ETF-Savings-Plan | Scalable Capital (2024)

How does an ETF savings plan work?

With an ETF savings plan, wealth can be gradually built up with an individually determined amount. Savings plans can be set up in the Scalable Broker from as little as €1. The installments are collected regularly and always at a certain point in time and then automatically invested in ETFs. The price of the ETF is not important for savers, since when investing the installment, fractions of ETFs are also bought if necessary. ETF savings plans continue until they are deactivated or amended.

Is a one-off investment or regular ETF savings plan more beneficial?

There is no right answer as to whether an ETF savings plan is superior to a one-time investment of a larger sum or vice versa. Both are fit for different purposes. If you suddenly have a large amount of money at your disposal, in most cases it is better if you invest it in full instead of investing it in installments. A savings plan, on the other hand, is suitable for easily investing the money that you can put aside every month. Anyone who regularly invests a larger sum as a one-off investment and additionally via a savings plan takes advantage of the benefits of both investment options.