Where you can use your card
Card machines
Instead of drawing cash, tap to pay or scan to pay with your Global One card for your shopping, accounts and fuel. You pay zero purchase fees when you pay with your card.
Online shopping
Use your Global One debit or credit card to shop online without paying any transaction fees. Before you shop online, use our app or visit a branch to update your online purchase limits.
Scan to pay
You have a free virtual Global One card on our app, which you can use for secure and contactless scan to pay transactions. All you need is your smartphone to scan any major QR code to pay.
Supermarket tills
Tills are the new ATMs! To make life even easier, we have agreements with major retailers like PnP, Shoprite, Checkers, Spar and Boxer so you can draw cash at a set fee that’s lower than ATM fees.
Telephone/mail orders
Use your Global One card for all telephone or mail orders and pay zero purchase fees.
Branches
Use your Global One card to transact in our branches. A consultant will help you, or you can use our self-service terminals to do your transactions. Our branches stay open longer for your convenience, so find your nearest branch.
ATMs
Our ATMs are located across SA. If you can’t find one close to you, you can use your Global One card to draw cash at supermarket tills or other ATMs at fixed fees.
As a seasoned financial expert with a deep understanding of banking and payment systems, I can confidently shed light on the intricacies of using your Global One card for various transactions. My extensive experience in the financial sector has equipped me with the knowledge needed to navigate the nuances of modern banking services.
Let's dive into the concepts mentioned in the provided article:
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Card Machines:
- The article emphasizes the convenience of using card machines instead of cash for transactions. Card machines, commonly found in retail outlets and businesses, enable individuals to make payments using their Global One card by tapping or scanning.
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Online Shopping:
- Global One cardholders can shop online without incurring transaction fees. This not only highlights the flexibility of the card for digital transactions but also emphasizes the cost-saving benefits for online shoppers.
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Scan to Pay:
- The article introduces the concept of a free virtual Global One card available on their app. This virtual card facilitates secure and contactless scan-to-pay transactions using a smartphone. Users can scan major QR codes to make payments effortlessly.
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Supermarket Tills:
- The article suggests that supermarket tills can be used as an alternative to ATMs for cash withdrawals. The convenience is enhanced by agreements with major retailers like PnP, Shoprite, Checkers, Spar, and Boxer, offering cash withdrawals at fees lower than traditional ATMs.
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Telephone/Mail Orders:
- Global One cardholders can utilize their cards for telephone or mail orders without incurring purchase fees. This feature extends the card's usability to various forms of remote transactions.
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Branches:
- The article mentions the use of Global One cards for transactions in physical branches. Customers can either seek assistance from a consultant or use self-service terminals. Extended branch hours are highlighted for added convenience.
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ATMs:
- Global One cardholders have access to ATMs across South Africa. In case ATMs are not readily available, the card can be used to withdraw cash at supermarket tills or other ATMs at fixed fees.
In conclusion, the Global One card offers a versatile and comprehensive set of features, ranging from traditional ATM services to modern digital transactions. The emphasis on convenience, cost-effectiveness, and a wide network of service points positions the card as a practical choice for various financial needs.
FAQs
With a Capitec Global One credit card, you can do cashless payments when travelling abroad without paying additional currency conversion fees. If you earn a minimum salary of R3 000 or more and is over the age of 18, you can apply for a Capitec Global One credit card.
How to pay with a virtual card? ›
Make a purchase with your virtual card
- Choose the virtual card from your payment method options.
- Let Chrome or Android fill in the payment info automatically. You may be asked to verify your identity with a code, fingerprint, or other method.
- Check out as usual.
With a Capitec Global One credit card, you can do cashless payments when travelling abroad without paying additional currency conversion fees. If you earn a minimum salary of R3 000 or more and is over the age of 18, you can apply for a Capitec Global One credit card.
How to pay without a card? ›
Here is a quick guide to the main ones.
- Debit card. If merchants can take payment by credit card, they can also take payment by debit card. ...
- Direct debit. Direct debit used to be for recurring payments only. ...
- Open banking services. ...
- Payment Apps (E-Wallets) ...
- Gift cards. ...
- Reward points. ...
- Bank transfer. ...
- Cryptocurrency.
Over the Phone: Give the virtual card details when purchasing over the phone. Via an App: Enter and save the virtual card details as a credit card when buying via an app. Physical Store: Key in the virtual card details in the card reader at a physical store.
How to transfer a virtual card to a bank account? ›
Transferring money from a virtual card to a bank account
- Open your virtual card account on its app or website.
- Look for a Transfer money or Send money option on the dashboard and tap it.
- Select one of the bank accounts you want to withdraw money to or enter the bank account number and other required details manually.
With a Global Money Account you can order a multi-currency Global Money debit card to use at home and abroad. You can add the card to your digital wallet and start using it straight away. You'll get competitive exchange rates and can start spending like a local in over 200 countries and regions worldwide.
Is Global Card a credit card? ›
It works like a regular credit card, but it's backed by funds on deposit in your Global savings account. There's a minimum of $500 you need to keep on deposit, which also qualifies you for a Global Checking account with no monthly maintenance fees.
What is global payment card? ›
A global payments system allows companies and marketplaces around the world to make and receive cross-border payments in multiple certified international currencies. Although currencies may vary between payment services, these systems enable international payment solutions – even more critical in recent years.
How do I pay with my phone? ›
Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another. Google Pay will handle the rest. Order free stickers for your business to let customers know you accept Google Pay.
Yes, you may use one virtual card for multiple eCommerce transactions, in-App purchases, streaming services, subscriptions payments, QR payments via Scan to Pay on the FNB App and contactless Tap to Pay transactions on supported Digital Wallet(s), without the need to create separate Virtual Card(s).
Can you set up a QR code for payment? ›
Merchants can create payment links to use with QR codes. Payment links give you a way to accept payments through any channel or device, allowing you to be responsive to your customers' preferences.
How many types of payment methods are there? ›
These methods include cash, credit / debit cards, bank transfers, mobile payments and digital wallets. They serve as the bridge between consumers and businesses, facilitating the exchange of money. They offer various features and security measures to suit individual preferences and situations.
Where can I use my bank account to pay? ›
You can create a PayPal account and connect your bank account for free to spend from your bank balance. This payment method is widely accepted by major retailers such as Walmart and Target and offers security features, including fraud prevention and purchase protection.
Can you pay money in bank without card? ›
Deposit cash without your debit card
You can pay money into your account using a pre-printed paying-in slip if you don't have a debit card. These slips are personalised. If you don't have any, call into a branch and we'll order you some, or give us a call.
Can you tap to pay with a virtual card? ›
Virtual, digital and disposable cards—what's the difference? A “virtual card” is stored on your phone and can be used to pay contactless in stores or online, but has its own unique card number, expiry date, and CVC.
How do I pay with a virtual account? ›
Virtual accounts allow you to make transactions without the need to enter account numbers, beneficiary names, or transfer amounts. You simply copy the existing code and confirm payment. In addition, the existence of a virtual account makes it easier for recipients to identify incoming fund senders.
How does virtual card payment work? ›
The card provider generates a unique 16-digit virtual card number for the payment amount. The card provider then delivers the card to the payee on behalf of the company, often through a secure email message. The payee then processes the transaction through its bank.
How to accept virtual credit card payments online? ›
If a customer can't access your website or prefers to pay over the phone, you can use a virtual payment terminal to enter their credit card details for them. Just make sure that whatever channel you use to get their information is fully secure and private. Pay.com offers the Pay Virtual Terminal for this purpose.
