Find my Dollar Tree 401(k) Plan | Capitalize (2024)

FAQs

Find my Dollar Tree 401(k) Plan | Capitalize? ›

To access your Dollar Tree

How will I access my Dollar Tree Retirement Savings Plan account at Empower? On March 15 when the plan is live, you can log in to your account online at dollartree.com/retire or familydollar.com/retire. You can also obtain account information by calling Empower at 866-906-0242.

The National Registry of Unclaimed Retirement Benefits is a good place to start. By entering your Social Security number, you can quickly see if there are any unclaimed 401(k) funds that belong to you.

To log in your Dollar Financial Group, Inc. 401k account, go to Fidelity Investments website and enter you username and password. If you forgot your login credentials, you can always retrieve them by entering your personal information.

Dollar Tree 401(k) provider

The Dollar Tree 401(k) plan is with Empower Retirement as of 2021.

First, not all employers allow early 401(k) withdrawals. You'll need to speak with someone at your company's human resources department to see if this option is available and how the process works. Generally, you'll need to complete some paperwork, and describe why you need early access to your retirement funds.

How long can a company hold your 401(k) after you leave a job? If you have more than $7,000 in your 401(k), you can leave the plan at your former employer indefinitely. Employers are not allowed to force you out at that level.

There are three main ways to find an old 401(k): contacting your old job, tapping into various databases or checking with the state's unclaimed property department. Dayana is a former NerdWallet authority on investing and retirement.

401(k) plans automatically send quarterly statements to their participants by mail. In addition, you can get your 401(k) statement by accessing your 401(k) account online and downloading your most recent statement, along with past statements for as long as you've been contributing to the plan.

How do I find all my 401K accounts free? ›

There's no charge to contact your employer or 401(k) plan administrator for information. If that doesn't work, the government provides several free search tools through the DOL, the National Registry of Unclaimed Retirement Benefits, and the National Association of Unclaimed Property Administrators.

If your former employer does not have your old 401(k), you can search on the Department of Labor's abandoned plan database. You'll be able to search for your plan using the information you already have, including your name, your employer's name and more.

“Your statement will provide your account number and plan administrator's contact information,” Corina Cavazos, managing director, advice and planning at Wells Fargo Wealth & Investment Management, tells Select. Your former coworkers may have old statements that you can reference, too.

Dollar General offers DOLLAR GENERAL CORP 401(K) SAVINGS AND RETIREMENT PLAN through Voya. Their plan covers 144,871 employees.

How to Check 401(k) Balance: 4 Ways. Monitoring how much you have saved in your 401(k) retirement account puts you in control of your finances. You can check your 401(k) balance online, through the account statements you receive, through your employer, or by calling your 401(k) service provider.

Call the 401(k) Savings Line directly at 1-877-269-8758 or 1-800-947-4748, option 1, sub-option 3 to speak with a Voya Customer Service Representative. If you are hearing impaired, call the TDD line at 866-238-6279.

By age 59.5 (and in some cases, age 55), you will be eligible to begin withdrawing money from your 401(k) without having to pay a penalty tax. You'll simply need to contact your plan administrator or log into your account online and request a withdrawal.

If you opt to cash out your 401(k), you'll need to contact your 401(k) plan provider and have them send you the money either electronically or via paper check. This process can take anywhere from a few days to a few weeks.

Ninety-five percent of employers allow hardship withdrawals at any age, according to How America Saves 2023, while 89% allow nonhardship withdrawals by workers 59½ or older. Ask your plan administrator how to make a withdrawal request. Once it is approved and completed, money will be transferred from the 401(k) to you.

As a general rule of thumb, you can't cash out your 401(k) if you're currently working for the employer that sponsors the plan. That said, some 401(k) retirement plans may make allowances for a loan or early withdrawals. To find out if you're eligible to do so, contact your plan provider.