Burglary
– Burglary insurance is designed to protect the insured against loss of or damage to the property, owned,held
in trust or on commission or for which he is responsible following burglary or housebreaking accompanied by actual forcible entry into or exit from premises.
Goods in transit
-This class of insurance is to provide indemnity against loss of or damage to the property insured (owned or for which he is legally responsible) caused by accident,theft,collsion,overturning or to the conveying vehicle(s).
Plant All Risk
– the plant all risk cover is basically for fire and accident damage to the insured plants including theft and burglary.
Fidelity guarantee
-Fidelity guarantee policy is designed to protect the insured for loss of cash or property against dis-honesty or fradulent activities of empolyees.
Money insurance
-this policy provides indenmity for loss of or damage to money which is defined as including cash,bank or currency notes,cheques,postal and money orders,postages stamps and luncheon vouchers within outside the premises.
Personal accident and group personal accident insurance
-This policies indemnify the insured persons for death, permanent disability, temporary total disablement or medical expenses, following an accident causing bodily injury solely by violent accidental and visible means.
Electronic equipment
This insurance is an accident insurance on an all risks basis covering sudden and unforseen losses which materially affect the subject matter insured.this is known as the material damage.
Public liability
-Public liability insurance is designed to protect the insured against accidental loss of or damage to third party property or bodily injury (including)death of or illness to members of the public in connection with the insured’s business.
