The Homeowners Policy Basic Form 1 (HO 1) provides basic named perils coverage for direct damage to property, personal liability coverage, and medical payments to others coverage.
Originally drafted as part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio, this basic form has been discontinued in nearly all states because buyers demanded the broader coverages available in the other ISO homeowners forms.
HO 1
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Name: Merrill Bechtelar CPA
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