How can I send money with Western Union? — WU R2 US Help Center (2024)

You can send money with Western Union:

Online using our website or the Western Union mobile app

To send your first money transfer1 with Western Union, create a profile on our mobile app or website.

  1. Log into your Western Union profile or register if you are a new user.
  2. SelectSend money.
  3. Select thereceiver’s country and enter the amount and currency.
  4. Select how your receiver would like to get the money:
  • Cash pickup
  • Bank account deposit
  • Mobile wallet

5.Choose your payment method2:

  • Credit3 or debit card
  • Bank account
  • Cash at a Western Union location
  • Mobile wallet

6.Review the transfer summary

7. Select Submit.

Tips:

  • Service availability may be different for each receiver’s country4.
  • You can add or delete the details of your receivers in your profile.
  • You have the option to resend the same amount to your receivers.

At an agent location or in-store

If you want to send money in person, visit a Western Union agent location and pay via cash or a debit card5.

If you want to send cash, you can still start your money transfer online with our pay in-store service to save time and then pay in cash at one of our agent locations.

To pay in-store:

  1. Log into your Western Union account on westernunion.com or the Western Union app.
  2. SelectPay in-store.
  3. Go to a nearby agent location and provide your phone number and pay to complete the money transfer.

You can check the status of your money transfer using our Track a transfer service.

Superscripts:

1 You must be at least 18 years old to send or receive money with Western Union.

2The payment and receiving methods are different for each country.

3Card-issuer cash advance fee and related interest charges may apply. Use a debit card to avoid these fees and charges.

4We might ask you to verify your identity depending on the service, send amount and the receiver country.

5 This service is available only at some agent locations.

How can I send money with Western Union? — WU R2 US Help Center (2024)

FAQs

How can I send money with Western Union? — WU R2 US Help Center? ›

You can pay with your bank account or a credit2 or debit card that allows you to send money to another bank account, an agent location, or even a mobile phone. We'll send you a confirmation e-mail or a tracking number, so you can make sure your money is getting where it needs to go. By phone: Not home? No problem!

How do I send money through Wu online? ›

To send money with a credit card or debit card2:
  1. Log in, or register and verify your free profile. ...
  2. Choose the destination where you'd like to send money and the amount. ...
  3. Enter the name and address of the person you want to transfer money.
  4. Pay for your online money transfer with your credit or debit card2.

What information is needed to transfer money through Western Union? ›

  • Start by finding an agent location near you.
  • Bring your ID and head to the counter. You'll also need your receiver's bank details4, address and phone number.
  • Pay by credit card2/debit card, cash or bank transfer.
  • Note down your tracking number (MTCN). Share this with your receiver so they can collect their cash.

How to send money through Western Union without a bank account? ›

How to send money without a bank account
  1. Open our website or download our mobile app and register or log in.
  2. Start the money transfer in the app or on the web.
  3. Pay at a Western Union shop in cash within 24 hours taking into account what you have set up when scheduling the transfer.
Dec 12, 2023

What are the payment options for Western Union? ›

You can pay with your bank account or a credit2 or debit card that allows you to send money to another bank account, an agent location, or even a mobile phone. We'll send you a confirmation e-mail or a tracking number, so you can make sure your money is getting where it needs to go. By phone: Not home? No problem!

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

Can Western Union send money to Cash App? ›

Now, how about the other way round - is it possible to send money from Cash App directly to Western Union? Unfortunately, the answer to this is also no. The two are separate services, both involved in money transfers but in quite different ways. It isn't possible to send money from Cash App to or through Western Union.

Can I send money through Western Union using my account and routing number? ›

Send money with Western Union

Once you have your routing number, you can send and transfer money to your family and loved ones by visiting our website or downloading the Western Union app.

How much does Western Union charge to send $100? ›

Still, they're generally cheaper than cash, card, or mobile wallet transfers. If you're looking for a rough estimate of Western Union's wire transfer fees, you can generally expect to pay around $0.65 and $3.76 for every $100 that you send.

What information do I need for Western Union to receive money? ›

Visit an agent location near you with your government-issued ID. You'll also need to ask the sender for the tracking number (MTCN). Find an agent location. Receive the money in your bank account.

How do I send money via Western Union locally? ›

How to send money in person?
  1. Find an Agent location on WU.COM.
  2. At the location, provide your receiver's and payment information or fill “Send Money” form.
  3. Pay with cash.
  4. Save your receipt and share the tracking number (MTCN) with your receiver.

What app can I send money with routing and account number instantly? ›

Here are a few payment options to explore: Zelle is available either online or through its mobile app. It's partnered with most major US banks, including Bank of America, Chase, Citibank, and Wells Fargo, allowing you to directly link up your bank account for fast transfers. PayPal is another popular option.

Can someone send me money through Western Union to my bank account? ›

Frequently asked questions about receiving money in the US. Can you receive money online using Western Union? Yes, you can have funds sent directly to your bank account. Your sender just needs to select 'Bank account' when arranging a money transfer.

What is needed for someone to send you money through Western Union? ›

Your government-issued ID to be shown at the agent location. Your cash or debit card to pay for the transfer amount and fees. Your receiver's first and last name, to be entered as it appears on their government-issued ID. Your receiver's country, and in some cases*** their full address.

What is the best way to send money through Western Union? ›

If you prefer to send money in person, visit a Western Union agent location to send money using cash or, at some agent locations, a debit card. To save time, you can start your money transfer online and then pay in cash with our Pay in-store service.

What are the requirements for Western Union money transfer? ›

Information needed to send money in person
  • Government-issued ID to confirm your identity.
  • Cash, credit or debit card to pay the total, including transfer fees and exchange rates.
  • The recipient's full name (as shown on their ID), country and address (if requested)
Nov 28, 2023

Is it safe to send money through Western Union online? ›

At Western Union, we use Strong Customer Authentication, or SCA, to protect online money transfers. To successfully authenticate your payment, make sure: Your card or bank account is compatible with the SCA/3D Secure system. If it isn't, contact your card issuer or register it through your online banking portal.

How to transfer money to someone else's bank account online? ›

There are several ways to do that electronically, each with its own advantages.
  1. Use a money-transfer app.
  2. Consider a bank-to-bank transfer.
  3. Set up a wire transfer.
  4. Request your bank send a check.

Can you send money through WU with a credit card? ›

Western Union makes it easy to send money with a credit card. With Western Union, you can transfer money using a credit card online, via our app, or at one of our handy local agent locations.

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