Easiest Chase Card to Get Approved For in 2024 (2024)

FAQs

Easiest Chase Card to Get Approved For in 2024? ›

We recommend the Chase Freedom Rise℠ as one of the easiest Chase cards to get approved for, thanks to its more lenient credit requirements. But if you already have good credit, consider applying for better rewards cards like the Chase Freedom Unlimited^® and Chase Sapphire Preferred^® Card.

Begin your credit story with Chase: No prior credit history is required to qualify. Chase does not require a prior credit history to qualify for a Freedom Rise card.

Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

Why it's one of the hardest credit cards to get: Chase Sapphire Reserve® is one of the hardest credit cards to get approved for by virtue of the fact that it is one of the best rewards cards on the market. From its initial bonus of 60,000 points to the ...

Most successful applicants have good credit or excellent credit. Chase Freedom Unlimited® credit score: 670 or higher here as well. Chase Freedom Rise℠ credit score: no minimum credit score but it is designed for consumers who are building credit. You can potentially qualify for it even with no credit history.

No, there are no Chase credit cards for bad credit. You'll need good or excellent credit to get most Chase cards. However, there are plenty of options from other issuers to choose from. A good example is the OpenSky® Secured Visa® Credit Card.

To avoid the Chase 5/24 rule, wait to apply for a new Chase card until some of your recently opened accounts fall outside the 24-month window. Prioritize applying for the Chase cards that offer the most value to you.

The highest reported credit limit for Chase is $100,000, on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. A limit this high is naturally only available to people with excellent credit and a high income.

What's the easiest credit card to get? ›

The Discover it^® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.

The Chase Sapphire Preferred® Card isn't a credit card for everyone — you'll need to have good to excellent credit to have a chance at getting approved. We recommend having a FICO score of at least 690 before applying for this card. If you need to wait a bit and work on your credit, it's a good idea to do that.

It is hard to get a Chase credit card because almost all cards offered by Chase require good credit or better for approval, which may be out of reach for the average consumer. For the most part, applicants need a 700 credit score and a steady income to have good approval odds for a Chase credit card.

With no annual fee and at least 1.5% cash back on purchases, the Chase Freedom Unlimited is a no-brainer for credit card beginners with established credit. On top of respectable standard cash back rates, you can earn an additional 1.5% cash back on up to $20,000 spent in the first year, worth up to $300 cash back.

For most Chase credit cards, you need at least good credit to be approved, which is a credit score of at least 670. A score of 740 or higher bumps you into the “very good” credit range and gives you an even stronger chance at approval.

Most Chase credit cards require a good credit score of 700 or higher for approval, in addition to enough income to afford monthly bill payments. The higher your credit score and income are, the better your odds of approval for a Chase credit card will be.

It is hard to get a Chase credit card because almost all cards offered by Chase require good credit or better for approval, which may be out of reach for the average consumer. For the most part, applicants need a 700 credit score and a steady income to have good approval odds for a Chase credit card.