Cards and loans to keep your businessmoving.
From debit cards to fast access to business funding, apply for the financial solutions you need with the payments provider you trust. It all starts with a PayPal Business account.
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Fund your next big idea. Invest in your growth. Pay business expenses. Need financial solutions? You’re in the rightplace.
A debit card that pays youback
The PayPal Business Debit Mastercard® lets you earn unlimited 1% cash back on eligible purchases1—without an annual fee or credit check.2 You can even spend your PayPal balance in stores and online.
A loan that’s repaid with a share of each PayPalsale³
PayPal Working Capital is primarily based on your PayPal Business account history.
Approved loans are funded in minutes
No credit check
Best for businesses that process payments with PayPal
Minimum eligibility requirements for PayPal WorkingCapital
PayPal sales
Your business has had a PayPal Business or Premier account for 90 days or more.
Account history
You’ve processed at least $15,000 in PayPal sales in the last 12 months ($20,000 for Premier accounts).
Loan status
Pay off any existing PayPal Working Capital loan before applying for another.
A fixed-term loan with weekly payments
PayPal Business Loan is based on a full picture of your business.
Funding as soon as the next business day if approved4
Checking eligibility will not affect your consumer credit score5
Processing payments with PayPal not required
Minimum eligibility requirements for PayPal BusinessLoan
Revenue
Your business must have an annual revenue of $33,300 or more.
Time in business
You must be in business for at least ninemonths.
Account status
A PayPal Business account is required.
We love helping businessesgrow
919K+
small business loans
$19B+
in US business funding
95%
of surveyed borrowers said they would borrow again*
* Based on PayPal Working Capital and PayPal Business Loan Net Promoter Score Surveys, January - May 2022.
Learn from theexperts
Explore helpful articles, case studies, and webinars about financial services that can help your business grow.
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We support businesses
just like yours
Every business needs a reliable partner. From secure payment processing to helpful business insights, we’re here for you.
