How to accept payments with Tap to Pay on iPhone? (2024)

With Tap to Pay on iPhone you can accept all types of in-person, contactless payments on your iPhone — from physical debit and credit cards to Apple Pay and other digital wallets. No extra terminals or hardware needed.

Accept payments with digital wallets (smartphone or smartwatch)

  1. Scan Item or manually type in charge
  2. Click “Charge [xx]”
  3. Select Tap to Pay on iPhone
  4. Present your iPhone to customer
  5. Your customer holds their device at the top of your iPhone over the contactless symbol
  6. Only once the approved green checkmark appears, the payment is complete

How to accept payments with Tap to Pay on iPhone? (1)

Accept payments with a contactless card

  1. Scan Item or manually type in charge
  2. Click “Charge [xx]”
  3. Select Tap to Pay on iPhone
  4. Present your iPhone to customer
  5. Your customer holds their card horizontally at the top of your iPhone over the contactless symbol
  6. Only once the approved green checkmark appears, the payment is complete

Note: Only cards with the contactless symbol will be able to pay with Tap to Pay on iPhone.

Tip: For best results, ensure card is held horizontally on top of the contactless symbol on your iPhone

Accept payments with PIN entry

You can use Tap to Pay on iPhone to accept contactless payments that require customers to securely enter their PIN to confirm a payment.

The PIN entry screen is automatically prompted based on the customer’s card, the transaction amount and the specific merchant configuration.

If PIN is triggered after customer presents card:

  1. The customer enters their PIN and taps the green tick to submit
  2. Only once approved green check mark appears, the payment is complete

How to accept payments with Tap to Pay on iPhone? (3)

Tip: Find more details on how to accept payments with PIN entry here

How to accept payments with Tap to Pay on iPhone? (2024)

FAQs

How to accept payments with Tap to Pay on iPhone? ›

Select Tap to Pay and have your customer hold their card or NFC device to the back of your iPhone. You'll hear an audible beep once the payment is accepted, signifying a successful transaction.

How to accept payments with tap to Pay on iPhone? ›

Select Tap to Pay and have your customer hold their card or NFC device to the back of your iPhone. You'll hear an audible beep once the payment is accepted, signifying a successful transaction.

How do I accept payments on my iPhone? ›

How to accept customer payments on an iPhone. Accepting customer payments on an iPhone can work in one of two ways: using a physical card reader attached to an iPhone to enable payments, or using software that allows for contactless tap-to-pay payments, without any additional hardware.

How do I accept contactless payments? ›

Position your phone close to your customer, and allow them to tap and hold either a card or any contactless payment-type devices (i.e. Apple Pay, Google Pay, Apple Watch, etc.) to the back of the phone. You'll hear an audible beep once the payment is accepted, signifying a successful transaction.

How do I accept payment from Apple Pay? ›

How to Accept Apple Pay in 5 Steps
  1. Step 1: Choose a Payment Processor That Accepts Apple Pay.
  2. Step 2: Purchase & Install NFC-enabled Hardware.
  3. Step 3: Use Apple's Tap to Pay on iPhone Feature.
  4. Step 4: Add an Apple Pay Button to Your Online Checkout.
  5. Step 5: Let Customers Know You Accept Apple Pay.
Dec 11, 2023

Can people Pay me by tapping my phone? ›

Paying with Tap to Pay on Android is easy. All your customers need to do is hold their card, phone or smart device on the back of your phone until you hear a beep, notifying you that the transaction is complete.

How do I allow tap to Pay? ›

Check your tap to pay set up
  1. Near field communication (NFC) must be turned on.
  2. To make a tap-to-pay transaction with a card in your Google Wallet, Google Pay should be set as your default payment app.
  3. Add a contactless payment method.
  4. Set up a screen lock.
  5. Your phone must meet the security requirements.

How do I accept payments on my phone? ›

Taking mobile payments through a mobile app
  1. Sign up to SimplyPayMe.
  2. Within the mobile app, enter the total amount the customer should pay.
  3. Scan or enter your client's card details.
  4. Payment will then be processed and be on the way to your bank account.

Why is my iPhone not accepting payment methods? ›

On your iPhone or iPad, open the Settings app. Tap your name. Tap Payment & Shipping. Add a different payment method and remove the old one.

Why won't Apple Pay let me accept? ›

If this is the first payment that you've received or if you turned off the setting to automatically accept payments, then you need to tap to accept the money. Tap Settings > Wallet & Apple Pay, then make sure that you turned on Apple Cash.

How do I accept payment through NFC? ›

Merchants can accept NFC payments by using NFC payment devices. These devices are equipped with NFC technology, allowing you to make contactless payments by tapping your NFC-enabled smartphone or cards.

How do I use my phone to tap and Pay? ›

Here's how you can start tapping and paying with your Android phone:
  1. Unlock your device with your passcode or face ID.
  2. Hold it near the contactless card reader.
  3. Tap and wait for a blue check mark to confirm the payment.

How do I Pay contactless with iPhone? ›

How to pay using Apple Pay in shops and other places
  1. To use your default card: If your iPhone has Face ID, double-click the side button. ...
  2. To use a different card, tap your default card to see your other cards. ...
  3. Hold the top of your iPhone near the contactless reader until 'Done' and a tick appear on the display.
Feb 12, 2024

How do I manually accept Apple payments? ›

Accept payments with Apple Cash

You can choose to automatically or manually accept payments. Go to Settings > Wallet & Apple Pay, then tap Apple Cash. Choose to automatically or manually accept payments. If you choose Manually Accept Payments, you have 7 days to accept a payment before it's returned to the sender.

Why isn't my tap to Pay working on my iPhone? ›

The most common reasons for Apple Pay not working is that the phone is low on battery charge, or the store doesn't have the capability to accept Apple Pay.

Does tap to Pay accept Apple Pay? ›

With Tap to Pay on iPhone and a supported app, you can accept in-person, contactless payments, right on your iPhone — from physical debit and credit cards, to Apple Pay and other digital wallets — no extra terminals or hardware needed.

How do I Pay with my iPhone tap card? ›

Pay with your iPhone
  1. To use your default card: If your iPhone has Face ID, double-click the side button. ...
  2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
  3. Hold the top of your iPhone near the contactless reader until Done and a checkmark appear on the display.
Feb 2, 2024

How to accept card payments on phone? ›

To enable credit card processing for Android or iOS devices:
  1. Open a merchant account with a payment processing provider.
  2. Download the provider's mobile payment app.
  3. Pair a certified Android or iPhone credit card reader.
  4. Swipe, dip, or tap customer's credit card to complete sale.

How to use tap to cash on iPhone? ›

On the sending iPhone, launch the Wallet app and tap your Apple Cash card. Make sure you have enough funds in your balance to cover the amount you want to send. Tap the Send or Request button. At the Send or Request screen, tap the Tap to Cash icon.

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