Emirates NBD offers conventional as well as Islamic current accounts to match the diversified banking needs of its customers. The Standard Current Account, Special Current Account, Call Deposit Account, and Islamic Current Accounts are the current accounts offered by the Emirates NBD. Each one of the Emirates NBD Current Account offers a number of attractive features and easy access for utmost flexibility & convenience.
Features & Benefits of Emirates NBD Current Account in UAE
Here are the eminent features & benefits of the current accounts offered by the Emirates NBD:
Emirates NBD Standard Current Account
- No Interest: This Emirates NBD Current Account is a non-interest bearing account so no interest is paid on these current accounts.
- Cheque Book Facility: The account holder is eligible for a cheque book.
- Free Debit Card: The account holder can avail complimentary globally accepted UAE Dirham debit/ATM card with this bank account.
- Multiple Currencies: This Emirates NBD account can be opened in AED as well as other foreign currencies such as GBP, USD, AUD, CHF, SGD, CAD, etc.
- Standing OrderFacility: The account holder can avail the facility of the standing order, in which they can instruct the bank to transfer a specified sum from their bank accounts at regular intervals.
- Overdraft Facility: There is also overdraft facility available with this Emirates NBD current account.
- Bill Payment Facility: The account holder can enjoy the bill payment facility across a range of services.
- Banking Privileges: The account holder can avail easy access to their bank account via ATMs, Online Banking, and Phone Banking.
- Account Statement: With this Emirates NBD Account, the account holder can avail a monthly statement.
Emirates NBD Special Current Account
- Multiple Currencies: This Emirates NBD account can be opened in AED & USD.
- Cheque Book Facility: The account holder can avail the cheque book facility (AED & USD).
- Free Debit Card: The account holder can avail complimentary globally accepted UAE Dirham debit/ATM card with this bank account.
- Account Statement: With this Emirates NBD Account, the account holder can avail a monthly statement.
- Bill Payment Facility: The account holder can enjoy the bill payment facility across a range of services.
- Interest Rate: This Emirates NBD Current Account is an interest bearing account.
| Product | Interest Rate (per annum) | Interest calculation based on | Interest pay-out (Credit to Account) |
|---|---|---|---|
| Emirates NBD Special Current Account | 0.25 Percent | Daily closing balances | Half-yearly |
Emirates NBD Call Deposit Account
- Multiple Currencies: This Emirates NBD current account can be opened in multiple local as well as international currencies such as AED, EUR, USD, GBP, etc.
- No Cheque Book or Debit Card: There is no cheque book and debit card is provided with this bank account.
- Attractive Returns: This Emirates NBD bank account offers attractive rate of interest on balances to enable its account holder to earn higher returns.
Emirates NBD Islamic Current Account
- Multiple Currencies: This Emirates NBD current account can be opened in AED & USD.
- Cheque Book Facility: The account holder can avail the cheque book facility.
- Free Debit Card: The account holder can avail complimentary globally accepted UAE Dirham debit/ATM card with this bank account.
- Account Statement: With this Emirates NBD Account, the account holder can avail a monthly statement.
- Banking Privileges: The account holder can avail easy access to their bank account via ATMs, Online Banking, and Phone Banking.
Eligibility Criteria to Open an Emirates NBD Current Account in UAE
To be eligible to open an Emirates NBD Current Account, customers need to meet certain criteria. Listed in the table are some eligibility requirements for opening currents accounts with the bank:
| Emirates NBD Current Accounts | Eligibility Criteria |
|---|---|
| Standard Current Account | Minimum Monthly Average Balance Required:
|
| Special Current Account | Availability:
|
| Call Deposit Account | Availability:
|
| Islamic Current Account | Minimum Relationship Balance Required:
Availability:
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Documents Required to Open an Emirates NBD Current Account
To open an Emirates NBD Current Account, the applicant needs to submit the following documents:
| Emirates NBD Current Accounts | Required Documents |
|---|---|
| Standard Current Account | For Individuals:
|
| Special Current Account | For Identification:
|
| Call Deposit Account | For Identification:
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| Islamic Current Account | For Individuals:
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see more
*Note: The applicant may need to submit some additional documents as per the sole discretion of the bank
How to Open an Emirates NBD Current Account in UAE?
The applicant can open a current account with Emirates NBD through any of the below-mentioned ways:
- Branch Visit: To open the current account with Emirates NBD, the applicant can approach the nearest bank branch and submit the required documents.
- Online Banking: The applicant can open an Emirates NBD Current Account by visiting the official website of the bank.
- Phone Banking: The applicant can also contact the bank representative by calling on the official customer number to get their current account open with Emirates NBD.
Also Read -Emirates NBD Smart Business
How to Close an Emirates NBD Current Account in the UAE?
For account closure, the account holder can visit the nearest Emirates NBD branch to close their account.
Emirates NBD Current Account FAQs
Can I open Emirates NBD Current Account in other currencies other than AED?
Yes, you can open all three of the Emirates NBD current accounts in AED as well as other currency.
Do I need to transfer salary in a Standard Current Account?
This Emirates NBD Current Account can be opened either as a Savings variant or a Salary variant. Hence, the salary transfer is required if this bank account is opened as a salary variant.
How long will it take to open an Emirates NBD Special Current Account?
Your Emirates NBD Special Current Account will be opened in only two working days.
Do I need to maintain a minimum balance in Emirates NBD Current Account?
Yes, you need to maintain a minimum monthly average balance of AED 3,000 in Emirates NBD Standard Current Account.
Will I get a complimentary debit card with any of the Emirates NBD Current Accounts?
Yes, you will get a complimentary International UAE Dirham debit/ATM card with most of the current accounts offered by the Emirates NBD.
Am I eligible to request for a cheque book?
The cheque book facility with most of the Emirates NBD Current Accounts is available. The first cheque book on account opening is provided free of cost, thereafter charges are levied as per the schedule of charges.
How many Islamic Current Accounts are offered by the Emirates NBD?
The bank offers only one Shariah Compliant Islamic Current Account.
How can I get access to my Emirates NBD Current Account?
You can get round-the-clock access to your bank account through ATMs, Online banking, and Phone Banking.
