Elite Beauty Society | Beauty Insurance For Just $.49/Day (2024)

We began our company as Beauty Insurance Plus in 2015 and have since evolved into an all inclusive insurance provider for professionals in the beauty industry. We are a company of like minded beauty pros offering the safety and security you need to thrive throughout your career in beauty and wellness. With comprehensive insurance, really sweet benefits, and tons of extras thrown in, our highly affordable plans gives you peace of mind while you pursue your passion. With industry leading coverage for every beauty professional including estheticians, microblading, make up artists, and cosmetologists, our beauty insurance coverage delivers when you need it most and every day in between.

Microblading may seem like it’s outside the realm of beauty insurance, but with our comprehensive program developed just for beauty professionals, you have the option to add full and complete microblading insurance coverage.

With Elite Beauty Society, we include both liability protection, as well as additional coverage areas to make sure that our members are completely surrounded by top-tier insurance. There’s coverage for general liability, professional liability, and product liability which each include millions in coverage limits. From there, you’ll also have rental damage coverage, stolen equipment insurance, and even an identity protection plan for the greatest level of protection possible from today’s risks. From slips and falls to the damage done to rented booth space, you can rest easy knowing you’re fully protected with a solid cosmetology insurance plan.

We make it easy to select a payment option that’s right for your current situation. Rates do change so always check out the Secure Application page for the most up-to-date pricing. At present, you have options both for full-time professionals and part-time hair stylists. You can save money by purchasing a two-year option up front, can go with paying a one-year term up front, or even break up your premium into easy monthly payments if that appeals to you. Accessible insurance is all about providing the greatest flexibility possible so that our members can get in, get what they need, and get back to helping their clients look and feel their best.

Absolutely! We completely understand that an esthetician might be providing a micro-dermabrasion appointment in the morning and a waxing in the afternoon. Our plan is 100% based on the real world today’s beauty pros operate in which includes covering more services all under one plan. Other insurance options can limit you to a “core modalities” list of only a handful of services but that’s not how we do things. You’ll get covered for literally hundreds of different services all simultaneously under our all-inclusive insurance plan. We also understand the industry is constantly evolving so continue to add even more services to this list all the time.

Do you ever. We are all about providing the best insurance for cosmetologists and other beauty pros possible but also understand a plan needs to go even further to deliver a great experience. That’s why we include a member benefits plan that provides you with awesome freebies like a professional and customizable website to get you online, preferred group rates on additional insurance, industry product and tool discounts, access to free trials, libraries of curated beauty content, and so much more. In fact, you get access to more than $500 in member perks instantly the moment you sign up.

Yes, we do offer monthly payments through PayPal's Pay Monthly program! While monthly payments can be very convenient, we do recommend that you pay in-full so you can skip the credit check. PayPal will split-up the cost of your policy, plus a fee, over the period of time that you choose. There is zero interest if you do pay off the full cost of your policy within 6 months however, after that, interest charges could apply.

To begin the process of filing a claim, please reach out to our dedicated Ops Team via [email protected]. They will confirm your coverage, verity your information, and ask that you fill out our Claim Summary Form. Depending on your specific situation, we might require you to send additional documentation. After that, our team can handle the rest and walk you through any next-steps needed!

To access a copy of your certificate of insurance (COI), you just need log into our member portal, locate the left-hand menu, and tap/click on 'Certificate of Insurance'. If you’d prefer, or if you have issues accessing your COI, you can call-in and one of our reps can email a copy to your inbox.

Your policy applies anywhere that you provide your services! No matter if you’re a makeup artist who is helping a bride look their best on their wedding day or spray tanning a client at their home before a date or at a client’s home. As long as you follow local and state regulations, your coverage is valid in all 50 states.

Absolutely! Our beauty insurance program was designed specifically for today’s professionals on-the-go. We know many beauty pros deliver their services in a mobile or even blended environment. No need to worry if a change in locale means a drop in your coverage through us. No matter where you provide services; whether that’s as an employee in a salon, as a sole proprietor providing mobile services, as a professional providing cosmetic services in the mall, and no matter where your career takes you, with Elite Beauty Society your policy is fully portable in all 50 U.S. states.

The best esthetician insurance is the plan that fits your current situation and future aspirations. Esthetician insurance is meant to provide value. It acts as a wall of protection and a support network to help you provide your best at work without worrying over the what-ifs. At Elite Beauty Society, we provide an excellent suite of protection mechanisms for the most prevalent types of risks estheticians will face in their careers. We also provide an unmatched level of support in the form of curated content, discounts, and deals on top products and services, a free website, and so much more from day one. The blend of coverage, benefits, and affordability is what we believe sets our plans apart and is why so many beauty professionals continue to rate their experience with Elite Beauty Society so highly.

From clicking on the policy option that’s right for you, filling out the application, and checking out, the process usually only takes a few minutes. When you’re all done, you have instant coverage and access to proof of coverage through the member portal.

We appreciate you need the best bang for your buck and designed our policies to be the best blend of coverage and affordability. Knowing you’re protected in the event of an accident is great but what happens when you don’t have to utilize this coverage? To give our members continuous value for their investment in us, we provide one of the best benefits programs in the industry. By fostering relationships with recognized leaders in beauty, we’re able to secure exclusive discounts and early access deals from names you know and trust like Paul Mitchell and Redken. Completely free benefits include a free professional website to advertise your services online and a subscription to a beauty publication of your choice.

Many state boards for nail stylists do require insurance in order to maintain licensing to provide nail services. However, this is not universal and many locations do not require insurance to practice. That being said, operating without any nail salon insurance is incredibly risky. A slip of the wrist could injure a client in a heartbeat or a leaky water fountain could send them tumbling to the floor. Accidents come in all shapes and sizes even to the most experienced nail techs. Rather than risk all the hard work you’ve put in mastering your techniques and building your brand, it is so much more cost effective to secure affordable (some say cheap nail salon insurance) from Elite Beauty Society. We prove that great coverage doesn’t have to break the bank with a full suite of liability protection and additional safeguards to let you do what you love with complete confidence.

With Elite Beauty Society, you can get complete coverage in just a few minutes’ time. A lot of other insurance companies require super long questionnaires where you have to provide a ton of personal information just to get quoted. We followed a different tact with upfront pricing and a quick and easy online application that generally takes under five minutes to complete. As soon as you checkout and pay your premium, you’ll have access to everything your plan provides including your cosmetology insurance COIs, member benefits, and more.

Bottom line, yes and yes. If you rent booth space, you are most likely operating as a 1099 contractor. That means you’re like your own small business. It’s great for tax purposes and building your clientele but it also means you can be held wholly responsible for an accident or mishap in your station. Even if the salon you’re operating out of has a policy, it may not cover you directly or may not be adequate if you do happen to need it. That’s why a policy that’s 100% yours and yours alone is a much better way to protect yourself against risks. The top additional protection to note for booth renters that we include is rental damage coverage. If you happen to accidentally damage your landlord’s property, they may hold you liable to pay for repairs. That’s why our policies include all the way up to $100,000 to help you cover the cost of repairs to a rented space.

The process for adding an additional insured to your policy is simple. Please just contact us at 1 (866) 868-2689 and one of our trained reps will take care of the rest!

Yes, you can buy your policy at any time then select your start date up to any day 90 days in the future. For instance, if you bought your policy with us on October 3rd and don’t want your coverage to begin (for any myriad of reasons) until December 11th, you would simply tap/click December 11th as your start date at checkout.