Synopsis
Discover how to easily add money to your HDFC Bank Savings Account using PayZapp.
Learn the seamless process for PayZapp registration, UPI setup, and account funding.
What if you had one app that supported all your payment needs? HDFC Bank now has a new payment arsenal - PayZapp-. With a simple registration process, user-friendly interface and numerous features like wallet, different payment instruments, Tap and Pay, Scan and Pay, e-vouchers and discounts on several partner merchants – PayZapp has everything you need!
Here’s the complete PayZapp guide to adding funds to your HDFC Bank Savings account using UPI, especially if you are just embarking on your new Savings journey with HDFC Bank.
How to register on PayZapp?
To register on PayZapp, follow the below steps:
Download PayZapp from the Google Play Store/Apple App Store.
Click on ‘Register’ from the bottom of the introduction screen.
Enter your mobile number registered with your bank account.
Enter your name, email ID and other details.
You will receive a mobile verification code i.e., OTP through SMS. Enter the code to proceed.
Create a pin for PayZapp.
Complete the device and mobile verification.
After completing the above verification, you will get registered on PayZapp.
Update your KYC if you are a non-HDFC Bank customer. You can complete the KYC process online by submitting soft copies of your ID and address proof documents.
You can link your credit or debit card (even if it's a non-HDFC Bank card) by manually entering the card details in the app. Also, you can scan your embossed card or enter card details on PayZapp.
Register for UPI for seamless transfer of funds (see the steps below).
UPI registration on PayZapp
After getting registered on PayZapp app, here’s how you can register UPI on PayZapp:
- On the home screen, click on the ‘Send Money’ icon or the BHIM UPI icon.
Select your SIM for verification.
Select your bank after successful verification of your mobile and SIM.
After bank account verification, select the UPI pin for the bank account that you wish to link with UPI.
Enter your UPI PIN.
User UPI ID will be registered.
Account funding through PayZapp
Did you know that you can complete quick and secure transfer of money to and from PayZapp and even make account-to-account transfers, i.e., account funding.
In order to do this, you must first link your bank account to PayZapp, the steps for which are as follows:
Click on the three-line icon and go to ‘Accounts & Cards’.
You can click on UPI Accounts. This will lead you to a screen where you will see ‘Add New’ option.
Click on this ‘Add New’ button and search for your bank, then select the bank account number you choose to link.
Once done, you can opt for adding funds to your account through PayZapp. Here’s how account funding works:
Send money from one account to another using UPI
If you have recently opened your HDFC Bank Savings Account, this step is very helpful for you! Through PayZapp you can easily add funds to your account at zero cost and enjoy numerous benefits.
Use these steps to seamlessly send money from one account to another using UPI via PayZapp:
- Click on the ‘Send Money’ icon present in the home screen.
Select the 'Self Transfer' icon, you will see your linked bank accounts here.
Check if the bank account from which you want to fund your savings account is added on PayZapp. If not, it can be added using the 'Add Account' button.
Select the bank account from which you want to make the transfer.
Enter the amount you wish to transfer and enter the UPI pin to complete the transfer.
Transfer from PayZapp Wallet to your bank account
Here's how you can transfer money from PayZapp Wallet to your bank account:
- Click on the ‘Send Money’ or ‘Pay’ button.
Click on the bank icon.
Enter your account number, account name, account type, IFSC code in the recipient's bank account details section, followed by the amount you wish to transfer.
Proceed towards payment in one click.
3.Load money in your PayZapp Wallet
Here’s how you can load money on your PayZapp Wallet:
- Click on the ‘Add Money’ button.
Enter the amount you wish to load into the wallet.
Select the card you wish to use to load money in your wallet.
Process with one click.
PayZapp powered by HFDC Bank has many benefits as it is a convenient, trusted and speedy platform for all your payment needs. You can use it for transferring funds to your Savings Account, which is a fundamental instrument when you step into the world of banking. With HDFC Bank’s Savings Account, you can enjoy a multitude of perks, whether it is exclusive offers with Debit and Credit Cards and access to HDFC Bank’s cutting-edge payment services. Open your HDFC Bank Savings Account instantly.
Get started by clicking here!
Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circ*mstances.
FAQs
Check if the bank account from which you want to fund your savings account is added on PayZapp. If not, it can be added using the 'Add Account' button. Select the bank account from which you want to make the transfer. Enter the amount you wish to transfer and enter the UPI pin to complete the transfer.
How do I add money from PayZapp to my bank account? ›
Steps to transfer from PayZapp account to bank account
- Click on. Pay/send money.
- Click. on bank icon.
- Enter. account name, account number, IFSC code, account type and amount.
- Proceed. payment in one click.
There are two means to add money to Savings Account or your HDFC Bank InstaAccount: You can transfer money through any other bank account of yours or provide your bank account details to your employer, business partner or any other individual who will then transfer the money to your InstaAccount.
What is the maximum amount transfer from PayZapp to bank account? ›
The PayZapp transactions limits are ₹10,000 per month for non-KYC Accounts and ₹200,00 per month for KYC-compliant customers. Is PayZapp safe to use?
How do I recharge PayZapp? ›
Steps to Recharge / Pay Bills
- Select. the Recharge/Bill Pay option.
- Choose. from the mobile recharge or bill pay option of your requirement.
- Enter. the mobile number or subscriber/Consumer ID.
- Select the. Service Provider/Operator and enter the payment amount.
- Use linked. Credit/Debit card to make your payment in one click.
1. Your PayZapp wallet gets upgraded to a full KYC status. 2. Your wallet limit is ₹ 2 lakhs.
Is PayZapp only for HDFC customers? ›
HDFC Bank has revamped its online payments app, PayZapp. The all-new PayZapp includes features like swipe-to-pay, passbook, timely reminders and money transfer facilities. PayZapp can be accessed by both, HDFC Bank and non-HDFC Bank, customers.
How do I deposit money into my savings account? ›
You can continue adding money to savings, usually through one or more of these methods, depending on the bank:
- Cash or check deposits at the ATM.
- Cash or check deposits at a branch.
- ACH transfers from a linked bank account.
- Wire transfers from another bank account.
- Mobile check deposit.
- Direct deposit.
Cash Deposit Limits in a Savings Account
A common daily cash deposit limit in savings accounts is ₹50,000 and any amount higher than this requires your PAN details or Form 60/61 in case you do not have a PAN card. Depositing cash above the limit of ₹1 lakh may attract the attention of the Income Tax department.
How much money should be kept in HDFC savings account? ›
| Product Variant | Minimum Balance Requirement | Non Maintainance charges |
|---|
| Womens Savings A/c | Metro/Urban Branches:- Rs. 10,000 AMB Semi-Urban / Rural: Rs. 5,000 AMB No FD Cushion available | O - < 2,500 |
| Senior Citizen Savings A/c | Rs. 5,000/- AMB across country No FD Cushion available | Slab |
| >= 2,500 - < 5,000 |
| O - < 2,500 |
27 more rowsVirtual prepaid card is not avialable @ zero balance . It can be used only for online shopping.It is shown only when you put some balance in wallet. No a digital banking system as provided by many others banks. No physical card is available /provided to the customers.
How much does PayZapp charge for money transfer? ›
wallet to any bank account are 2.5% plus any relevant taxes (18% GST). You can transfer money from your Payzapp account to your bank account after completing your full KYC. Money transfers to the Bank account are not permitted for non-KYC users.
Is PayZapp worth it? ›
PayZapp application is one of the best wallets I have ever used. It literally pays you for every payments you make. The best part is that the cashbacks are above what you get using a coupon code on a particular app or website.
How can I add money in HDFC PayZapp? ›
Steps to load money in your wallet
- Click on add money.
- Enter amount you wish to load in your wallet.
- Select the card you want to use to load money.
- Process with one click.
Yes, you can do KYC on PayZapp even if you don't have an HDFC Bank account. PayZapp provides a streamlined KYC process, allowing users to complete the verification without being an existing HDFC Bank customer.
How to transfer wallet money to bank? ›
Step 1: Open the Paytm app on your mobile device. Step 2: Scroll down to the 'My Paytm' section and click the 'Paytm Wallet' tab. Step 3: Select the 'Transfer to Bank' option on the next page. Step 4: Enter the amount for the money transfer on the new window.
Can we send money from PayZapp to Paytm? ›
How to send money PayZapp to Paytm? Step 1: Launch the Paytm app and select "Add Money." Step 2: Enter the amount that is available in your Payzapp wallet on the next screen. Step 3: Choose the Debit card option from the available payment options.
How can I transfer money from HDFC credit card to bank account? ›
On the left side, under the “Transact” column, click on “Balance Transfer on EMI” On clicking that, you need to enter the details of your HDFC Credit Card and other bank's credit card details. Once you enter the amount, the balance transfer is done immediately or maximum takes 2-4 hours to reflect in your bank account.
