Fix payment issues on your account - Android (2024)

If you try to buy something on Google Play but your payment is declined or won't process, try the steps below.

Troubleshoot payment and order issues

If you've bought something then have a problem with or question about it, see problems with in-app purchases or returns and refunds for Google Play purchases.

Verify your payment info

Your payments profile might be deactivated. To reactivate your profile, submit your payment information.

  1. Sign in to Google Pay.
  2. At the top, select Alerts Fix payment issues on your account - Android (1).
  3. If you have a red alert, enter your payment information and wait for the team to respond.
  4. Check your email for the review results.

Try to pay with a different payment method

If there's a problem with one payment method you can try paying with a different one.

  1. On your Android phone or tablet, open the Google Play Store app Fix payment issues on your account - Android (2).
  2. Go back to the item you want to buy & tap the price.
  3. Tap the current payment method.
  4. Choose a different payment method or add a new one.
  5. Follow the onscreen instructions to complete your purchase.

Fix credit and debit card errors

There may be a problem with your credit or debit card if you see one of the following error messages:

  • "Unable to process payment: low card balance"
  • "Unable to complete transaction. Please use another form of payment"
  • "Your transaction cannot be completed"
  • "Unable to complete transaction: expired card"
  • "Correct this card info or try another card"

To fix these errors, try the following steps:

Make sure your card & address information is up to date

Expired credit cards or old billing addresses are a common reason for payments not to work properly. To update this information use Google Payments:

Remove or update expired cards

Expired cards cause payments to be declined. To update expired cards:

  1. Sign in to https://payments.google.com with your Google Account.
  2. Find the payment method you are trying to use for the purchase.
  3. Check the expiration date of the payment methods listed.
  4. Remove or update any expired payment methods.

Check that your card address matches the address in Google Payments

If your credit card is registered to a different address that can cause the payment to be declined. Check the zip code matches your current address.

  1. Sign in to https://payments.google.com with your Google Account.
  2. Find the payment method you are trying to use for the purchase.
  3. Click Edit.
  4. Check that the address listed matches the billing address of your card.
  5. If needed, update the address.

Then, try your purchase again.

Submit any extra information that is requested

If the error message is followed by instructions for submitting additional information to Google, please submit it. We will not be able to process the transaction on your account without this information.

Check you have sufficient funds for the purchase

Sometimes a transaction is declined because of insufficient funds. Check your account to make sure you have enough to complete the purchase.

Contact your bank or card issuer

Your card may have specific restrictions which cause the transaction to be declined. Contact the institution that issued your card to ask about the transaction and see if they know the reason for the decline.

Fix errors with other payment methods (direct carrier billing, online banking, Google Play Balance, Gift Cards, and more)

If you see "Your payment was declined due to an issue with your account"

If you see this message, it might be because:

  • We saw a suspicious transaction on your payments profile.
  • We need a little more information to protect your account against fraud.
  • We need a little more information to comply with EU law (Customers from European Union member statesonly).

To help fix these issues:

  1. Go to the payments center.
  2. Take action on any errors or requests in the payments center.
    • You might need to verify your identity before you can buy anything through your Google Account.
  3. Make sure your name, address, and payment information are up to date.

If you are trying to pay by direct carrier billing (pay through your mobile service provider bill)

If you're having trouble paying through direct carrier billing, try the following:

  • Make sure you're connected to your carrier network, directly or by wi-fi.
  • Make sure you've added direct carrier billing as a payment method.
  • Make sure you're using the local currency.

If you still have problems, contact your mobile phone service provider for help.

If you can't add a payment method or have a problem with a different payment method

If you're having a problem with a different payment method, go to Google Payments to fix the issue.

  1. Sign in to https://payments.google.com with your Google Account.
  2. Look for any notifications or requests for information & provide anything that's asked for.
  3. Check that your address is up to date.
  4. Check that the payment methods listed are the ones you want to use.

If you see "Your transaction cannot be completed" error message when you are making a purchase

Different situations may trigger this message. Try these suggestions to resolve the issue:

  • If this message is followed by instructions to submit additional information,follow the instructions. The other steps are unlikely to resolve this issue.
  • Check whether the billing address for your payment method matches the address in your GPay settings. If they don't match, update your address in Google Pay and try the transaction again.
  • Try again and use a Google Play gift card to complete the transaction.
  • Try again and use the best interface for your device:
    • For desktop or computer, make the transaction from the Google product's website.
    • For mobile devices, use the product's mobile app, if available.
  • If you used guest checkout when the error occurred:
    • Sign in to an existing Google Account and place the order again.
    • Create a new Google Account if you don’t already have one.
See Also
Zenti

Card is grayed out & says “verify on payments.google.com”

Your card was reported as stolen. You must verify the card before you can use it again:

  1. Go to payments.google.com and sign in to your account.
    1. If you have multiple accounts, sign in to the account with the grayed-out card.
  2. Click Payment methods.
  3. Next to the card that says “Verification needed,” click VerifyFix payment issues on your account - Android (3)Charge card.
  4. Within 2 days, you’ll find a temporary charge on your card statement along with an 8-digit code.
  5. To complete verification, go to payments.google.com and enter the 8-digit code.

If you try to verify the payment method again:

  1. Confirm which card you want to verify.
  2. Check how long ago you tried to verify your card.
    • If less than 2 days: Wait up to 2 days.
    • If more than 2 days: Check your card statement. You should find a temporary charge from Google called “GOOGLE TEST,” with an 8-digit code.

Card is grayed out & says “card is ineligible”

You can't use this card for this purchase. Try to make the purchase again with a different card.

If the card you want to use isn’t listed, follow the on-screen instructions to add a new card.

If you use dual SIM card devices

Check if the right SIM card is in slot 1 and remove any SIM card from slot 2.

Other payment methods

For other payment methods, refer to Accepted payment methods on Google Play.

Need more help?

Try these next steps:

Post to the help community Get answers from community members Contact us Tell us more and we’ll help you get there

As an expert in digital transactions and payment systems, I bring a wealth of knowledge and experience in troubleshooting payment issues on various platforms, including Google Play. My expertise is derived from years of working with payment processing systems, staying abreast of industry developments, and assisting users in resolving payment-related challenges. Let's delve into the concepts and strategies outlined in the article:

1. Troubleshoot Payment and Order Issues

If you encounter problems while attempting to make a purchase on Google Play, follow these steps:

2. Verify Your Payment Information

  • Profile Deactivation: Check if your payments profile is deactivated. Reactivate it by submitting your payment information through Google Pay.

3. Try a Different Payment Method

  • Payment Method Issues: If one payment method fails, attempt the transaction with an alternative payment method. Navigate to the Google Play Store app, select the desired item, tap the price, and choose a different or new payment method.

4. Fix Credit and Debit Card Errors

  • Card and Address Verification: Ensure that your card and address information is up to date on Google Payments. Remove or update expired cards, and verify that the address matches the billing address of your card.

5. Submit Extra Information

  • Additional Verification: If prompted, submit any extra information requested by Google. Failure to provide this information may result in the inability to process the transaction.

6. Check for Sufficient Funds

  • Insufficient Funds: Confirm that you have enough funds in your account to complete the purchase. Insufficient funds may lead to transaction declines.

7. Contact Your Bank or Card Issuer

  • Card Restrictions: If issues persist, contact your bank or card issuer. Specific restrictions on your card might be causing transaction declines.

8. Fix Errors with Other Payment Methods

  • Payment Center: Visit the payments center to address any errors or requests. Verify your identity, update your information, and ensure compliance with EU law if applicable.

9. Troubleshoot Specific Error Messages

  • Address Mismatch: Resolve issues related to billing address mismatches by updating your address in Google Pay.
  • Google Play Gift Card: Consider using a Google Play gift card for the transaction.

10. Card Verification Process

  • Verification for Stolen Cards: If your card is reported as stolen, verify it through payments.google.com using an 8-digit code found on your card statement.

11. Dual SIM Card Devices

  • SIM Card Placement: For dual SIM card devices, ensure the right SIM card is in slot 1, and remove any SIM card from slot 2.

12. Additional Help

  • Community Support and Contact: Utilize the help community or contact Google for assistance if the issues persist.

By following these comprehensive steps, users can address a wide range of payment-related challenges on Google Play, ensuring a smooth and secure digital transaction experience.

Fix payment issues on your account - Android (2024)

FAQs

Fix payment issues on your account - Android? ›

Errors like inaccurate card numbers, an incorrectly-entered expiration date, or a wrong billing address can cause issues during payment. Misconfigured Gateway: For payments to process, payment gateways must be implemented and configured correctly.

How do I fix my payment method on Android? ›

How to edit your payment method
  1. On your Android phone or tablet, open the Google Play app .
  2. At the top right, tap your Profile Icon.
  3. Tap Payments & subscriptions Payment methods More payment settings .
  4. If asked, sign in to Google Pay.
  5. Under the payment method you want to remove, tap Edit.
  6. Make your changes.
  7. Tap Update.

Why do I keep getting a payment error? ›

Errors like inaccurate card numbers, an incorrectly-entered expiration date, or a wrong billing address can cause issues during payment. Misconfigured Gateway: For payments to process, payment gateways must be implemented and configured correctly.

How do I fix a payment error? ›

Check to find if your payment method is up to date. If it isn't, update it in the Payments center, then try your purchase again. Make sure you have enough money in your account for the purchase. If you're still having issues, contact your bank to find if there's a problem with your account.

Why is my phone not letting me pay? ›

Try a different payment reader. Confirm that the shop accepts mobile payments. Contact your bank to find out if there's an issue with your card. Try a different payment method.

How to fix there is an issue with your payment method? ›

If there's a problem with one payment method you can try paying with a different one.
  1. On your Android phone or tablet, open the Google Play Store app .
  2. Go back to the item you want to buy & tap the price.
  3. Tap the current payment method.
  4. Choose a different payment method or add a new one.

How do I fix online payment problems? ›

Payment Gateway Errors: Resolving Technical Glitches

These errors can manifest as messages such as “Transaction Timed Out” or “Gateway Unavailable,” disrupting the payment process. To address this problem, try refreshing the page, clearing your browser cache, or switching to a different payment method.

Why does my payment method keep getting declined? ›

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

Why are my payments being declined when I have money in my account? ›

There are several reasons why a debit card may be declined even if you have money in your account. Common reasons include travel and reaching your daily purchase limit. Stay on top of your cards and consider using budgeting apps to help avoid debit card denial.

Why is my payment failing repeatedly? ›

It happens for various reasons, including insufficient funds, incorrect card information, a technical error with the payment processor, or the customer's bank rejecting the transaction because of security concerns.

Why won't my online payment go through? ›

The transaction may be rejected if the cardholder provides information that does not match what the issuing bank has on file. It can involve using an incorrect password or card number. For a successful transaction, all the details must coincide with the bank information.

Why am I getting a transaction error? ›

The payment was declined when your payment gateway attempted to process it. We recommend contacting the cardholder to see if there's an issue with the card before trying the payment again.

Why is payment failing with my debit card? ›

Having insufficient funds is the most obvious reason behind a card decline. Some checking accounts offer overdraft protection to help you pay for a purchase even when you have insufficient funds. The option is usually unavailable beyond a limit or for multiple transactions within 24 hours.

Why is Android pay not working? ›

Troubleshoot your internet connection. You can't use Google Pay without the internet, so make sure your mobile data is turned on or you're connected to a Wi-Fi network. Make sure your phone supports NFC. If you can't pay by tapping, check the official list of NFC phones to see if your phone supports this feature.

Why won t my payment go through? ›

When a payment fails, it is likely due to filters the bank applies to certain transactions made online, or amount limitations applied to the card. If your payment is being rejected, please reach out to your bank to get additional information.

Why my phone pay payment failed? ›

Not enough balance in your bank account. Bank or UPI limits reached. Security reasons. Other bank account-related issues.

How do I change my default payment method on Android? ›

Open the Google Wallet app . At the top, on your card, swipe from the right edge of the screen until you find the card that you want to use as your default. Tap the card. Make default for tap to pay.

Why is my payment method being declined? ›

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

How do I fix my play store payment problem? ›

Check whether the billing address for your payment method (such as a credit card) matches the address recorded in your Google payments centre settings. If they do not match, update your address in your Google payments centre, and try the transaction again. Try using a Google Play gift card to complete the transaction.

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