- Connecticut Case Lookup — Find Your Court Case
- Delaware Court Case Search — Find Your Lawsuit
- Florida Court Case Search — Find Your Lawsuit
- Georgia Court Case Search — Find Your Lawsuit
- Hawaii Court Case Search — Find Your Lawsuit
- Idaho Court Case Search – Find Your Lawsuit
- Illinois Court Case Search — Find Your Lawsuit
- Indiana Court Case Search — Find Your Lawsuit
- Iowa Court Case Search — Find Your Lawsuit
- Kansas Court Case Search — Find Your Lawsuit
- Kentucky Court Case Search — Find Your Lawsuit
- Louisiana Court Case Search — Find Your Lawsuit
- Maine Court Case Search — Find Your Lawsuit
- Maryland Court Case Search — Find Your Lawsuit
- Massachusetts Court Case Search — Find Your Lawsuit
- Michigan Court Case Search — Find Your Lawsuit
- Minnesota Court Case Search — Find Your Lawsuit
- Mississippi Court Case Search — Find Your Lawsuit
- Missouri Court Case Search — Find Your Lawsuit
- Montana Court Case Search — Find Your Lawsuit
- Nebraska Court Case Search — Find Your Lawsuit
- Nevada Court Case Search — Find Your Lawsuit
- New Hampshire Court Case Search — Find Your Lawsuit
- New Jersey Court Case Search—Find Your Lawsuit
- New Mexico Court Case Search - Find Your Lawsuit
- New York Case Search — Find Your Lawsuit
- North Carolina Court Case Search — Find Your Lawsuit
- North Dakota Court Case Search �� Find Your Lawsuit
- Ohio Court Case Search — Find Your Lawsuit
- Oklahoma Court Case Search — Find Your Lawsuit
- Oregon Court Case Search — Find Your Lawsuit
- Pennsylvania Court Case Search — Find Your Lawsuit
- Rhode Island Court Case Search — Find Your Lawsuit
- South Carolina Court Case Search — Find Your Lawsuit
- South Dakota Court Case Search — Find Your Lawsuit
- Tennessee Court Case Search — Find Your Lawsuit
- Texas Court Case Search — Find Your Lawsuit
- Utah Court Case Search — Find Your Lawsuit
- Vermont Court Case Search — Find Your Lawsuit
- Virginia Court Case Search — Find Your Lawsuit
- Washington Court Case Search — Find Your Lawsuit
- West Virginia Court Case Search — Find Your Lawsuit
- Wisconsin Court Case Search — Find Your Lawsuit
- Wyoming Court Case Search — Find Your Lawsuit
How to stop wage garnishment in your state
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
- Stop Wage Garnishment in Alabama
- Stop Wage Garnishment in Alaska
- Stop Wage Garnishment in Arizona
- Stop Wage Garnishment in Arkansas
- Stop Wage Garnishment in California
- Stop Wage Garnishment in Colorado
- Stop Wage Garnishment in Connecticut
- Stop Wage Garnishment in Delaware
- Stop Wage Garnishment in Florida
- Stop Wage Garnishment in Georgia
- Stop Wage Garnishment in Hawaii
- Stop Wage Garnishment in Idaho
- Stop Wage Garnishment in Illinois
- Stop Wage Garnishment in Indiana
- Stop Wage Garnishment in Iowa
- Stop Wage Garnishment in Kansas
- Stop Wage Garnishment in Kentucky
- Stop Wage Garnishment in Louisiana
- Stop Wage Garnishment in Maine
- Stop Wage Garnishment in Maryland
- Stop Wage Garnishment in Massachusetts
- Stop Wage Garnishment in Michigan
- Stop Wage Garnishment in Minnesota
- Stop Wage Garnishment in Mississippi
- Stop Wage Garnishment in Missouri
- Stop Wage Garnishment in Montana
- Stop Wage Garnishment in Nevada
- Stop Wage Garnishment in New Hampshire
- Stop Wage Garnishment in New Jersey
- Stop Wage Garnishment in New Mexico
- Stop Wage Garnishment in New York
- Stop Wage Garnishment in North Carolina
- Stop Wage Garnishment in North Dakota
- Stop Wage Garnishment in Ohio
- Stop Wage Garnishment in Oklahoma
- Stop Wage Garnishment in Oregon
- Stop Wage Garnishment in Pennsylvania
- Stop Wage Garnishment in Rhode Island
- Stop Wage Garnishment in South Carolina
- Stop Wage Garnishment in South Dakota
- Stop Wage Garnishment in Tennessee
- Stop Wage Garnishment In Texas
- Stop Wage Garnishment In Utah
- Stop Wage Garnishment in Vermont
- Stop Wage Garnishment in Virginia
- Stop Wage Garnishment in Washington
- Stop Wage Garnishment in West Virginia
- Stop Wage Garnishment in Wisconsin
- Stop Wage Garnishment in Wyoming
Other wage garnishment resources
- Bank Account Garnishment and Liens in Texas
- Can I Stop Wage Garnishment?
- Can My Wife's Bank Account Be Garnished for My Debt?
- Can Payday Loans Garnish Your Wages?
- Can pensions be garnished?
- Can Private Disability Payments Be Garnished?
- Can Social Security Disability Be Garnished?
- Can They Garnish Your Wages for Credit Card Debt?
- Can You Stop a Garnishment Once It Starts?
- Guide to Garnishment Limits by State
- How Can I Stop Wage Garnishments Immediately?
- How Long Before a Creditor Can Garnish Wages?
- How Long Does It Take to Get Garnished Wages Back?
- How to Fight a Wage Garnishment
- How to Prevent Wage Garnishment
- How to Stop a Garnishment
- How to Stop Social Security Wage Garnishment
- How to Stop Wage Garnishment — Everything You Need to Know
- New York Garnishment Laws – Overview
- Ohio Garnishment Laws — What They Say
- Wage Garnishment Lawyer
- What Is Wage Garnishment?
How to settle a debt in your state
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
- How to Settle a Debt in Alabama
- How to Settle a Debt in Alaska
- How to Settle a Debt in Arizona
- How to Settle a Debt in Arkansas
- How to Settle a Debt in California
- How to Settle a Debt in Colorado
- How to Settle a Debt in Delaware
- How to Settle a Debt in Florida
- How to Settle a Debt in Hawaii
- How to Settle a Debt in Idaho
- How to Settle a Debt in Illinois
- How to Settle a Debt in Indiana
- How to Settle a Debt in Iowa
- How to Settle a Debt in Kansas
- How to Settle a Debt in Kentucky
- How to Settle a Debt in Louisiana
- How to Settle a Debt in Maryland
- How to Settle a Debt in Massachusetts
- How to Settle a Debt in Michigan
- How to Settle a Debt in Minnesota
- How to Settle a Debt in Mississippi
- How to Settle a Debt in Missouri
- How to Settle a Debt in Montana
- How to Settle a Debt in Nebraska
- How to Settle a Debt in Nevada
- How to Settle a Debt in New Hampshire
- How to Settle a Debt in New Jersey
- How to Settle a Debt in New Mexico
- How to Settle a Debt in New York
- How to Settle a Debt in North Carolina
- How to Settle a Debt in North Dakota
- How to Settle a Debt in Ohio
- How to Settle a Debt in Oklahoma
- How to Settle a Debt in Oregon
- How to Settle a Debt in Pennsylvania
- How to Settle a Debt in South Carolina
- How to Settle a Debt in South Dakota
- How to Settle a Debt in Tennessee
- How to Settle a Debt in Texas
- How to Settle a Debt in Utah
- How to Settle a Debt in Vermont
- How to Settle a Debt in Virginia
- How to Settle a Debt in West Virginia
- How to Settle a Debt in Wisconsin
- How to Settle a Debt in Wyoming
How to settle with every debt collector
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
Other debt settlement resources
- Best Debt Settlement Companies
- Can I Settle a Debt After Being Served?
- Can I Still Settle a Debt After Being Served?
- Can You Settle a Warrant in Debt Before Court?
- Debt Management vs. Debt Settlement
- Debt Settlement Pros and Cons
- Debt Settlement Scam
- Do I Need to Hire a Debt Settlement Lawyer?
- Do You Need a Debt Settlement Attorney in Houston Texas?
- Do You Owe Taxes on Settled Debt?
- Here’s a Sample Letter to Collection Agencies to Settle Debt
- How Can I Settle My Credit Card Debt Before Going to Court?
- How Do I Know if a Debt Settlement Company Is Legitimate?
- How Long Does a Lawsuit Take to Settle?
- How Much Do Settlement Companies Charge?
- How I Settled My Credit Card Debt With Discover
- How to File a Motion to Enforce Settlement Agreement
- How to Make a Debt Settlement Agreement
- How to Make a Settlement Offer to Navient
- How to Negotiate a Debt Settlement with a Law Firm
- How to send Santander a settlement letter
- How to Settle Debt for Pennies on the Dollar
- How to Settle Debt in 3 Steps
- How to Settle Debt with a Reduced Lump Sum Payment
- How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
- How to Settle Credit Card Debt When a Lawsuit Has Been Filed
- If You Are Using a Debt Relief Agency, Can You Settle Yourself with the Creditor?
- Largest Debt Settlement Companies
- Should I Settle a Collection or Pay in Full?
- Summary of the Equifax Data Breach Settlement
- The Advantages of Pre-Settlement Lawsuit Funding
- The FTC Regulates Debt Settlement Through the Telemarketing Sales Rule
- The Pros and Cons of Debt Settlement
- What Happens if I Reject a Settlement Offer?
- What Happens if You Don't Pay a Debt Settlement?
- What Happens When You Settle a Debt?
- What Is A Debt Settlement Agreement?
- What is Debt Settlement?
- What Percentage Should I Offer to Settle Debt?
- What to Ask for in a Settlement Agreement
- Who Qualifies for Debt Settlement?
- Will Collection Agencies Settle for Less?
- 5 Signs of a Debt Settlement Scam
Personal loan and debt relief reviews
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
- Accredited Debt Relief Debt Settlement Reviews
- Advance America Loan Review
- ACE Cash Express Personal Loan Review
- BMG Money Loan Review
- BMO Harris Bank Review: Pros and Cons
- Brite Solutions Debt Settlement Reviews
- Caliber Home Loans Mortgage Review
- Cambridge Debt Consolidation Review
- Campus Debt Solutions Review
- CashNetUSA Review
- Century Debt Settlement Reviews
- ClearPoint Debt Management Review
- Click N Loan Reviews
- CuraDebt Debt Settlement Review
- CuraDebt Reviews: Debt Relief Assistance For California Residents
- Debt Eraser Review
- Debtconsolidation.com Debt Settlement Reviews
- Eagle One Debt Settlement Reviews
- Freedom Debt Relief Debt Settlement Reviews
- Global Holdings Debt Settlement Reviews
- Golden 1 Credit Union Personal Loan Review
- Honda Financial Services Review
- iLending Reviews
- Infinite Law Group Debt Settlement Reviews
- JG Wentworth Debt Settlement Reviews
- LoanMart Reviews
- Mastriani Law Firm Review
- Milestone ® Mastercard ® Review
- ModoLoan Review
- Money Management International Reviews
- M&T Mortgage Company Review
- National Debt Relief Debt Settlement Reviews
- New Era Debt Settlement Reviews
- OppLoans Review
- Pacific Debt Relief Reviews
- Palisade Legal Group Debt Settlement Reviews
- PCG Debt Consolidation Review
- PenFed Auto Loan Review
- Priority Plus Financial Reviews
- Roseland Associates Debt Consolidation Review
- SDCCU Debt Consolidation Review
- Speedy Cash Loans Review
- Symple Lending Reviews
- Tripoint Lending Reviews
- TurboDebt Debt Settlement Reviews
- Turnbull Law Group Debt Settlement Reviews
- United Debt Settlement Reviews
- Upgrade Auto Loans Reviews
How to repair and improve your credit score
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.
- 3 Ways to Repair Your Credit with Debt Collections
- 5 Pros and Cons of Credit Cards & How to Use Them Wisely
- 6 Reasons Your Credit Score Isn't Going Up
- Bankruptcy vs Debt Settlement: Which is Better for Your Credit Score?
- Does Debt Consolidation Hurt Your Credit Score?
- Does Wage Garnishment Affect Credit?
- Guide to Disclosing Income on Your Credit Card Application
- How Long Does It Take to Improve My Credit Score After Debt Settlement?
- How Often Does Merrick Bank Increase Your Credit Limit?
- How to fix your credit to buy a house
- How to Handle Debt and Improve Credit
- How to Raise My Credit Score 40 Points Fast
- If I Settle with a Collection Agency, Will It Hurt My Credit?
- Is 600 a Good Credit Score?
- Obama Credit Card Debt Relief Program – How to Use It
- Sample credit report dispute letter
- Should I Use Credit Journey?
- Understanding myFICO: Your Gateway to Better Credit
- What Does "DLA" Mean on a Credit Report?
- What Is A Good Credit Score For Businesses?
- What is American Credit Acceptance?
- What is CBNA on my credit report?
- What is CreditFresh?
- Who Made the Credit Score?
- Why is THD/CBNA on my credit report?
How to resolve student loan debt
Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.
- Budgeting Strategies for Students: How to Manage Your Finances Wisely
- Can You Go to Jail for Not Paying Student Loans?
- Can You Settle Student Loan Debt?
- Do Student Loans Go Away After 7 Years? (2022 Guide)
- Do You Need a Student Loan Lawyer? (Complete Guide)
- Does Student Debt Die With You?
- How to Manage a Student Debt
- How to Get Rid of Student Loan Debt
- Mandatory Forbearance Request Student Loan Debt Burden
- Negative Economic Effects of Student Loan Debt on the US Economy
- Pros and Cons of Taking a Student Loan
- Regional Adjustment Bureau Student Loans – How to Win
- The Real Impact of Student Debt: How Our Brains Handle It
- Why It's Important to Teach Students How to Manage Debt
- 5 Alternatives to Taking a Student Loan
- 5 Tips for Students: How to Create a Realistic and Effective Budget
- 7 College Financial Planning Tips for Students
- 7 Things to Consider When Taking a Student Loan
- 7 Tips to Manage Your Student Loans
Civil law legal definitions
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
- Accleration Clause — Definition
- Adjuster - Defined
- Adverse Action — Definition
- Affidavit — A Definition
- Annulment vs. divorce – what's the difference?
- Anticipatory Repudiation — Definition
- Bench Trial — Defined
- Certificate of Debt: A Definition
- Commuted Sentence – Definition
- Constructive Eviction - Defined
- Constructive Discharge - Definition
- Constructive Eviction - Defined
- Defendant - Definition and Everything You Need to Know
- Demurred – Definition
- Dischargeable - Definition
- Disclosures — Definition
- False Imprisonment Defined
- Good Faith Exception – Definition
- Hearsay — A Definition
- HOEPA – Definition
- Implied Contract – Definition
- Injunctive Relief — A Definition
- Intestate–Defined
- Irrevocable Agreement — Defined
- Joint Custody–Defined
- Litigator — A Definition
- Mediation - Definition
- Medical Malpractice — Definition
- Mistrial — A Definition
- Mitigating Circ*mstances — Definition
- Motion for Summary Judgment — Definition
- Nolle Prosequi – Definition
- Nunc Pro Tunc — A Definition
- Plaintiff - Definition and Everything You Need to Know
- Pro Se - Defined
- Probable Cause Hearing — Definition
- Restitution – Definition
- Sole Custody-Defined
- Statute of Limitations—Definition and Everything You Need to Know
- Summons—Definition
- Tenancy in Common – Defined
- Time Is of the Essence – Definition
- What Is the Bankruptcy Definition of Consumer Debt?
- Wrongful Termination–Defined
Get answers to these FAQs on debt collection
- Am I Responsible for My Husband's Debts If We Divorce?
- Am I Responsible for My Parent's Debt if I Have Power of Attorney?
- Can a Collection Agency Add Fees on the Debt?
- Can a Collection Agency Charge Interest on a Debt?
- Can a Credit Card Company Sue Me?
- Can a Debt Collector Freeze Your Bank Account?
- Can a Debt Collector Leave a Voicemail?
- Can a Debt Collector Take My Car in California?
- Can a Judgment Creditor Take my Car?
- Can a Process Server Leave a Summons Taped to My Door?
- Can an Eviction Be Reversed?
- Can Credit Card Companies Garnish Your Wages?
- Can Credit Cards Garnish Wages?
- Can Debt Collectors Call From Local Numbers?
- Can Debt Collectors Call You at Work in Texas?
- Can Debt Collectors Call Your Family?
- Can Debt Collectors Leave Voicemails?
- Can I Pay a Debt Before the Court Date?
- Can I Rent an Apartment if I Have Debt in Collection?
- Can I Sue the President for Emotional Distress?
- Can the SCRA Stop a Default Judgment?
- Can the Statute of Limitations be Extended?
- Can You Appeal a Default Judgement?
- Can You Get Unemployment if You Quit?
- Can You Go to Jail for a Payday Loan?
- Can You Go to Jail for Credit Card Debt?
- Can You Negotiate with Westlake Financial?
- Can You Record a Call with a Debt Collector in Your State?
- Can You Serve Someone with a Collections Lawsuit at Their Work?
- Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
- Capital One is Suing Me – How Can I Win?
- Debt Snowball vs. Debt Avalanche: Which One Is Apt for You?
- Do 609 Letters Really Work?
- Do Debt Collectors Ever Give Up?
- Do I Have Too Much Debt to Divorce My Spouse?
- Do I Need a Debt Collection Defense Attorney?
- Do I Need a Debt Negotiator?
- Do I Need a Legal Coach?
- Do I Need a Payday Loans Lawyer?
- Does a Living Trust Protect Your Assets from Lawsuits?
- Does Chase Sue for Credit Card Debt?
- Does Debt Consolidation Have Risks?
- Does Midland Funding Show Up to Court?
- How Can I Get Financial Assistance in PA?
- How do Debt Relief Scams Work?
- How Do I Find Out If I Have Any Judgments Against Me?
- How Do I Get Rid of a Judgment Lien on My Property?
- How Do I Register on the Do Not Call List?
- How Does a Flex Loan Work?
- How Does Debt Affect Your Ability to Buy a Home?
- How Does Debt Assignment Work?
- How Does Finwise Bank Work?
- How does Navy Credit debt forgiveness work?
- How Does Payments.tsico Work?
- How Important is it to Protect your Assets from Unexpected Events?
- How is Debt Divided in Divorce?
- How Long Do Creditors Have to Collect a Debt from an Estate?
- How long do debt collectors take to respond to debt validation letters?
- How Long Does a Judgement Last?
- How Long Does a Judgment Last?
- How Long Does a Levy Stay on a Bank Account?
- How Long Does an Eviction Stay on Your Record?
- How Many Calls from a Debt Collector is Considered Harassment?
- How Many Times Can a Judgment Be Renewed in North Carolina?
- How Many Times Can a Judgment be Renewed in Oklahoma?
- How Much Do Collection Agencies Pay for Debt?
- How Much Do You Have to Be in Debt to File Chapter 7?
- How Much Does College Actually Cost?
- How Often Do Credit Card Companies Sue for Non-Payment?
- How Should You Respond to the Theft of Your Identity?
- I am being sued because my identity was stolen - What do I do?
- If a Car is Repossessed Do I Still Owe the Debt?
- Is Debt Forgiveness Taxable?
- Is Freedom Debt Relief a Scam?
- Is it Legal for Debt Collectors to Call Family Members?
- Is it Smart to Consolidate Debt?
- Is LVNV Funding a Legitimate Company? - Them in Court
- Is My Case in the Right Venue?
- Is Portfolio Recovery Associates Legit? — How to Win
- Is Severance Pay Taxable?
- Is SoloSuit Worth It?
- Is Someone with Power of Attorney Responsible for Debt After Death?
- Is the NTB Credit Card Safe?
- Is There a Judgment Against Me Without my Knowledge?
- Is transworld systems legitimate? — How to win in court
- Liquidate–What Does it Mean?
- Litigation Finance: Is it a Good Investment?
- Received a 3-Day Eviction Notice? Here's What To Do
- Should I File Bankruptcy Before or After a Judgment?
- Should I Hire a Civil Litigation Attorney?
- Should I Hire a Civil Rights Lawyer?
- Should I Hire a Litigation Attorney?
- Should I Marry Someone With Debt?
- Should I Pay Off an Old Apartment Debt?
- Should I Send a Demand Letter Before a Lawsuit?
- Should I Use My IRA to Pay Off Credit Card Debt?
- Should You Communicate with a Debt Collector in Writing or by Telephone?
- Should You Invest in Stocks While In Debt?
- Subsidized vs. Unsubsidized Loans: Which is Better?
- The Truth: Should You Never Pay a Debt Collection Agency?
- What are the biggest debt collector companies in the US?
- What are the different types of debt?
- What Bank Is Behind Best Buy's Credit Card?
- What Bank Issues Kohl's Credit Card?
- What Bank Owns Old Navy Credit Card?
- What Credit Bureau does Aqua Finance Use?
- What Credit Bureau Does Truliant Use?
- What Does “Apple Pay Transaction Under Review” Mean?
- What Does a Debt Collector Have to Prove in Court?
- What Does BAC Stand For?
- What does HAFA stand for?
- What Does Payment Deferred Mean?
- What Does Reaffirmation of Debt Mean?
- What Happens After a Motion for Default Is Filed?
- What Happens at a Motion for Summary Judgment Hearing?
- What Happens If a Defendant Does Not Pay a Judgment?
- What Happens If a Process Server Can't Serve You?
- What Happens if a Tenant Wins an Eviction Lawsuit?
- What Happens If Someone Sues You and You Have No Money?
- What Happens If You Avoid Getting Served Court Papers?
- What Happens If You Don’t Pay Speedy Cash?
- What Happens If You Ignore a Debt Collector?
- What Happens If You Never Answer Debt Collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- What Happens When a Debt Is Sold to a Collection Agency?
- What If a Summons Was Served to the Wrong Person?
- What If an Order for Default Was Entered?
- What if I default on an Avant payment?
- What If the Wrong Defendant Is Named in a Lawsuit?
- What Is a Case Number?
- What is a Certificate of Judgment in Ohio?
- What Is a Certificate of Service?
- What Is a Civil Chapter 61 Warrant?
- What is a Civil Litigation Lawyer?
- What Is a Consent Judgment?
- What Is a CPN Number?
- What Is a Debt Brokerage?
- What Is a Debt-to-Sales Ratio?
- What Is a Defamation Lawsuit?
- What is a default judgment?— What do I do?
- What Is a Libel Lawsuit?
- What is a Lien on a House?
- What is a Lien Release on a Car?
- What is a Lien?
- What Is a Motion to Strike?
- What Is a Motion to Suppress?
- What Is a Non-Dischargeable Debt in Tennessee?
- What Is a Nonsuit Without Prejudice?
- What Is a Preliminary Hearing?
- What Is a Reaffirmation Agreement?
- What Is a Request for Dismissal?
- What Is a Rule 3.740 Collections Defense in California?
- What Is a Slander Lawsuit?
- What is a Stipulated Judgment?
- What Is a Warrant in Debt?
- What is ABC Financial Club Charge?
- What is ACS Ed Services?
- What is Advanced Call Center Technologies?
- What is Alimony?
- What Is Allied Interstate's Phone Number?
- What is an Affirmative Defense?
- What Is an Assignment of Debt?
- What Is an Attorney Malpractice Lawsuit?
- What Is an Unlawful Detainer Lawsuit?
- What is Bank of America CashPro?
- What is Bitty Advance?
- What Is Celtic Bank?
- What is Consumer Portfolio Services?
- What Is Credence Resource Management?
- What Is Debt Internment?
- What Is Discover's 60/60 plan?
- What is Evading the Police?
- What Is Extinguishment of Debt?
- What is First Investors Financial Services?
- What is Global Lending Services?
- What is homicide?
- What Is Lexington Law Firm?
- What is LGFCU Personal Loan?
- What is Moral Turpitude?
- What is Online Information Services?
- What is Oportun?
- What Is Service of Process in Texas?
- What is sewer service?
- What Is Summary Judgment?
- What is Synchrony Bank's Hardship Program?
- What Is T-Mobile's Phone Number for Debt Collection?
- What Is the Amount of Money You Still Owe to Their Credit Card Company Called?
- What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
- What Is the Formula for Calculating Closing Costs?
- What Is the Minimum Amount That a Collection Agency Will Sue For?
- What Is the Phone Number for IQ Data?
- What is the Purpose of the Truth in the Lending Act?
- What is the status of my case?
- What Is the Statute of Limitations on Debt in Washington?
- What is the Telemarketing Sales Rule?
- What is Unsecured Credit Card Debt?
- What is WCTCB?
- What is WFDS?
- What is WUVISAAFT?
- What is Zombie Debt, and How Do I Deal With It?
- What Personal Property Can Be Seized in a Judgment?
- What Should I Do If Crown Asset Management Suing Me?
- What Should I Do If OneMain Financial Is Taking Me to Court?
- What Should You Do if You Can't Pay Your Mortgage?
- What states require a professional licensing number for debt collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- When Does Exeter Finance Repo Cars?
- When Is My Rent Due Legally?
- Where’s My Amended Tax Return?
- Which Bank Does Macy's Credit Card Use?
- Who is EOSCCA?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Beat Them in Court
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Them in Court
- Who Qualifies for Debt Settlement?
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Why Do Debt Collectors Block Their Phone Numbers?
- Why Do Lawyers Charge So Much?
- Why Is the Sheriff Looking for Me?
- Why Would a Sheriff Come to My House with Papers?
- Will Bankruptcy Stop a Judgment?
How-to debt guides
- How to Beat Westlake Portfolio Management
- How to Access Free Debt Relief
- How to Answer a Lawsuit for Debt Collection
- How to Appear in Court by Phone
- How to Apply For Unemployment Benefits in Florida
- How to Avoid Getting Served
- How to Beat a Bill Collector in Court
- How to Beat a Debt Collector in Court
- How to Beat a Lawsuit From a Debt Collector
- How to Cancel a Merrick Bank Credit Card
- How to Cancel an American Eagle Credit Card: A Step-by-Step Guide
- How to Cancel JCPenney Credit Card
- How to Deal with Debt Collectors
- How to decide what to do next in a lawsuit
- How to Defend Yourself in Court
- How To Develop A Debt Repayment Plan That Works
- How to Discharge a Debt with UCC
- How to Dispute a Debt and Win
- How to Dispute a False Positive Drug Test
- How to dispute a rental collection
- How to Drag Out an Eviction
- How to Fight a Motion for Relief From Automatic Stay
- How to Fight an Eviction
- How to Fight Debt Collectors in Court and Win
- How to File a Civil Answer in Kings County Supreme Court
- How to File a Civil Answer With the Duval Clerk of Courts - Florida
- How to File a Motion to Extend Time
- How to File a Motion to Satisfy Judgment in Utah
- How to File a Motion to Set Aside Judgment
- How to File Chapter 13 Without an Attorney
- How to File in Bergen County Superior Court
- How to File in Deschutes County Circuit Court
- How to File in Josephine County Courthouse
- How to File in Miamisburg Municipal Court
- How to File in Monmouth County Courthouse
- How to File in Oak Grove Courthouse
- How to File in Oregon Small Claims Court
- How to File in Small Claims Court in Iowa
- How to File in the Houston County Superior Court
- How To Fill Out the PLD-C-001
- How to Find My Bridgecrest Login
- How to Find Out If You're Being Sued
- How to Find Out What Collection Agency Owns Your Debt
- How to Find the Attorney That is Suing You (Secret)
- How to get a case dismissed without prejudice on statute of limitations
- How to Get a Divorce in Florida
- How to Get Credit Card Debt Relief
- How to Get Debt Relief (Ultimate 50 State Guide 2023)
- How to Get Out of a Bridgecrest Loan
- How to get out of a RISE loan
- How to Get Out of Debt Before Retirement
- How to Get Out of Paying HOA Dues
- How to Get Relief From a Gambling Debt
- How to Hire a Mediator
- How to Identify Age Discrimination in the Employment Act
- How to identify fake and abusive debt collectors
- How to Liquidate Credit Cards Into Cash
- How to liquidate your assets to pay off debt
- How to Make a 609 Letter That Really Works
- How to Make a Debt Validation Letter - The Ultimate Guide (2023)
- How to Make a Motion to Dismiss
- How to Make a Motion to Lift Stay
- How to Make a Motion to Vacate Judgment
- How to Make a Will
- How to Make an Eviction Appeal
- How to Make Motion to Set Aside — Ultimate Guide
- How to Negotiate a Lien on a House
- How to Negotiate Credit Card Debts
- How to Paramount Recovery
- How To Pay for College and Avoid Debt
- How to Pay off Your Destiny Credit Card
- How to Perform Voluntary Repossession
- How to Protect Your LLC with a Registered Agent Service
- How to Recover from a Negative Bank Balance
- How to Report the Cancellation of a Debt on a 1040
- How to Respond to a Debt Collection Summons in Wyoming
- How to Respond to a Debt Lawsuit vs United Collection Bureau
- How to Respond to a Lawsuit Against Northstar Location Services
- How to Respond to a Sheriff's Note On Your Door
- How to respond to a Summons from VanSlam, Inc
- How to Respond to Plaintiff's Counsel
- How To Respond to Request for Admission
- How to Satisfy a Judgment
- How to Spot Common IRS Scams
- How to Stop Eviction Lawyers
- How to Stop Pinnacle Collections Agency
- How to Support Employees With Debt – HR Solution
- How to Use a Bonus to Solve Your Financial Problems
- How to Travel Without Falling into Debt: Embracing the "Workcation"
- How to Use King County Superior Court Electronic Filing
- How to Use Montgomery County E-Filing
- How to use My.Loanbuilder
- How to Use the Doctrine of Unclean Hands
- How to Walk Away from Credit Card Debt
- How to Win a Citibank Debt Lawsuit
- How to Win a Collect Pros Dispute
- How to Win a Credit One Bank Lawsuit
- How to Win a Debt Lawsuit Against Security Credit Services
- How to Win a Freedom Debt Relief Lawsuit
- How To Win a Mariner Finance Lawsuit
- How to Win a Portfolio Recovery Associates Debt Lawsuit
- How to Win When Sued by Blitt & Gaines
- How to Win When Sued by Pharia LLC
- How to Win When You're Sued by Paragon Revenue Group
- How to Write a Hardship Letter
- How to Write a Re-Aging Debt Letter
Learn more with these additional debt resources
- A Comprehensive Guide to Business Loans in the U.S.
- Bar Associations for All 50 States
- Bank of America Is Suing Me For Credit Card Debt — How to win
- Best Debt Consolidation Strategies
- Biggest Debt Collection Agencies (2023)
- Budgeting for Language Learning: Tips for Language Enthusiasts in Debt
- BYU Personal Finance Online Course (How to Get Back on Track After a Debt Lawsuit)
- Collection Agencies Phone Numbers
- Cómo resolver una deuda
- Cómo responder a una demanda civil por deuda
- Countersuing a Company: A Step-By-Step Guide
- Credit Card Debt Forgiveness Act Explained
- Credit Card Debt Forgiveness Because of Disability
- Credit Repair Scam
- Debt Collection Ageny List (2022)
- Debt Collection Attorneys Near Me
- Debt Collection Litigation Industry Report 2023
- Debt Relief Programs 2023
- Debt Validation Letter Template
- Debt-Free Strategies: Leveraging Cash Value Life Insurance to Achieve Financial Freedom
- Defending Yourself in Court Against a Debt Collector
- Difference Between a Trial and a Hearing
- Do This If You're Sued by Express Recovery for Debt
- Don't Make a Payment to Arnold Scott Harris
- Everything You Need to Know About Getting Divorced
- Forging a Path to Debt-Free College: Innovative Approaches to Financing Your Higher Education
- Free Legal Aid in Bullhead City, Arizona
- Free Legal Aid in Marion, Ohio
- Fruit of the Poisonous Tree
- Going to Court for Credit Card Debt - Everything You Need to Know
- Going to Court for Credit Card Debt — Key Tips
- Guide to Elderly Debt Collection Laws
- Hearing Vs. Trial
- Help! A Debt Collector Is Calling My Work
- Help! I'm Being Sued by My Debt Collector
- Here Is Ocwen's Mailing Address
- Here's the Phone Number for Colinfobur (a Debt Collector)
- Hours of Service Violations - 10 Effects
- How a CPA Can Save Your Small Business Money
- How Attorney Contingency Fees Work
- How Credit Counseling and Financial Education Can Help You Manage Debt
- How Debt Affects Mental Health
- How Do You Demonstrate Financial Hardship?
- How Eviction Works for Renters
- How I Won My Credit Card Debt Lawsuit (Interview)
- How Legal Billing Software Streamlines Trust Fund Management
- How Not to Pay a Judgment
- How the Consumer Financial Protection Bureau Debt Collection Rule Applies to You
- How VPNs Protect Your Financial Privacy and Assist in Debt Relief
- I Got Sued Because of Credit Card Fraud—How I Beat American Express in Court
- I'm in Debt With No Job and No Money — What to Do
- Importance of Identity Verification for Buy Now Pay Later Providers
- Interview With A Former Debt Collector
- Is Zombie Debt Still a Problem in 2019
- Kentucky Debt Collection Laws — What You Need to Know
- Lawsuit Deadline Calculator (The best one!)
- Legal Aid in All 50 States
- Legal Aid in the US Ultimate Guide (2022)
- Legal Support Services for Debt Collection
- Liquidated Debt vs. Unliquidated Debt
- Living Trust vs. Will—Which One You Need
- Luxury on a Budget: 10 Ways to Have Luxury Experiences While Managing Debt
- Make Solomon and Solomon PC validate a debt
- Make Stephen Einstein validate a debt
- Massachusetts Debt Collection Laws – What They Say
- Money Management Tips for Senior Citizens
- Motion for Default Judgment - Everything You Need to Know
- My Bank Account is Negative $1,000 — Fix it
- National Debt Relief Screwed Me — What to Do Next
- Navigating Your Finances Wisely: A Look at the Best Credit Cards of 2023
- New Debt Collection Laws 2022
- Nonsuit vs Dismissal in a Debt Collection Lawsuit
- Oregon Eviction Laws - What They Say
- Overcoming College Debt Challenges: Top Strategies for Financial Freedom
- Plaintiff vs Defendant — What's the difference
- Pro Se Meaning
- Q&A How to Resolve Your Debt Lawsuit (April 19, 2023)
- Q&A: How to Resolve Your Debt Lawsuit (July 12, 2023)
- Q&A: How to Resolve Your Debt Lawsuit (July 26, 2023)
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