Grant programs for first-time homebuyers are available in Illinois cities and counties. These programs provide down payment and/or closing cost assistance in a variety of forms, including grants, zero-interest loans, and deferred payment loans.
FHA Loan Programs for 2024
The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.
Are You Watching Your Credit Score?
- Improving Your Credit Score Has Never Been More Important -
FHA.com is a privately owned website, is not a government agency, and does not make loans.
Choose a Loan Type
learn
more
FHA.com is a privately owned website, is not a government agency, and does not make loans.
Mortgage Assistance for Homebuyers in Illinois
Kane County First-Time Homebuyer Program
In an effort to help individuals achieve their dreams of homeownership, the Kane-Elgin HOME Consortium has funded the First-Time Homebuyer Program which comes with the Kane County Down Payment Assistance Program.
1stHomeIllinois
The Illinois Housing Development Authority's 1stHomeIllinois program combines a 30-year fixed-rate mortgage with a $7,500 down payment assistance grant.
First-time homebuyer assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
Do you know what's on your credit report?
Learn what your score means.
First-Time Homebuyer Assistance Programs
- City of Norwalk First Time Home Buyer Program
- City of Oakland First Time Homebuyer Mortgage Assistance Program (MAP)
- County of San Diego’s First-Time Homebuyer Down Payment and Closing Cost Assistance Program
- Fremont First-Time Homebuyer Program BMP Homes
- Fresno County's First-Time Homebuyer Program
- Los Angeles First-Time Home Mortgage Program
- Moderate Income Purchase Assistance Program
- San Diego Housing Commission (SDHC) First-Time Homebuyer Program
FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.
A good FICO score is key to getting a good rate on your FHA home loan.
Be smart when it comes to your FHA loan and your financial future.
This program lets buyers get a single loan with just one closing.
Important FHA Terms
FHA Down Payments
More Links of Interest
Common FHA Questions
Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.
Learn About FHA Loans!
