FAQs
After downloading the application, you need to visit the 'UPI' or 'Send Money To Anyone' section in the Paytm application, go to the bank account, and select the 'Create UPI PIN' option. While doing so, you will be asked to provide the last 6 digits of your card number along with its expiry date to set your UPI PIN.
How do I set up a new UPI PIN? ›
After downloading the application, you need to visit the 'UPI' or 'Send Money To Anyone' section in the Paytm application, go to the bank account, and select the 'Create UPI PIN' option. While doing so, you will be asked to provide the last 6 digits of your card number along with its expiry date to set your UPI PIN.
How do I set up a 4 digit UPI PIN? ›
To set your UPI PIN, navigate to the app's settings or UPI number section. You may be required to enter your Debit Card details, including the card number and its expiration date. Following this, you will be prompted to create a 4 or 6-digit UPI number.
How do I set up a failed UPI PIN? ›
I am not able to set my UPI PIN. What do I do? You will require the last 6 digits and expiry date of your debit card to set the UPI PIN. If you fail to receive the OTP in time, kindly click on the 'Resend OTP' option.
What happens after resetting UPI PIN? ›
Yes, there is a cool off period and transaction limit that applies after resetting your UPI PIN. When you reset your UPI PIN, the cool off period of 24 hours will be initiated after your first transaction is made. During this cool off period, you are allowed to make transactions up to a maximum limit of INR 5,000.
Are UPI PIN and ATM PIN the same? ›
Is UPI PIN and ATM PIN the same? No, the UPI and ATM pins are not the same. While a UPI PIN is required for transactions only via UPI applications, an ATM pin is a four-digit code necessary to authenticate debit card payments and withdraw cash from ATMs. No, the UPI and ATM pins are not the same.
How do I verify my UPI PIN? ›
The UPI verification APIs use a combination of different verification mechanisms to ensure the authenticity of UPI transactions. One such mechanism is the use of mobile number verification, where the user's mobile number is verified using a One-Time Password (OTP) sent to their registered mobile number.
How do I manually set up my UPI ID? ›
Create a new UPI ID
- On your mobile device, open the Google Pay app .
- At the top right, tap your Profile picture.
- Tap Bank account.
- Tap the bank account you added to Google Pay.
- Next to "UPI ID," tap Edit .
- To create a UPI ID, tap Plus .
To create your UPI account without a debit or ATM card, link your bank account to your preferred UPI app and select Aadhaar-based verification instead of using your debit card. Then, submit and verify your Aadhaar details and set up a 4 or 6-digit UPI PIN.
Does UPI require PIN? ›
UPI-PIN (UPI Personal Identification Number) is a 4-6 digit pass code you create/set during first time registration with this App. You have to enter this UPI-PIN to authorize all bank transactions.
Serving as a unique and confidential credential, the UPI PIN acts as a security barrier, preventing unauthorized individuals from misusing the UPI platform.
How to find 4 digit card pin? ›
Obtaining Your ATM PIN
- SMS. Many banks send your ATM PIN via SMS to the mobile number linked to your account. ...
- Postal Mail. In some cases, the bank may send your ATM PIN to your registered address via postal mail. ...
- Bank Branch. If you apply for a debit card at your bank's branch, they may provide you with the PIN in person.
Set/Reset UPI Pin
- Go to the My Money page. & under Payment Methods, select Bank Accounts.
- Select your bank. Select the bank account for which you want to set a UPI Pin. ...
- Enter Debit/ATM card details. ...
- OTP sent out to registered number. ...
- UPI Pin set up.
How to Change UPI PIN Without Debit Card?
- Log into your UPI-app like PayZapp.
- Go to 'Accounts & Cards'.
- Select UPI Accounts.
- Choose a bank account for which you need to change your PIN.
- Select the 'Change UPI PIN' option.
- Enter your existing UPI PIN.
- Enter the new UPI PIN and then re-enter the new UPI PIN.
Reset your UPI PIN
- Open Google Pay .
- At the top right, tap your photo and then Bank account.
- Tap the bank account you want to edit.
- Tap Forgot UPI PIN.
- Follow the on-screen instructions.
To reset your UPI PIN without a debit card, you must go to the payment methods section of your UPI app, select UPI, select Aadhar-based authentication, verify using OTPs sent from your bank and UIDAI, then reset your UPI PIN, and confirm it.
What happens if you enter the wrong UPI PIN 3 times? ›
Remember: Entering the wrong UPI PIN more than 3 times will lock you out of transactions for 24 hours. To regain access sooner, you'll need to reset your UPI PIN. Change your PIN regularly: Update your UPI PIN every few months to minimize the risk of someone figuring it out over time.
