How Can I Cancel My Amazon Credit Card? (2024)

FAQs

Is it hard to cancel an Amazon credit card? ›

If you want to cancel your Amazon Store Card, you will have to call (866) 634-8379 instead; the store card is issued by a different bank. There is no fee associated with closing your account, but you will have to pay off any outstanding balances.

Yes, closing credit cards, including a store credit card, can hurt your credit score. This is due to the fact that your score considers a few key factors, including your credit mix, credit utilization ratio and credit age.

You can cancel your Amazon Store Card either online or over the phone at (866) 634-8379. To cancel your Amazon Store Card online, log in to your account and go to the “Services” tab. From there, click on “Close Account” and confirm.

Key takeaways: Closing a credit card can hurt your scores because it lowers your available credit and can lead to a higher credit utilization, meaning the gap between your spending and the amount of credit you can borrow narrows. Canceling a card can also decrease the average age of your accounts.

No, the Amazon Credit Card doesn't have an inactivity fee. The Amazon Store Card doesn't charge an inactivity fee, either. It's worth noting that the issuer doesn't disclose how often you should be using your Amazon Credit Card to keep your account active.

When you apply for an Amazon Rewards card through Chase, the lender conducts a credit check, also known as a hard inquiry. Unlike soft inquiries, such as viewing your own credit report, which doesn't affect your credit score, hard inquiries usually cause your credit score to drop slightly.

Closing a credit card can decrease the average age of your accounts, particularly if it's a card that you've had for much longer than others. Closing your newest account, however, generally will have minimal to no impact on credit history.

Credit cards themselves are very secure, offering zero-liability fraud protection for cardholders. If you store your card info on Amazon, you could be leaving yourself open to scammers, hackers, or even just your own impulse shopping habits.

Rates and fees: Must have an Amazon Prime membership

The rates and fees for the Prime Visa card are standard, but the “no annual fee” comes with an important footnote. You must have an Amazon Prime membership to get the card, which is currently priced at $14.99 per month or $139 per year if paid annually.

Sign into the account you want to close. Review the products and services associated with your account. If you still wish to proceed, you can select a reason in the drop-down menu. Then select the box next to Yes, I want to permanently close my Amazon account and delete my data.

How to pay on Amazon without a credit card? ›

**If you want to buy items on Amazon but don't have a credit or debit card, you can add another payment method. Amazon accepts several payment options for purchases, such as gift cards, prepaid credit cards, Amazon cash, or a US-based checking account.

To end your Amazon Prime membership: Go to your Prime membership. Select Update, Cancel, and more, and follow the on-screen instructions.