Fidelity® Rewards Visa Signature® Card (2024)

FAQs

What credit score do you need for Fidelity Rewards Visa Signature Card? ›

Frequently asked questions. What credit score do I need to get the Fidelity Rewards Visa? The Fidelity® Rewards Visa Signature® Card requires excellent credit, generally defined as a credit score of 720 or above. Credit scores alone don't guarantee approval, though.

Elan Financial Services is the creditor and issuer of the Fidelity^® Rewards Visa Signature^® Card program. Fidelity has worked with Elan to provide this credit card program; however, Fidelity and Elan Financial Services are separate companies. To apply for a card, apply online or call 888-325-6196.

Key Differences between Visa® Platinum and Visa® Signature

A Visa® Signature card offers low rates, but not as low as the Platinum card. Visa Signature rates are as low as 9.90%. The main differentiator between Platinum and Signature cards is that Signature cards earn Cash Back rewards.

You earn 2 points for every $1 that you spend on net purchases (purchases minus credit and returns) that you charge with your Fidelity® Rewards Visa Signature® card. In order to earn points, your account must be in good standing according to the terms of your Cardmember Agreement.

What credit score is needed for the Fidelity Credit Card? The Fidelity® Credit Card credit score requirement is 750 or better. That means people with excellent credit or better have a shot at getting approved for the Fidelity® Credit Card.

The Visa Signature Rewards Card is the only credit card you'll ever need. You're eligible with your excellent credit and minimum $5,000 credit limit. No annual fee, no balance-transfer fees, no cash-advance fees, and no foreign-transaction fees.

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

There are a number of reasons why your transaction may be declined; including insufficient funds in your Fidelity account, you've exceeded your daily card limit, there is suspicious activity on your card, or the card is in an inactive or restricted state.

The Fidelity® Credit Card mainly uses the TransUnion credit bureau for approval. When applying for the card, a hard inquiry will be conducted. After approval, the Fidelity® Credit Card will report to the three major credit bureaus: Experian, TransUnion and Equifax.

Yes, a Visa Signature credit card can be hard to get, seeing as how some of the best Visa Signature credit cards require a higher income and good or excellent credit for approval.

Which credit card is higher platinum or signature? ›

Lower rates: Visa Platinum offers an “as low as rate” that is 1% lower than Visa Signature (based on creditworthiness).

What is the Visa Signature Credit card? Enjoy access to premium rewards, valuable benefits and special experiences with the ease and security of your Visa Signature Credit card.

Please note that a Fidelity® Credit Card cash advance can be an expensive transaction. There will be a cash advance fee of 5% (min $10) and a 29.24% (V) APR that will apply as soon as the transaction is processed. For this reason, it's best to exhaust all other options before turning to a cash advance.

FPWA, FBS and NFS are Fidelity Investments companies. The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Use your Fidelity^® Debit Card for any purchases where Visa is accepted and withdraw cash at ATMs worldwide wherever you see the Visa, Plus^®, or Star^® logos.

To get the lowest rate for either a Visa Platinum or a Visa Signature, a credit score of at least 760 or higher is ideal (subject to change).

What credit score do you need for the Navy Federal Flagship Rewards card? The credit score you need for the Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card is at least 700. That means people with good credit have a shot at getting approved for this card.

Eligibility & Required Documentation

Principal Cardholders, aged 21 and older. The minimum annual income required is RM48,000 per annum.

Visa Signature cards are a higher tier than Visa Traditional cards, and they provide cardholders with added benefits and perks. Requirements vary by card and issuer, but Visa Signature cards like the Chase Sapphire Preferred® Card generally require good to excellent credit.