Chloe Meltzer | December 07, 2023
Legal Expert
Chloe Meltzer, MA
Chloe Meltzer is an experienced content writer specializing in legal content creation. She holds a degree in English Literature from Arizona State University, complemented by a Master’s in Marketing from California Polytechnic State University-San Luis Obispo.
Edited by Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Being sued for debt can be a scary situation. Find out how to answer a lawsuit for debt collection with SoloSuit.
If you have received any form of communication with a debt collector, you may feel overwhelmed and unsure where to turn. A lawsuit is the worst news you can get from any creditor. Yet, more than 70 million Americans are dealing with a debt collection lawsuit or have at one time.
Whether you have been served with a paper Summons to go to court or a debt collector is calling you, it is important to know how to answer a lawsuit for debt collection. If you know what to do after being served with a lawsuit, the entire process can go a lot more smoothly overall, and you have a better chance for a favorable outcome.
To win a debt lawsuit, you need to:
- Respond fast
- Fill the Answer document professionally
- Know your possible affirmative defenses
Here's what to do for each step.
Respond quickly to avoid a default judgment
The most crucial part of answering a lawsuit for debt collection is to file your Answer in court on time. If you do not respond to the notice in a timely fashion, you run the risk of a default judgment.
Even if you know that you owe the debt but think you cannot pay it, you still need to answer. Suppose the collection agency obtains a default judgment against you. In that case, this provides them the opportunity to garnish your wages or even take money directly from your bank account.
If a default judgment occurs, a debt collector may also be able to force you to pay attorney's fees, the court costs, and added interest on your entire balance. These additional charges can either double or triple the cost of your original lawsuit.
Respond to a debt collection lawsuit in 15 minutes with SoloSuit.
Tips on how to respond to a debt collection lawsuit
In a debt lawsuit, the collection agency is called the plaintiff, and you are the defendant. Once the lawsuit is filed and put before the court, you will not be able to respond by phone or a letter. Instead, you need to file a written, legal Answer. Here are 6 tips for drafting an Answer that will help you win your case:
- You don't need to give a detailed answer: The Answer is a brief document. It isn't the place to tell your life story or give your entire defense. Be as straight to the point as you can be.
- Never admit debt liability: The complaints document comes with numbered paragraphs. Respond to every paragraph. You have three options: deny, admit, or deny for lack of knowledge. As a rule of thumb, lawyers advise you to deny, deny, deny. Let the plaintiff prove your responsibility for the debt.
- Include your affirmative defenses: These are reasons why you think the plaintiff is wrong to sue you. Assert your affirmative defenses for each paragraph. You don't make these up; there are options. For example, you don't owe the debt, you already paid part of it, the statute of limitations has expired, or you need the plaintiff to provide proof.
- Use standard formatting or "style: Court documents need to be formatted in a certain way. For instance, an answer will include the defendant's (your) name, physical and email address, name of the court, the identity of the plaintiff, case title, and case serial number. The spacing and page format should also follow an acceptable style for the answer to be considered professional. If you're having trouble, you can use SoloSuit's template.
- Include the certificate of service: A brief document containing the name of the court, the name of the plaintiff, and the date you're sending it. If the plaintiff has an attorney, you should serve the attorney and not the company.
- Make sure you sign the document: The document is null and void if you don't sign it. A signature means that you accept the document as true, or you have reason to believe that everything you filled in is accurate. You may print and sign manually or sign it electronically before you mail the letter.
Once you've completed these steps, make sure to file the official Answer with the clerk of court and send a copy to the plaintiff. You should make two copies of the answer, one to mail to the court and the other to the creditor suing you. Use certified mail so that you are notified when both parties receive their mail. For more information, watch this video.
File your Answer before the deadline
You must file the answer within the period. This period is always set by the lawsuit summons and is often anywhere from 14 to 30 days from the date of the notice. Don't miss the deadline, or it will lead to a default judgment. Essentially, missing the deadline is the same as not responding. Additionally, after a judgment is entered, you will no longer be able to dispute the debt from then on.
The answer you file may vary depending on your state of residence. SoloSuit has a guide for filing an answer by state.
File an Answer with SoloSuit and win in court.
Common defenses that work for debt collection lawsuits
Challenge the debt collector's right to sue
One of the best ways to respond to a debt lawsuit is to challenge the right to sue by the person that has filed the lawsuit. Although not as common with original creditors, typically, by the time debt gets into the hands of a debt collector, it will have been passed through many hands. There's a chance the original information regarding the debt will have been lost.
Use the state of events to your advantage. Make the company that has purchased the debt prove that they have accurate information regarding the debt and have the right to sue you. You can only get the opportunity to challenge the plaintiff if you respond to the lawsuit. Otherwise, the judge will automatically give you a default judgment. Even if there is no proof that you owe the debt, the judgment won't go to seek this information. The court will always see your silence as an acceptance of the debt.
Ask for documentation
If you ask for documentation in writing, or if you show up at the hearing and ask for documentation, the judge will most likely award your request.
The plaintiff (debt collector), when asked, must provide:
- The original credit agreement you signed.
- Documentation of the "chain of custody." The plaintiff should provide all of the paperwork that can show where your debt originated, where it came from, who it came from, and whether you owe it at all.
Push back on the burden of proof
The burden of proof is a legal requirement to prove the following:
- That you are responsible for the debt
- That the person suing you has the right to do so
- That you owe a specific amount
When you are served with a debt lawsuit, you have the opportunity to push back on this burden of proof. Not only can you require proof of the amount you owe, but you can also continue to push for proof of how you owe it. Can they substantiate when and how the balance increased at different times? Whether fees increased the amount, and why is it accurate? If not, they probably don't have a strong case against you.
Use SoloSuit to make the right defense the right way.
Check the statute of limitations
The statutes of limitations are a law that governs how long creditors are legally allowed to bring a lawsuit to the court regarding debt. The statute of limitations is different in every state but often falls between four to six years. After the statute is over, your debt will then be time-barred. Although the creditor can pursue you for the debt, they cannot legally take you to court.
EXAMPLE: To illustrate, Paul, applied for a credit card in May 2002. In the beginning, he was on top of his repayments. However, Paul fell into hard times. He became seriously ill and eventually lost his job. The last time he made payments for his account was in October 2007. The creditor has sold his debt to a third-party debt collector who is aggressively pressuring him to pay. In this case, the debt collector cannot legally sue Paul for paying to pay. The debt has “expired.” Although they can still ask him to pay, they can't legally take him to court.
Know that the statute of limitations starts on the last day you were active on the account. So, the last time you used a credit card or drew funds from a loan account will restart the clock on the statute of limitations. Once a debt collection lawsuit has begun, you must avoid paying on the debt, as this, too, will reset the date.
You can file a countersuit
If the debt collector has overstepped your rights, as expressed in the Fair Debt Collection Practice Act (FDCPA), you can also sue them as you answer their lawsuit. Most consumer attorneys will take your case for free if they see the potential. If you win, the court can award you up to $1000 per violation and your attorney's fee. So, a debt collector who's violated the debt collection laws may pay much more than they are suing you for.
Whatever decision you decide to make about defending your debt, you must send an Answer to the debt lawsuit you have been served with. Your financial history continues to grow and develop your entire life. If you allow debt to get out of hand, this can impact your credit score and prevent you from making other financial moves in your life. Always respond to a debt lawsuit and look for a way to settle it as soon as possible.
Make a settlement offer
Finally, a great option for responding to a debt lawsuit is to reach out to the debt collector or creditor about negotiating a debt settlement.
If you're being sued by the original creditor, there is a great chance they will settle for 20%-70% of the debt. On the other hand, most debt collectors (or debt buyers) will settle for anywhere between 1%-6-% of the debt.
To learn about how to negotiate a settlement offer in 3 simple steps, check out the video below:
What is SoloSuit?
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
We have answers.
Join our community of over 40,000 people.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the NPR story on SoloSuit
How to Answer a Summons for debt collection in all 50 states
Here's a list of guides on how to respond to a debt collection lawsuit in each state:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont; Vermont (Small Claims court)
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to resolve debt with every debt collector
Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.
- 11 Charter Communications
- AAA Collections
- Aargon Agency Inc
- Absolute Resolutions Investments LLC
- ACEI Collections
- Account Services
- Accredited Collection Services
- Accredited Collection Services
- Advanced Recovery Systems
- AES NCT
- AFNI Collections
- Alco Capital Group LLC
- Aldous and Associates
- Alliance Collections
- Alliance One
- Alliant Capital Management
- Alpha Recovery Corp
- Alltran Financial
- Alltran Health
- Alorica Inc.
- Amcol Clmbia in Court
- American Coradius International
- American Profit Recovery
- American Recovery Service
- Americollect
- AmSher Collection Services
- Apelles LLC
- AR Resources
- ARC Collections
- ARM Solutions
- Arrow Financial Services
- ARS National Services
- ARSC Debt Collectors
- ARS National Services
- ARstrat
- AscensionPoint Recovery Services
- Asset Acceptance LLC
- Asset Recovery Solutions
- Associated Credit Services
- Atlantic Credit and Finance
- Atradius Collections
- Automated Collection Services, Inc.
- Autovest LLC
- Avante USA
- Avantus
- AWA Collections
- Balekian Hayes
- Bay Area Receivables
- BCA Financial Services
- BC Services
- Benuck and Rainey
- Berlin-Wheeler
- Bluebonnet Financial LLC
- Bonneville Collections
- Bull City Financial
- Bureaus Investment Group
- Cach LLC
- Caine and Weiner
- Capio Partners
- Capital Accounts
- Capital Collections
- Capital Management Services
- CardWorks
- Carmel Financial/New Coast Direct
- Cavalry SPV I LLC
- CBCInnovis
- CBCS Collections
- CBE Group
- CBV Collections
- CCB Credit Services
- CCS Collections
- CCS Offices
- Central Mediation Services
- Central Portfolio Control
- Cerastes LLC
- Choice Recovery
- Choice Recovery Inc
- CKS Financial
- CKMS Financial
- Client Services
- CMRE Financial Services
- COAF
- Coast Professional
- Comenity Bank Debt Collection
- Commonwealth Financial
- ConServe Debt Collection
- Consumer Collection Management
- Contract Callers Inc
- Convergent Healthcare Recoveries
- Convergent Outsourcing
- Couch Conville & Blitt
- Covington Credit
- CRDT First
- Credco in Court
- Credence Resource Management
- Credit Bureau Systems
- Credit Control Corporation
- Credit Management Company
- Credit Management LP
- Credit Systems
- Credit Systems
- CSIEZPay
- CTC Debt Collector
- CVCS Debt Collection
- Cypress Financial Recoveries
- D&A Services
- Daniels, Norelli, Cecere & Tavel P.C.
- DCM Services
- Debt Recovery Solutions
- Delanor Kemper & Associates
- Department Stores National Bank
- Direct Recovery Associates
- Discover Collections
- Diversified Adjustment
- Diversified Consultants
- Diversified Recovery Bureau
- DNF Associates, LLC
- Dodeka LLC
- DRS Credit
- Dynamic Collectors
- Eagle Loan
- Eagle Accounts Group, Inc.
- Eastern Account System
- EduCap
- Ellington and Associates Collections
- Encore Capital Group
- Enerson Law
- Enerson Law LLC
- Enhanced Recovery Company
- EOS CCA
- ERC Collections
- ERSolutions
- Estate Information Services
- Equable Ascent Financial
- Everest Business Funding
- Executive Credit Management
- Faber and Brand
- Factual Data
- Falls Collection Service
- FBCS
- FCO Collections and Outsourcing
- FIA Card Services
- fin rec svc (Financial Recovery Services)
- First Federal Credit Credit Control
- First Financial Bank
- First Portfolio Ventures LLC
- First Progress
- FirstPoint Collection Resources
- Firstsource Advantage
- FMA Alliance
- FNB Omaha
- Forster & Garbus
- Franklin Collection Services
- Freedom Plus
- Freshview Solutions
- Frontline Asset
- Frost Arnett
- Fulton Friedman & Gullace LLP
- Galaxy International Purchasing, LLC
- GC Debt Collection
- GC Services
- General Revenue Corporation
- GLA Collections
- Glass Mountain Capital
- Glasser and Glasser
- Global Credit Collection Corp
- Global Trust Management
- GMAC Financing
- Golden 1 Credit Union
- Grant and Weber
- Grant Mercantile Agency
- Gulf Coast Collection Bureau
- Gurstel
- Halsted Financial Services
- Harris and Harris
- Harvard Collection
- Harvest Credit Management
- Helvey and Associates
- Hollis Cobb
- Holloway Moxley
- Hosto Buchan
- Howard Lee Schiff
- H&R Accounts
- HRRG
- Hudson & Keyse LLC?
- Hunter Warfield
- IC System
- Impact Receivables Management
- Innovative Recovery
- Integras Capital Recovery LLC
- Javitch Block
- JHPDE Finance 1 LLC
- JP Receivables Management Partners
- JPMCB card
- Kenneth Eisen and Associates
- KeyBank student loans
- Kinum
- Kirschenbaum, Phillips & Levy P.C.
- KLS Financial Services
- Kramer & Frank
- Lakeside Collection
- Lending Club
- Lincoln and Morgan Kabbage
- Linebarger Goggan Blair & Sampson LLP
- Lockhart Collection Agency
- LJ Ross Associates
- LTD Collections
- Malcolm S. Gerald and Associates
- Malen & Associates
- Mandarich Law Group
- Mannbracken
- Marcam Associates
- MARS Inc. Collections
- MBA Law
- MCA Management Company
- McCarthy, Burgess & Wolff
- Meade & Associates
- Medicredit
- Mercantile Adjustment Bureau
- Merchants Credit Association
- MGM Collections
- Michael J Adams PC
- Midland Funding LLC
- Mid-South Adjustment
- Monarch Recovery
- Monterey Financial
- Moss Law Firm
- Mountain Land Collections
- MRS Associates
- MRS BPO
- MSW Capital LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Nathan and Nathan PC
- National Collegiate Trust
- National Credit Adjusters
- National Credit Care
- National Credit Systems
- National Enterprise Systems
- National Recovery Agency
- National Recovery Solutions
- Nationstar
- Nationwide Credit
- Nationwide Recovery Services
- Nationwide Recovery Systems
- NCEP LLC
- NCO Financial Systems Incorporated
- North American Recovery
- Northland Group
- Northstar Capital Acquisition
- Northstar Location Services
- NPAS
- NRC Collection Agency
- Oliver Adjustment Company
- Oliphant Financial, LLC
- Oportun
- P&B Capital Group
- PCB Collections Agency
- Palisades Collection LLC
- Pallida LLC
- Paragon Contracting Services
- Paragon Revenue Group
- Payday Loan Debt Collectors
- Pendrick Capital Partners
- Penn Credit
- Perdue Brandon
- Persolve LLC
- Phillips & Cohen Associates
- Phoenix Financial Services
- Pioneer Credit Recovery
- PMAB LLC
- PRA Group, Inc.
- Pressler, Felt & Warshaw LLP
- Prestige Services, Inc.
- Prince Parker and Associates
- ProCollect
- Professional Finance Company
- Progressive Management Systems
- Provest Law
- PYOD LLC
- Quaternary Collection Agency
- RAB Collection Agency
- Rash Curtis and Associates
- Radius Global SOL
- Radius Global Solutions
- Rawlings Company
- Razor Capital
- Real Time Resolutions
- Receivables Performance Management
- Regents and Associates
- Reliant Capital Solutions
- RentGrow
- Resurgent
- Resurgent Capital Services and LVNV Funding
- Revco Solutions
- Revenue Enterprises LLC
- Revenue Group
- RGS Financial, Inc.
- RMP LLC in Court
- RMP Services
- RS Clark and Associates
- RSIEH
- RSIEH
- RTR Financial Services
- Rubin & Rothman
- Salander Enterprises LLC
- Samara Portfolio Management
- SCA Collections
- Scott Parnell and Associates
- Second Round Collections
- Second Round Sub LLC
- Selip & Stylianou LLP
- Sequium Asset Solutions
- Sessoms and Rogers
- Sherman Acquisition
- Sherman Financial Group
- SIMM Associates
- Source Receivables Management
- Southern Management Systems
- Southwest Credit Group
- Spire Recovery Solutions
- SRS Company
- Stark Collection Agency
- State Collection Service
- Stenger and Stenger
- Stillman Law Office
- Summit Account Resolution
- Sunrise Credit Services
- Superlative RM Debt Collector
- Suttell and Hammer
- Synergetic Communication
- Synerprise Consulting
- The Law Office of Michael J Scott
- Trellis Company
- Troy Capital
- TRS Recovery Services
- TrueAccord
- Tulsa Teachers Credit Union
- UCB Collection
- UHG 1, LLC
- Unifin
- Unifin Debt Collector
- Unifund
- Universal Credit Services
- US Bank Collections
- USAA collections
- USCB America
- Valentine and Kebartas
- Valley Servicing
- Vance & Huffman LLC
- Van Ru Credit Corporation
- Velo Law Office
- Velocity Investments
- Viking Client Services
- Wakefield and Associates
- Waypoint Resource Group
- WCTCB
- Weinberg and Associates
- Weltman, Weinberg & Reis
- Westwood Funding
- Williams and Fudge
- Wilshire Consumer Credit
- Wolpoff & Abramson
- Worldwide Asset Purchasing
- www.AutomotiveCredit.com
- Zarzaur & Schwartz
- Zwicker & Associates
Resolve your debt with your creditor
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
- American Express; American Express – Debt Collection
- Bank of America
- Barclay
- Best Buy Credit Card
- Capital One
- Chase
- Credit One Bank
- Old Navy Credit Card
- PayPal Synchrony Card
- Regional Finance
- Retailers National Bank
- Reunion Student Loan Finance Corporation
- SYNCB/PPEXTR
- Synchrony Bank
- Synchrony Walmart Card
- Target National Bank
- Webbank
- Wells Fargo
- Can I Pay My Original Creditor Instead of a Debt Collection Agency?
- Can I Settle a Debt with the Original Creditor?
Settle your medical debt
Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
- Am I Responsible for My Spouse's Medical Debt?
- Do I Need a Lawyer for Medical Bills?
- Do I Need a Lawyer to Fight Medical Bill Debt?
- Does Bankruptcy Clear Medical Debt?
- How Much Do Collection Agencies Pay for Medical Debt?
- How to Find Medical Debt Forgiveness Programs
- Is There a Statute of Limitations on Medical Bills?
- Medical Debt Statute of Limitations by State
- Summoned to Court for Medical Bills — What Do I Do?
- Summoned to Court for Medical Bills? What to Do Next
Guides on arbitration
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
- How Arbitration Works
- How to Find an Arbitration Clause in Your Credit Agreement
- How to Make a Motion to Compel Arbitration
- How to Make a Motion to Compel Arbitration in Florida
- How to Make a Motion to Compel Arbitration Without an Attorney
- How Credit Card Arbitration Works
- Motion to Compel Arbitration in California
- Sample Motion to Compel Arbitration
Stop calls from debt collectors
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
- 1-800-390-7584
- 800-289-8004
- 800-955-6600
- 8009556600
- 877-366-0169
- 877-591-0747
- 800-278-2420
- 800-604-0064
- 800-846-6406
- 877-317-0948
- 888-899-4332
- 888-912-7925
- 202-367-9070
- 502-267-7522
Federal debt collection laws can protect you
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
- 15 USC 1692 Explained
- Does the Fair Credit Reporting Act Work in Florida?
- FDCPA Violations List
- How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
- How to Make a Fair Debt Collection Practices Act Demand Letter
- How to Submit a Transunion Dispute
- How to Submit an Equifax Dispute
- How to Submit an Experian Dispute
- What Debt Collectors Cannot Do — FDCPA Explained
- What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
- What does “meets FCRA requirements” mean?
- What does FCRA stand for?
- What is the Consumer Credit Protection Act
Get debt relief in your state
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Debt collection laws in all 50 states
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
- Debt Collection Laws in Alabama
- Debt Collection Laws in Alaska
- Debt Collection Laws in Arizona
- Debt Collection Laws in Arkansas
- Debt Collection Laws in California
- Debt Collection Laws in Colorado
- Debt Collection Laws in Connecticut
- Debt Collection Laws in Delaware
- Debt Collection Laws in Florida
- Debt Collection Laws in Georgia
- Debt Collection Laws in Hawaii
- Debt Collection Laws in Kansas
- Debt Collection Laws in Idaho
- Debt Collection Laws in Illinois
- Debt Collection Laws in Indiana
- Debt Collection Laws in Iowa
- Debt Collection Laws in Kentucky
- Debt Collection Laws in Louisiana
- Debt Collection Laws in Massachusetts
- Debt Collection Laws in Michigan
- Debt Collection Laws in Minnesota
- Debt Collection Laws in Mississippi
- Debt Collection Laws in Missouri
- Debt Collection Laws in Montana
- Debt Collection Laws in Nebraska
- Debt Collection Laws in Nevada
- Debt Collection Laws in New Hampshire
- Debt Collection Laws in New Jersey
- Debt Collection Laws in New Mexico
- Debt Collection Laws in New York
- Debt Collection Laws in North Carolina
- Debt Collection Laws in North Dakota
- Debt Collection Laws in Ohio
- Debt Collection Laws in Oklahoma
- Debt Collection Laws in Oregon
- Debt Collection Laws in Pennsylvania
- Debt Collection Laws in Rhode Island
- Debt Collection Laws in South Carolina
- Debt Collection Laws in South Dakota
- Debt Collection Laws in Tennessee
- Debt Collection Laws in Texas
- Debt Collection Laws in Vermont
- Debt Collection Laws in Virginia
- Debt Collection Laws in Washington
- Debt Collection Laws in West Virginia
- Debt Collection Laws in Wisconsin
- Debt Collection Laws in Wyoming
Statute of limitations on debt state guides
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.
Statute of Limitations on Debt Collection by State (Best Guide)
- Statute of Limitations on Debt Collection in Alabama
- Statute of Limitations on Debt Collection in Alaska
- Statute of Limitations on Debt Collection in Arizona
- Statute of Limitations on Debt Collection in Arkansas
- Statute of Limitations on Debt Collection in California
- Statute of Limitations on Debt Collection in Connecticut
- Statute of Limitations on Debt Collection in Colorado
- Statute of Limitations on Debt Collection in Delaware
- Statute of Limitations on Debt Collection in Florida
- Statute of Limitations on Debt Collection in Georgia
- Statute of Limitations on Debt Collection in Hawaii
- Statute of Limitations on Debt Collection in Illinois
- Statute of Limitations on Debt Collection in Indiana
- Statute of Limitations on Debt Collection in Iowa
- Statute of Limitations on Debt Collection in Kansas
- Statute of Limitations on Debt Collection in Louisiana
- Statute of Limitations on Debt Collection in Maine
- Statute of Limitations on Debt Collection in Maryland
- Statute of Limitations on Debt Collection in Michigan
- Statute of Limitations on Debt Collection in Minnesota
- Statute of Limitations on Debt Collection in Mississippi
- Statute of Limitations on Debt Collection in Missouri
- Statute of Limitations on Debt Collection in Montana
- Statute of Limitations on Debt Collection in Nebraska
- Statute of Limitations on Debt Collection in Nevada
- Statute of Limitations on Debt Collection in New Hampshire
- Statute of Limitations on Debt Collection in New Jersey
- Statute of Limitations on Debt Collection in New Mexico
- Statute of Limitations on Debt Collection in New York
- Statute of Limitations on Debt Collection in North Carolina
- Statute of Limitations on Debt Collection in North Dakota
- Statute of Limitations on Debt Collection in Oklahoma
- Statute of Limitations on Debt Collection in Oregon
- Statute of Limitations on Debt Collection in Oregon (Complete Guide)
- Statute of Limitations on Debt Collection in Pennsylvania
- Statute of Limitations on Debt Collection in Rhode Island
- Statute of Limitations on Debt Collection in South Carolina
- Statute of Limitations on Debt Collection in South Dakota
- Statute of Limitations on Debt Collection in Tennessee
- Statute of Limitations on Debt Collection in Texas
- Statute of Limitations on Debt Collection in Utah
- Statute of Limitations on Debt Collection in Vermont
- Statute of Limitations on Debt Collection in Virginia
- Statute of Limitations on Debt Collection in Washington
- Statute of Limitations on Debt Collection in West Virginia
- Statute of Limitations on Debt Collection in Wisconsin
- Statute of Limitations on Debt Collection in Wyoming
Check the status of your court case
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
- Alabama Court Case Search—Find Your Lawsuit
- Alaska Court Case Search — Find Your Lawsuit
- Arizona Court Case Search - Find Your Lawsuit
- Arkansas Court Case Search — Find Your Lawsuit
- California Court Case Search- Find Your Lawsuit
- Colorado Court Case Search — Find Your Lawsuit
- Connecticut Case Lookup — Find Your Court Case
- Delaware Court Case Search — Find Your Lawsuit
- Florida Court Case Search — Find Your Lawsuit
- Georgia Court Case Search — Find Your Lawsuit
- Hawaii Court Case Search — Find Your Lawsuit
- Idaho Court Case Search – Find Your Lawsuit
- Illinois Court Case Search — Find Your Lawsuit
- Indiana Court Case Search — Find Your Lawsuit
- Iowa Court Case Search — Find Your Lawsuit
- Kansas Court Case Search — Find Your Lawsuit
- Kentucky Court Case Search — Find Your Lawsuit
- Louisiana Court Case Search — Find Your Lawsuit
- Maine Court Case Search — Find Your Lawsuit
- Maryland Court Case Search — Find Your Lawsuit
- Massachusetts Court Case Search — Find Your Lawsuit
- Michigan Court Case Search — Find Your Lawsuit
- Minnesota Court Case Search — Find Your Lawsuit
- Mississippi Court Case Search — Find Your Lawsuit
- Missouri Court Case Search — Find Your Lawsuit
- Montana Court Case Search — Find Your Lawsuit
- Nebraska Court Case Search — Find Your Lawsuit
- Nevada Court Case Search — Find Your Lawsuit
- New Hampshire Court Case Search — Find Your Lawsuit
- New Jersey Court Case Search—Find Your Lawsuit
- New Mexico Court Case Search - Find Your Lawsuit
- New York Case Search — Find Your Lawsuit
- North Carolina Court Case Search — Find Your Lawsuit
- North Dakota Court Case Search �� Find Your Lawsuit
- Ohio Court Case Search — Find Your Lawsuit
- Oklahoma Court Case Search — Find Your Lawsuit
- Oregon Court Case Search — Find Your Lawsuit
- Pennsylvania Court Case Search — Find Your Lawsuit
- Rhode Island Court Case Search — Find Your Lawsuit
- South Carolina Court Case Search — Find Your Lawsuit
- South Dakota Court Case Search — Find Your Lawsuit
- Tennessee Court Case Search — Find Your Lawsuit
- Texas Court Case Search — Find Your Lawsuit
- Utah Court Case Search — Find Your Lawsuit
- Vermont Court Case Search — Find Your Lawsuit
- Virginia Court Case Search — Find Your Lawsuit
- Washington Court Case Search — Find Your Lawsuit
- West Virginia Court Case Search — Find Your Lawsuit
- Wisconsin Court Case Search — Find Your Lawsuit
- Wyoming Court Case Search — Find Your Lawsuit
How to stop wage garnishment in your state
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
- Stop Wage Garnishment in Alabama
- Stop Wage Garnishment in Alaska
- Stop Wage Garnishment in Arizona
- Stop Wage Garnishment in Arkansas
- Stop Wage Garnishment in California
- Stop Wage Garnishment in Colorado
- Stop Wage Garnishment in Connecticut
- Stop Wage Garnishment in Delaware
- Stop Wage Garnishment in Florida
- Stop Wage Garnishment in Georgia
- Stop Wage Garnishment in Hawaii
- Stop Wage Garnishment in Idaho
- Stop Wage Garnishment in Illinois
- Stop Wage Garnishment in Indiana
- Stop Wage Garnishment in Iowa
- Stop Wage Garnishment in Kansas
- Stop Wage Garnishment in Kentucky
- Stop Wage Garnishment in Louisiana
- Stop Wage Garnishment in Maine
- Stop Wage Garnishment in Maryland
- Stop Wage Garnishment in Massachusetts
- Stop Wage Garnishment in Michigan
- Stop Wage Garnishment in Minnesota
- Stop Wage Garnishment in Mississippi
- Stop Wage Garnishment in Missouri
- Stop Wage Garnishment in Montana
- Stop Wage Garnishment in Nevada
- Stop Wage Garnishment in New Hampshire
- Stop Wage Garnishment in New Jersey
- Stop Wage Garnishment in New Mexico
- Stop Wage Garnishment in New York
- Stop Wage Garnishment in North Carolina
- Stop Wage Garnishment in North Dakota
- Stop Wage Garnishment in Ohio
- Stop Wage Garnishment in Oklahoma
- Stop Wage Garnishment in Oregon
- Stop Wage Garnishment in Pennsylvania
- Stop Wage Garnishment in Rhode Island
- Stop Wage Garnishment in South Carolina
- Stop Wage Garnishment in South Dakota
- Stop Wage Garnishment in Tennessee
- Stop Wage Garnishment In Texas
- Stop Wage Garnishment In Utah
- Stop Wage Garnishment in Vermont
- Stop Wage Garnishment in Virginia
- Stop Wage Garnishment in Washington
- Stop Wage Garnishment in West Virginia
- Stop Wage Garnishment in Wisconsin
- Stop Wage Garnishment in Wyoming
Other wage garnishment resources
- Bank Account Garnishment and Liens in Texas
- Can I Stop Wage Garnishment?
- Can My Wife's Bank Account Be Garnished for My Debt?
- Can Payday Loans Garnish Your Wages?
- Can pensions be garnished?
- Can Private Disability Payments Be Garnished?
- Can Social Security Disability Be Garnished?
- Can They Garnish Your Wages for Credit Card Debt?
- Can You Stop a Garnishment Once It Starts?
- Guide to Garnishment Limits by State
- How Can I Stop Wage Garnishments Immediately?
- How Long Before a Creditor Can Garnish Wages?
- How Long Does It Take to Get Garnished Wages Back?
- How to Fight a Wage Garnishment
- How to Prevent Wage Garnishment
- How to Stop a Garnishment
- How to Stop Social Security Wage Garnishment
- How to Stop Wage Garnishment — Everything You Need to Know
- New York Garnishment Laws – Overview
- Ohio Garnishment Laws — What They Say
- Wage Garnishment Lawyer
- What Is Wage Garnishment?
How to settle a debt in your state
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
- How to Settle a Debt in Alabama
- How to Settle a Debt in Alaska
- How to Settle a Debt in Arizona
- How to Settle a Debt in Arkansas
- How to Settle a Debt in California
- How to Settle a Debt in Colorado
- How to Settle a Debt in Delaware
- How to Settle a Debt in Florida
- How to Settle a Debt in Hawaii
- How to Settle a Debt in Idaho
- How to Settle a Debt in Illinois
- How to Settle a Debt in Indiana
- How to Settle a Debt in Iowa
- How to Settle a Debt in Kansas
- How to Settle a Debt in Kentucky
- How to Settle a Debt in Louisiana
- How to Settle a Debt in Maryland
- How to Settle a Debt in Massachusetts
- How to Settle a Debt in Michigan
- How to Settle a Debt in Minnesota
- How to Settle a Debt in Mississippi
- How to Settle a Debt in Missouri
- How to Settle a Debt in Montana
- How to Settle a Debt in Nebraska
- How to Settle a Debt in Nevada
- How to Settle a Debt in New Hampshire
- How to Settle a Debt in New Jersey
- How to Settle a Debt in New Mexico
- How to Settle a Debt in New York
- How to Settle a Debt in North Carolina
- How to Settle a Debt in North Dakota
- How to Settle a Debt in Ohio
- How to Settle a Debt in Oklahoma
- How to Settle a Debt in Oregon
- How to Settle a Debt in Pennsylvania
- How to Settle a Debt in South Carolina
- How to Settle a Debt in South Dakota
- How to Settle a Debt in Tennessee
- How to Settle a Debt in Texas
- How to Settle a Debt in Utah
- How to Settle a Debt in Vermont
- How to Settle a Debt in Virginia
- How to Settle a Debt in West Virginia
- How to Settle a Debt in Wisconsin
- How to Settle a Debt in Wyoming
How to settle with every debt collector
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
Other debt settlement resources
- Best Debt Settlement Companies
- Can I Settle a Debt After Being Served?
- Can I Still Settle a Debt After Being Served?
- Can You Settle a Warrant in Debt Before Court?
- Debt Management vs. Debt Settlement
- Debt Settlement Pros and Cons
- Debt Settlement Scam
- Do I Need to Hire a Debt Settlement Lawyer?
- Do You Need a Debt Settlement Attorney in Houston Texas?
- Do You Owe Taxes on Settled Debt?
- Here’s a Sample Letter to Collection Agencies to Settle Debt
- How Can I Settle My Credit Card Debt Before Going to Court?
- How Do I Know if a Debt Settlement Company Is Legitimate?
- How Long Does a Lawsuit Take to Settle?
- How Much Do Settlement Companies Charge?
- How I Settled My Credit Card Debt With Discover
- How to File a Motion to Enforce Settlement Agreement
- How to Make a Debt Settlement Agreement
- How to Make a Settlement Offer to Navient
- How to Negotiate a Debt Settlement with a Law Firm
- How to send Santander a settlement letter
- How to Settle Debt for Pennies on the Dollar
- How to Settle Debt in 3 Steps
- How to Settle Debt with a Reduced Lump Sum Payment
- How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
- How to Settle Credit Card Debt When a Lawsuit Has Been Filed
- If You Are Using a Debt Relief Agency, Can You Settle Yourself with the Creditor?
- Largest Debt Settlement Companies
- Should I Settle a Collection or Pay in Full?
- Summary of the Equifax Data Breach Settlement
- The Advantages of Pre-Settlement Lawsuit Funding
- The FTC Regulates Debt Settlement Through the Telemarketing Sales Rule
- The Pros and Cons of Debt Settlement
- What Happens if I Reject a Settlement Offer?
- What Happens if You Don't Pay a Debt Settlement?
- What Happens When You Settle a Debt?
- What Is A Debt Settlement Agreement?
- What is Debt Settlement?
- What Percentage Should I Offer to Settle Debt?
- What to Ask for in a Settlement Agreement
- Who Qualifies for Debt Settlement?
- Will Collection Agencies Settle for Less?
- 5 Signs of a Debt Settlement Scam
Personal loan and debt relief reviews
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
- Accredited Debt Relief Debt Settlement Reviews
- Advance America Loan Review
- ACE Cash Express Personal Loan Review
- BMG Money Loan Review
- BMO Harris Bank Review: Pros and Cons
- Brite Solutions Debt Settlement Reviews
- Caliber Home Loans Mortgage Review
- Cambridge Debt Consolidation Review
- Campus Debt Solutions Review
- CashNetUSA Review
- Century Debt Settlement Reviews
- ClearPoint Debt Management Review
- Click N Loan Reviews
- CuraDebt Debt Settlement Review
- CuraDebt Reviews: Debt Relief Assistance For California Residents
- Debt Eraser Review
- Debtconsolidation.com Debt Settlement Reviews
- Eagle One Debt Settlement Reviews
- Freedom Debt Relief Debt Settlement Reviews
- Global Holdings Debt Settlement Reviews
- Golden 1 Credit Union Personal Loan Review
- Honda Financial Services Review
- iLending Reviews
- Infinite Law Group Debt Settlement Reviews
- JG Wentworth Debt Settlement Reviews
- LoanMart Reviews
- Mastriani Law Firm Review
- Milestone ® Mastercard ® Review
- ModoLoan Review
- Money Management International Reviews
- M&T Mortgage Company Review
- National Debt Relief Debt Settlement Reviews
- New Era Debt Settlement Reviews
- OppLoans Review
- Pacific Debt Relief Reviews
- Palisade Legal Group Debt Settlement Reviews
- PCG Debt Consolidation Review
- PenFed Auto Loan Review
- Priority Plus Financial Reviews
- Roseland Associates Debt Consolidation Review
- SDCCU Debt Consolidation Review
- Speedy Cash Loans Review
- Symple Lending Reviews
- Tripoint Lending Reviews
- TurboDebt Debt Settlement Reviews
- Turnbull Law Group Debt Settlement Reviews
- United Debt Settlement Reviews
- Upgrade Auto Loans Reviews
How to repair and improve your credit score
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.
- 3 Ways to Repair Your Credit with Debt Collections
- 5 Pros and Cons of Credit Cards & How to Use Them Wisely
- 6 Reasons Your Credit Score Isn't Going Up
- Bankruptcy vs Debt Settlement: Which is Better for Your Credit Score?
- Does Debt Consolidation Hurt Your Credit Score?
- Does Wage Garnishment Affect Credit?
- Guide to Disclosing Income on Your Credit Card Application
- How Long Does It Take to Improve My Credit Score After Debt Settlement?
- How Often Does Merrick Bank Increase Your Credit Limit?
- How to fix your credit to buy a house
- How to Handle Debt and Improve Credit
- How to Raise My Credit Score 40 Points Fast
- If I Settle with a Collection Agency, Will It Hurt My Credit?
- Is 600 a Good Credit Score?
- Obama Credit Card Debt Relief Program – How to Use It
- Sample credit report dispute letter
- Should I Use Credit Journey?
- Understanding myFICO: Your Gateway to Better Credit
- What Does "DLA" Mean on a Credit Report?
- What Is A Good Credit Score For Businesses?
- What is American Credit Acceptance?
- What is CBNA on my credit report?
- What is CreditFresh?
- Who Made the Credit Score?
- Why is THD/CBNA on my credit report?
How to resolve student loan debt
Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.
- Budgeting Strategies for Students: How to Manage Your Finances Wisely
- Can You Go to Jail for Not Paying Student Loans?
- Can You Settle Student Loan Debt?
- Do Student Loans Go Away After 7 Years? (2022 Guide)
- Do You Need a Student Loan Lawyer? (Complete Guide)
- Does Student Debt Die With You?
- How to Manage a Student Debt
- How to Get Rid of Student Loan Debt
- Mandatory Forbearance Request Student Loan Debt Burden
- Negative Economic Effects of Student Loan Debt on the US Economy
- Pros and Cons of Taking a Student Loan
- Regional Adjustment Bureau Student Loans – How to Win
- The Real Impact of Student Debt: How Our Brains Handle It
- Why It's Important to Teach Students How to Manage Debt
- 5 Alternatives to Taking a Student Loan
- 5 Tips for Students: How to Create a Realistic and Effective Budget
- 7 College Financial Planning Tips for Students
- 7 Things to Consider When Taking a Student Loan
- 7 Tips to Manage Your Student Loans
Civil law legal definitions
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
- Accleration Clause — Definition
- Adjuster - Defined
- Adverse Action — Definition
- Affidavit — A Definition
- Annulment vs. divorce – what's the difference?
- Anticipatory Repudiation — Definition
- Bench Trial — Defined
- Certificate of Debt: A Definition
- Commuted Sentence – Definition
- Constructive Eviction - Defined
- Constructive Discharge - Definition
- Constructive Eviction - Defined
- Defendant - Definition and Everything You Need to Know
- Demurred – Definition
- Dischargeable - Definition
- Disclosures — Definition
- False Imprisonment Defined
- Good Faith Exception – Definition
- Hearsay — A Definition
- HOEPA – Definition
- Implied Contract – Definition
- Injunctive Relief — A Definition
- Intestate–Defined
- Irrevocable Agreement — Defined
- Joint Custody–Defined
- Litigator — A Definition
- Mediation - Definition
- Medical Malpractice — Definition
- Mistrial — A Definition
- Mitigating Circ*mstances — Definition
- Motion for Summary Judgment — Definition
- Nolle Prosequi – Definition
- Nunc Pro Tunc — A Definition
- Plaintiff - Definition and Everything You Need to Know
- Pro Se - Defined
- Probable Cause Hearing — Definition
- Restitution – Definition
- Sole Custody-Defined
- Statute of Limitations—Definition and Everything You Need to Know
- Summons—Definition
- Tenancy in Common – Defined
- Time Is of the Essence – Definition
- What Is the Bankruptcy Definition of Consumer Debt?
- Wrongful Termination–Defined
Get answers to these FAQs on debt collection
- Am I Responsible for My Husband's Debts If We Divorce?
- Am I Responsible for My Parent's Debt if I Have Power of Attorney?
- Can a Collection Agency Add Fees on the Debt?
- Can a Collection Agency Charge Interest on a Debt?
- Can a Credit Card Company Sue Me?
- Can a Debt Collector Freeze Your Bank Account?
- Can a Debt Collector Leave a Voicemail?
- Can a Debt Collector Take My Car in California?
- Can a Judgment Creditor Take my Car?
- Can a Process Server Leave a Summons Taped to My Door?
- Can an Eviction Be Reversed?
- Can Credit Card Companies Garnish Your Wages?
- Can Credit Cards Garnish Wages?
- Can Debt Collectors Call From Local Numbers?
- Can Debt Collectors Call You at Work in Texas?
- Can Debt Collectors Call Your Family?
- Can Debt Collectors Leave Voicemails?
- Can I Pay a Debt Before the Court Date?
- Can I Rent an Apartment if I Have Debt in Collection?
- Can I Sue the President for Emotional Distress?
- Can the SCRA Stop a Default Judgment?
- Can the Statute of Limitations be Extended?
- Can You Appeal a Default Judgement?
- Can You Get Unemployment if You Quit?
- Can You Go to Jail for a Payday Loan?
- Can You Go to Jail for Credit Card Debt?
- Can You Negotiate with Westlake Financial?
- Can You Record a Call with a Debt Collector in Your State?
- Can You Serve Someone with a Collections Lawsuit at Their Work?
- Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
- Capital One is Suing Me – How Can I Win?
- Debt Snowball vs. Debt Avalanche: Which One Is Apt for You?
- Do 609 Letters Really Work?
- Do Debt Collectors Ever Give Up?
- Do I Have Too Much Debt to Divorce My Spouse?
- Do I Need a Debt Collection Defense Attorney?
- Do I Need a Debt Negotiator?
- Do I Need a Legal Coach?
- Do I Need a Payday Loans Lawyer?
- Does a Living Trust Protect Your Assets from Lawsuits?
- Does Chase Sue for Credit Card Debt?
- Does Debt Consolidation Have Risks?
- Does Midland Funding Show Up to Court?
- How Can I Get Financial Assistance in PA?
- How do Debt Relief Scams Work?
- How Do I Find Out If I Have Any Judgments Against Me?
- How Do I Get Rid of a Judgment Lien on My Property?
- How Do I Register on the Do Not Call List?
- How Does a Flex Loan Work?
- How Does Debt Affect Your Ability to Buy a Home?
- How Does Debt Assignment Work?
- How Does Finwise Bank Work?
- How does Navy Credit debt forgiveness work?
- How Does Payments.tsico Work?
- How Important is it to Protect your Assets from Unexpected Events?
- How is Debt Divided in Divorce?
- How Long Do Creditors Have to Collect a Debt from an Estate?
- How long do debt collectors take to respond to debt validation letters?
- How Long Does a Judgement Last?
- How Long Does a Judgment Last?
- How Long Does a Levy Stay on a Bank Account?
- How Long Does an Eviction Stay on Your Record?
- How Many Calls from a Debt Collector is Considered Harassment?
- How Many Times Can a Judgment Be Renewed in North Carolina?
- How Many Times Can a Judgment be Renewed in Oklahoma?
- How Much Do Collection Agencies Pay for Debt?
- How Much Do You Have to Be in Debt to File Chapter 7?
- How Much Does College Actually Cost?
- How Often Do Credit Card Companies Sue for Non-Payment?
- How Should You Respond to the Theft of Your Identity?
- I am being sued because my identity was stolen - What do I do?
- If a Car is Repossessed Do I Still Owe the Debt?
- Is Debt Forgiveness Taxable?
- Is Freedom Debt Relief a Scam?
- Is it Legal for Debt Collectors to Call Family Members?
- Is it Smart to Consolidate Debt?
- Is LVNV Funding a Legitimate Company? - Them in Court
- Is My Case in the Right Venue?
- Is Portfolio Recovery Associates Legit? — How to Win
- Is Severance Pay Taxable?
- Is SoloSuit Worth It?
- Is Someone with Power of Attorney Responsible for Debt After Death?
- Is the NTB Credit Card Safe?
- Is There a Judgment Against Me Without my Knowledge?
- Is transworld systems legitimate? — How to win in court
- Liquidate–What Does it Mean?
- Litigation Finance: Is it a Good Investment?
- Received a 3-Day Eviction Notice? Here's What To Do
- Should I File Bankruptcy Before or After a Judgment?
- Should I Hire a Civil Litigation Attorney?
- Should I Hire a Civil Rights Lawyer?
- Should I Hire a Litigation Attorney?
- Should I Marry Someone With Debt?
- Should I Pay Off an Old Apartment Debt?
- Should I Send a Demand Letter Before a Lawsuit?
- Should I Use My IRA to Pay Off Credit Card Debt?
- Should You Communicate with a Debt Collector in Writing or by Telephone?
- Should You Invest in Stocks While In Debt?
- Subsidized vs. Unsubsidized Loans: Which is Better?
- The Truth: Should You Never Pay a Debt Collection Agency?
- What are the biggest debt collector companies in the US?
- What are the different types of debt?
- What Bank Is Behind Best Buy's Credit Card?
- What Bank Issues Kohl's Credit Card?
- What Bank Owns Old Navy Credit Card?
- What Credit Bureau does Aqua Finance Use?
- What Credit Bureau Does Truliant Use?
- What Does “Apple Pay Transaction Under Review” Mean?
- What Does a Debt Collector Have to Prove in Court?
- What Does BAC Stand For?
- What does HAFA stand for?
- What Does Payment Deferred Mean?
- What Does Reaffirmation of Debt Mean?
- What Happens After a Motion for Default Is Filed?
- What Happens at a Motion for Summary Judgment Hearing?
- What Happens If a Defendant Does Not Pay a Judgment?
- What Happens If a Process Server Can't Serve You?
- What Happens if a Tenant Wins an Eviction Lawsuit?
- What Happens If Someone Sues You and You Have No Money?
- What Happens If You Avoid Getting Served Court Papers?
- What Happens If You Don’t Pay Speedy Cash?
- What Happens If You Ignore a Debt Collector?
- What Happens If You Never Answer Debt Collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- What Happens When a Debt Is Sold to a Collection Agency?
- What If a Summons Was Served to the Wrong Person?
- What If an Order for Default Was Entered?
- What if I default on an Avant payment?
- What If the Wrong Defendant Is Named in a Lawsuit?
- What Is a Case Number?
- What is a Certificate of Judgment in Ohio?
- What Is a Certificate of Service?
- What Is a Civil Chapter 61 Warrant?
- What is a Civil Litigation Lawyer?
- What Is a Consent Judgment?
- What Is a CPN Number?
- What Is a Debt Brokerage?
- What Is a Debt-to-Sales Ratio?
- What Is a Defamation Lawsuit?
- What is a default judgment?— What do I do?
- What Is a Libel Lawsuit?
- What is a Lien on a House?
- What is a Lien Release on a Car?
- What is a Lien?
- What Is a Motion to Strike?
- What Is a Motion to Suppress?
- What Is a Non-Dischargeable Debt in Tennessee?
- What Is a Nonsuit Without Prejudice?
- What Is a Preliminary Hearing?
- What Is a Reaffirmation Agreement?
- What Is a Request for Dismissal?
- What Is a Rule 3.740 Collections Defense in California?
- What Is a Slander Lawsuit?
- What is a Stipulated Judgment?
- What Is a Warrant in Debt?
- What is ABC Financial Club Charge?
- What is ACS Ed Services?
- What is Advanced Call Center Technologies?
- What is Alimony?
- What Is Allied Interstate's Phone Number?
- What is an Affirmative Defense?
- What Is an Assignment of Debt?
- What Is an Attorney Malpractice Lawsuit?
- What Is an Unlawful Detainer Lawsuit?
- What is Bank of America CashPro?
- What is Bitty Advance?
- What Is Celtic Bank?
- What is Consumer Portfolio Services?
- What Is Credence Resource Management?
- What Is Debt Internment?
- What Is Discover's 60/60 plan?
- What is Evading the Police?
- What Is Extinguishment of Debt?
- What is First Investors Financial Services?
- What is Global Lending Services?
- What is homicide?
- What Is Lexington Law Firm?
- What is LGFCU Personal Loan?
- What is Moral Turpitude?
- What is Online Information Services?
- What is Oportun?
- What Is Service of Process in Texas?
- What is sewer service?
- What Is Summary Judgment?
- What is Synchrony Bank's Hardship Program?
- What Is T-Mobile's Phone Number for Debt Collection?
- What Is the Amount of Money You Still Owe to Their Credit Card Company Called?
- What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
- What Is the Formula for Calculating Closing Costs?
- What Is the Minimum Amount That a Collection Agency Will Sue For?
- What Is the Phone Number for IQ Data?
- What is the Purpose of the Truth in the Lending Act?
- What is the status of my case?
- What Is the Statute of Limitations on Debt in Washington?
- What is the Telemarketing Sales Rule?
- What is Unsecured Credit Card Debt?
- What is WCTCB?
- What is WFDS?
- What is WUVISAAFT?
- What is Zombie Debt, and How Do I Deal With It?
- What Personal Property Can Be Seized in a Judgment?
- What Should I Do If Crown Asset Management Suing Me?
- What Should I Do If OneMain Financial Is Taking Me to Court?
- What Should You Do if You Can't Pay Your Mortgage?
- What states require a professional licensing number for debt collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- When Does Exeter Finance Repo Cars?
- When Is My Rent Due Legally?
- Where’s My Amended Tax Return?
- Which Bank Does Macy's Credit Card Use?
- Who is EOSCCA?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Beat Them in Court
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Them in Court
- Who Qualifies for Debt Settlement?
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Why Do Debt Collectors Block Their Phone Numbers?
- Why Do Lawyers Charge So Much?
- Why Is the Sheriff Looking for Me?
- Why Would a Sheriff Come to My House with Papers?
- Will Bankruptcy Stop a Judgment?
How-to debt guides
- How to Beat Westlake Portfolio Management
- How to Access Free Debt Relief
- How to Answer a Lawsuit for Debt Collection
- How to Appear in Court by Phone
- How to Apply For Unemployment Benefits in Florida
- How to Avoid Getting Served
- How to Beat a Bill Collector in Court
- How to Beat a Debt Collector in Court
- How to Beat a Lawsuit From a Debt Collector
- How to Cancel a Merrick Bank Credit Card
- How to Cancel an American Eagle Credit Card: A Step-by-Step Guide
- How to Cancel JCPenney Credit Card
- How to Deal with Debt Collectors
- How to decide what to do next in a lawsuit
- How to Defend Yourself in Court
- How To Develop A Debt Repayment Plan That Works
- How to Discharge a Debt with UCC
- How to Dispute a Debt and Win
- How to Dispute a False Positive Drug Test
- How to dispute a rental collection
- How to Drag Out an Eviction
- How to Fight a Motion for Relief From Automatic Stay
- How to Fight an Eviction
- How to Fight Debt Collectors in Court and Win
- How to File a Civil Answer in Kings County Supreme Court
- How to File a Civil Answer With the Duval Clerk of Courts - Florida
- How to File a Motion to Extend Time
- How to File a Motion to Satisfy Judgment in Utah
- How to File a Motion to Set Aside Judgment
- How to File Chapter 13 Without an Attorney
- How to File in Bergen County Superior Court
- How to File in Deschutes County Circuit Court
- How to File in Josephine County Courthouse
- How to File in Miamisburg Municipal Court
- How to File in Monmouth County Courthouse
- How to File in Oak Grove Courthouse
- How to File in Oregon Small Claims Court
- How to File in Small Claims Court in Iowa
- How to File in the Houston County Superior Court
- How To Fill Out the PLD-C-001
- How to Find My Bridgecrest Login
- How to Find Out If You're Being Sued
- How to Find Out What Collection Agency Owns Your Debt
- How to Find the Attorney That is Suing You (Secret)
- How to get a case dismissed without prejudice on statute of limitations
- How to Get a Divorce in Florida
- How to Get Credit Card Debt Relief
- How to Get Debt Relief (Ultimate 50 State Guide 2023)
- How to Get Out of a Bridgecrest Loan
- How to get out of a RISE loan
- How to Get Out of Debt Before Retirement
- How to Get Out of Paying HOA Dues
- How to Get Relief From a Gambling Debt
- How to Hire a Mediator
- How to Identify Age Discrimination in the Employment Act
- How to identify fake and abusive debt collectors
- How to Liquidate Credit Cards Into Cash
- How to liquidate your assets to pay off debt
- How to Make a 609 Letter That Really Works
- How to Make a Debt Validation Letter - The Ultimate Guide (2023)
- How to Make a Motion to Dismiss
- How to Make a Motion to Lift Stay
- How to Make a Motion to Vacate Judgment
- How to Make a Will
- How to Make an Eviction Appeal
- How to Make Motion to Set Aside — Ultimate Guide
- How to Negotiate a Lien on a House
- How to Negotiate Credit Card Debts
- How to Paramount Recovery
- How To Pay for College and Avoid Debt
- How to Pay off Your Destiny Credit Card
- How to Perform Voluntary Repossession
- How to Protect Your LLC with a Registered Agent Service
- How to Recover from a Negative Bank Balance
- How to Report the Cancellation of a Debt on a 1040
- How to Respond to a Debt Collection Summons in Wyoming
- How to Respond to a Debt Lawsuit vs United Collection Bureau
- How to Respond to a Lawsuit Against Northstar Location Services
- How to Respond to a Sheriff's Note On Your Door
- How to respond to a Summons from VanSlam, Inc
- How to Respond to Plaintiff's Counsel
- How To Respond to Request for Admission
- How to Satisfy a Judgment
- How to Spot Common IRS Scams
- How to Stop Eviction Lawyers
- How to Stop Pinnacle Collections Agency
- How to Support Employees With Debt – HR Solution
- How to Use a Bonus to Solve Your Financial Problems
- How to Travel Without Falling into Debt: Embracing the "Workcation"
- How to Use King County Superior Court Electronic Filing
- How to Use Montgomery County E-Filing
- How to use My.Loanbuilder
- How to Use the Doctrine of Unclean Hands
- How to Walk Away from Credit Card Debt
- How to Win a Citibank Debt Lawsuit
- How to Win a Collect Pros Dispute
- How to Win a Credit One Bank Lawsuit
- How to Win a Debt Lawsuit Against Security Credit Services
- How to Win a Freedom Debt Relief Lawsuit
- How To Win a Mariner Finance Lawsuit
- How to Win a Portfolio Recovery Associates Debt Lawsuit
- How to Win When Sued by Blitt & Gaines
- How to Win When Sued by Pharia LLC
- How to Win When You're Sued by Paragon Revenue Group
- How to Write a Hardship Letter
- How to Write a Re-Aging Debt Letter
Learn more with these additional debt resources
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