Whether you are trying to return a gift you received or something you bought yourself, the process never gets easier — or shorter. If you’ve ever had to make a refund then you would know how long it takes — but you probably haven’t, which is why you’re here wondering how long a visa debit card refund takes.
For those wondering, we will be discussing the process that ensues after you request a refund and just how long it takes.
It is important to note that the type of dispute and the bank/merchant involved directly influence how long a visa debit card refund takes, which might make it vary. Keep reading for more needed information.
A visa debit card refund typically takes 7–10 business days. As earlier mentioned, the timeframe varies depending on the bank/merchant and type of dispute.
In the best cases, the refund will be processed within 3–5 business days, but the worse cases have it going on for over 10 business days. This is because the request has to go through several channels and a few confirmations/authorizations have to be made before the refund can be processed.
If it’s a simple case and you have luck on your side, then the refund should be done within 3 days at most. However, for cases related to fraud, the process is typically longer. The receipt of the payment made and your reason for requesting the refund has to be…
