How do I add money to my balance to spend with my PayPal Debit Card or Business Debit Mastercard® purchases? (2024)

When you make a purchase with your PayPal Debit Card, we'll use any available money you have in your PayPal Balance account. Here's what you need to do to add money to your PayPal balance:

Receive money

When someone sends you money through PayPal to your personal account, it is automatically placed in your PayPal Balance account and can be used for your PayPal Debit Card purchases.

Add money from your eligiblebank account or debit card on theweb

  1. Go toWallet.
  2. Click Transfer Money.
  3. Click Add money from your bank or debit card.
  4. Enter the amount and click Next.
  5. Choose either ‘In seconds with debit’ or ‘in 3-5 dayswith your bank’.

We’ll email you when the transfer completes.

Add money on the PayPal app

To add money from your eligible bank account or debit card on the app:

  1. Tap Accounts.
  2. Tap Add Money on the Balance tile.
  3. Choose 'Debit card' or 'Bank'.
  4. Enter the amount and tap Add (Amount) Now.

Alternatively, click on the Balance tile to set up Direct Deposit or cash a check.

Add cash at stores

You can add cash at any participating retailer (including Walmart, CVS, 7-Eleven, Walgreens, Rite Aid, Dollar General, Dollar Tree, Family Dollar, and many others). Take your cash to the register and let the clerk know you want to add cash to PayPal. There’s a fee to add cash to your PayPal Balance Account at participating stores. The fee amount varies by store. You can generate a barcode in the app or swipe your Debit Card. Then hand the cash (between $20 and $500) to the clerk. Your money will be added within 15 minutes, and you’ll receive an email confirmation.

Please visit our PayPal Balance Terms and Conditions page for more information.

If you’re unable to add money, your PayPal account may belimited, or you may need to verify your identity. You can always Contact Us ifyou continue to have issues.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

How do I add money to my balance to spend with my PayPal Debit Card or Business Debit Mastercard® purchases? (2024)

FAQs

How do I add money to my balance to spend with my PayPal Debit Card or Business Debit Mastercard® purchases? ›

Is it possible to transfer money from a prepaid card to PayPal? It is generally not possible to transfer money directly from a prepaid card to a PayPal Balance. However, individuals may be able to link their prepaid card to their PayPal account and use it to make payments, depending on the card issuer.

How do I add money to my PayPal prepaid debit card? ›

Is it possible to transfer money from a prepaid card to PayPal? It is generally not possible to transfer money directly from a prepaid card to a PayPal Balance. However, individuals may be able to link their prepaid card to their PayPal account and use it to make payments, depending on the card issuer.

How does the PayPal business debit card work? ›

With your business debit card, you have instant access to the money available in your PayPal Business account. As soon as new payments are deposited or transferred to your account, you can spend or withdraw it as cash using your PayPal Business Debit Card.

Why can't I add money to my PayPal from my debit card? ›

If you're unable to add money, your PayPal account may be limited, or you may need to verify your identity. Please contact PayPal customer service to resolve these issues.

How do I add money to my PayPal direct debit? ›

Go to your Wallet. Click Transfer Money. Click Add money to your balance. Follow the on-screen steps to transfer money from your bank account to your PayPal balance.

How much can you load on a PayPal prepaid debit card? ›

The maximum initial value load at a retail location is $500; each subsequent retail location reload made with the use of a Reload Pack is limited to $500. The maximum value of all cards you may have with The Bancorp Bank, the issuer of the PayPal Prepaid Card is $15,000.

Are PayPal debit cards reloadable? ›

Load.

Use the no-cost1 Direct Deposit service and you can have access to your funds up to 2 days faster2 than what traditional banks offer. Make transfers3 from your account with PayPal to your PayPal Prepaid Card Account. You can also add money at more than 130,000 Netspend Reload Network locations nationwide.

How do I add money to my PayPal business debit card? ›

How do I add money to my balance to spend with my PayPal Debit Card or Business Debit Mastercard® purchases?
  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Add money from your bank or debit card.
  4. Enter the amount and click Next.
  5. Choose either 'In seconds with debit' or 'in 3-5 days with your bank'.

How do I use my PayPal debit card? ›

Use your Card in stores or online:
  1. Tap to pay by adding it to a digital wallet like Apple Pay or Google Pay.
  2. Online – you'll now see your PayPal Debit Card as a payment option at PayPal Checkout.

Can I use my PayPal business debit card for personal use? ›

You may only use your Card for business expenses and you must not use the Card for any payments which are personal and not connected to your business. All daily limits are subject to periodic review and are subject to change based on PayPal account history, activity, and other factors.

How to use PayPal balance? ›

To use a balance as a payment method, you need to have a PayPal Balance account. You'll be able to get a PayPal Balance account when someone sends you money. Once you click Accept the Money, you'll see two options: Transfer it to your bank and Keep it in PayPal.

Why can't I use my PayPal balance to send money? ›

Account limitations prevent you from completing certain actions with your account, such as withdrawing, sending, or receiving money. These limitations may be implemented when we see activity that seems unusual or suspicious. This is intended to help protect both buyers and sellers.

Is it safe to link my debit card to PayPal? ›

PayPal uses end-to-end encryption when storing or transmitting confidential user data so it can't be accessed by unauthorized parties. The information is never shared with sellers or even PayPal employees.

How to transfer money from PayPal to debit card instantly? ›

To make a transfer to your eligible debit card or bank account on the app:
  1. Tap your PayPal balance.
  2. Tap Transfer.
  3. Tap Transfer to bank at the bottom of the screen.
  4. Select in minutes (fee applies) or in 1-3 days (no fee).
  5. Tap Transfer Now.

What is PayPal direct debit for? ›

A direct debit instruction is where the payee (you) gives a payment provider like PayPal the authority to directly take money from your bank account for any purchases or payments you approve. This means you can pay for anything quickly and easily, with no extra steps or middleman holding things up.

How do I add money from my debit card? ›

Using ATM Machines
  1. Locate the nearest ATM of your bank.
  2. Insert your debit card and enter the PIN.
  3. Select the "Transfer" or "Fund Transfer" option.
  4. Follow the on-screen instructions to transfer money from your debit card to your linked bank account.
  5. Confirm the transaction and the funds will be transferred.

How do I add cash to my PayPal debit card? ›

You can add cash at any participating retailer (including Walmart, CVS, 7-Eleven, Walgreens, Rite Aid, Dollar General, Dollar Tree, Family Dollar, and many others). Take your cash to the register and let the clerk know you want to add cash to PayPal.

How do I put my PayPal money on my debit card? ›

To make a transfer to your eligible debit card or bank account on the app:
  1. Tap your PayPal balance.
  2. Tap Transfer.
  3. Tap Transfer to bank at the bottom of the screen.
  4. Select in minutes (fee applies) or in 1-3 days (no fee).
  5. Tap Transfer Now.

How to put money on a prepaid card with a debit card? ›

You can load money onto your prepaid debit card by logging onto the website of the card issuer and transfer money across from another account. Many prepaid debit card issuers have their own mobile apps and you can use them to load funds onto your card from another account.

How do I put money into PayPal? ›

Here's how to add money to your PayPal account using a linked bank account²:
  1. Log into PayPal and look for the Wallet option.
  2. Select Transfer money then Add money to your balance.
  3. Choose the linked bank account you want to use.
  4. Confirm how much you want to transfer, and click Add.

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