No Results Found
Under the provisions of the Fair Credit Reporting Act, adverse information—for example, collection actions, charge-offs, suits, and judgments—may remain on your credit report for seven years.
Refer to 12 CFR 1022 "Fair Credit Reporting (Regulation V)" for more information.
Last Reviewed:April 2021
See Also
What Happens To Unpaid Credit Card Debt After 7 Years | Freedom Debt ReliefHow long does information about me stay on my consumer report? | Consumer Financial Protection BureauHow Long Does Negative Information Stay on Your Credit Report?Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.
