Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (2024)

by Nationwide®

We believe every dog deserves the best health care

See coverage options for your

  • puppy (age 0 to 1)
  • adult dog (age 2 to 7)
  • older dog (age 8+)

Start researching options for your dog

We offer dog health insurance plans that cover everything from injuries and illnesses to wellness and preventive care, so you can choose the best pet insurance for your needs.

Get a personalized quoteGet a personalized quote

More coverage for your dog than you’ll find anywhere else

With nearly four decades of experience protecting dogs, we know that coverage counts. That’s why we offer the best coverage for the best value.

View full coverage details

Plans start at: $16/mo.Plans start at: $16/mo.

Every Nationwide pet insurance member enjoys:

Always There Pet CareSM

Use any vet, anywhere

Always There Pet CareSM

Use any vet, anywhere

We’re with you everywhere you go, from universal vet hospital coverage to 24/7 live pet health advice.

Use your own vet

Already have a licensed veterinarian you know and trust? With Nationwide, you can keep seeing your preferred vet.

Visit any specialist or ER

Your coverage works the same no matter where you go. There are no networks or pre-approvals to worry about.

Take your policy anywhere

Traveling with your pet? No problem. Whether in the U.S. or abroad, you’re free to visit any licensed veterinarian, anywhere.

VetHelpline®

Unlimited, 24/7 virtual pet care

VetHelpline®

Unlimited, 24/7 virtual pet care

Unlimited, 24/7 virtual veterinary support for everything from general pet questions to potential urgent care needs.

Friendly, expert advice

All of our veterinary professionals are based in the U.S. and have years of clinical experience.

Ask anything, anytime

Guidance on everything from general questions to identifying urgent care needs—because early detection is crucial for preventing small problems from becoming big ones.

Access is easy

Round the clock access to real-time advice:

  • Call
  • Chat
  • Email

VetHelpline is available to all pet owners.

VetHelpline is not a substitute for a visit to your primary veterinarian.

Nationwide PetRxExpressSM

Save money on pet meds

Nationwide PetRxExpressSM

Save money on pet meds

Preferred pricing plus convenient automatic claims for pet prescriptions filled at in-store Walmart or Sam’s Club pharmacies.

Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (1)

Bring a written prescription to your local Walmart or Sam’s Club or have your vet call it in

Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (2)

Show your digital pet insurance ID card at checkout (available at my.petinsurance.com after sign up)

Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (3)

Save on pet meds and enjoy the convenience of having your claim automatically submitted

Important disclosures: Some exclusions may apply. For example, certain coverages may be excluded due to pre-existing or chronic conditions, or hereditary or congenital disorders. Other exclusions may apply. Please refer to the exclusions section of the policy for more information. Coverage limitations from waiting periods, deductibles, coinsurance, or policy limits may also apply. Premiums may increase at renewal based on various factors like a pet’s age, breed, location, or claim history depending on the plan selected. Wellness plans not available in all states.

Nationwide pet insurance has been a safety net. We know that we have support when needed.

- Molly, pet parent of Sunny

Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (4)

Health & wellness for adult dogs

This life stage is about settling into routines. You usually know what to expect with your dog—but they can still make you laugh with those random bursts of puppy energy. Keep up with their health and wellness to help mitigate future illnesses.

FAQs about pet insurance

The monthly premium for a dog insurance plan depends on the type of coverage selected but starts at around $16/month.

As a pet parent, you want to make sure providing the best care possible for your dog doesn't become a financial burden. Pet insurance policies reimburse you for your pet's medical care so you can focus on keeping your pet healthy—not on what it costs.

It’s a good idea to enroll your dog in a pet insurance plan as early as possible, before chronic conditions develop, or your dog needs any medical care that could put limitations on your coverage. If you have an upcoming veterinary appointment, make sure you factor in the waiting period before coverage begins.

Unfortunately, pet insurance companies don’t generally cover pre-existing conditions. However, Nationwide does allow members to request reviews of pre-existing conditions that have been cured, in which case an exception may be added so the condition would be covered.

The annual limit for reimbursem*nt depends on the product and coverage level selected. See policy documents for details.

A lot of pet insurance companies have come and gone. The key to picking one you can count on is stability and experience. Some insurance companies pay to use the names of well-known organizations. With Nationwide, what you see is what you get: one of the largest and most trusted financial services companies in the world.

Pet insurance policies reimburse you for your dog’s veterinary care—including medical costs for accidents and illnesses and even wellness care. With Nationwide, you’re free to use any licensed veterinarian.

Prescription food is covered under certain plan types or can be added to other plans with the purchase of an optional rider. Call our sales team to learn more about prescription food coverage options.

Yes, depending on the type of coverage you select.

You’re free to use any licensed veterinarian, including specialists and emergency providers.

Wellness coverage for routine care is available, including physical exams, vaccinations, flea/tick preventives and more.

The amount of coverage you choose depends on your budget and your pet’s breed. Factors to consider include how much medical care is typical for your pet’s breed, and whether you want wellness coverage for expected costs like checkups and vaccinations.

You can add or reduce coverage during your annual policy renewal period. Note: Certain coverage or product upgrades may require underwriting review.

America's favorite dog insurer and #1 choice for dog owners for more than four decades

Dog Insurance Plans from Nationwide® | Find Dog Health Insurance (2024)

FAQs

Is Nationwide dropping pet insurance coverage? ›

Nationwide has announced that it will drop about 100,000 pet insurance policies over the next year, citing the rising cost of going to the vet as one big reason.

Does Nationwide pet insurance have a deductible? ›

My Pet Protection® coverage highlights

My Pet Protection is available in two reimbursem*nt options with an optional $500 wellness benefit so you can find coverage that fits your budget. Medical plans have a $250 annual deductible and a $7,500 maximum annual benefit.

What did nationwide pet insurance used to be called? ›

History of Nationwide

Nationwide Pet Insurance, formally known as VPI, is the first pet insurance in America, In fact, VPI was the first pet insurance to issue its first policy to a known celebrity named Lassie. In 2008, VPI joined Nationwide's family.

What are the three types of pet insurance? ›

The three main types of pet insurance are accident-only plans, accident and illness plans and preventive care add-ons. Each type of plan offers different coverage levels, catering to various needs and budgets.

Why is Nationwide canceling policies? ›

"Inflation in the cost of veterinary care and other factors have led to recent underwriting changes and the withdrawal of some products in some states — difficult actions that are necessary to ensure a financially sustainable future for our pet insurance line of business," it stated.

How long does it take for nationwide pet insurance to pay? ›

How long does it take to process my claim? Please allow up to 30 days from the time we receive all required information such as invoices and medical records (if requested).

Does nationwide pet insurance require an exam? ›

In an effort to provide you and your pet with exceptional coverage and affordable premiums, we require that all pets lacking a medical history receive a physical examination. During the exam, your veterinarian will make recommendations for care. Please have your veterinarian complete the form below.

What is the annual limit for nationwide pet insurance major medical? ›

$5,000 annual maximum for each category. Pre-existing conditions are not covered.

Does pet insurance cover MRI scans? ›

A comprehensive pet insurance plan would usually include all the diagnostic tests such as MRIs and CT Scans for detection of neurological or musculoskeletal conditions. Included in the policy documentation, you will find all the details about what things and tests are covered in the insurance plan.

Does Nationwide pet insurance cover annual vaccines? ›

We offer nose-to-tail coverage for: Accidents, including broken bones, sprains, lacerations and poisoning. Illnesses, including allergies, ear infections, arthritis and cancer, and more. Preventive care, including checkups, vaccinations and flea/tick preventive.

Can I cancel my Nationwide pet policy? ›

Absolutely. You can cancel anytime. The easiest way is to go to my.petinsurance.com. Your state may also have a Free Look Period (a.k.a. Right to Examine and Return a Policy) in which you would have a limited time to get your money back.

What is the death benefit of Nationwide pet insurance? ›

We will pay for: 1) a veterinarian to humanely euthanize your pet, 2) cremation and burial expenses, and 3) the price you paid for your pet up to the maximum benefit of $1,000. If you did not pay for your pet or have no formal proof of how much you paid in the form of an original receipt, we will pay you $150.

What is the best level of pet insurance? ›

Lifetime policies

These policies cover your pet for their entire life, taking care of expenses for both illnesses and injuries. Although they are the most expensive option, they offer the highest level of protection, with coverage limits that reset annually upon policy renewal.

What is typically covered under pet insurance? ›

Most will cover common injuries and illnesses, like cancer, diabetes, and broken bones; however, coverage for certain treatments and services, like microchipping, behavior therapy, and dental care, can vary. Pet insurance works differently from human health insurance.

Are allergy shots covered by pet insurance? ›

Does pet insurance cover allergy medication? Yup. As long as the allergy isn't considered a pre-existing condition, your pet's allergy meds, like Apoquel allergy pills and Cytopoint allergy injections, are covered.

Did Nationwide cancel pet policies? ›

Nationwide cancels pet insurance policies. Pet owners are upset over Nationwide dropping coverage, worried about care gaps and preexisting conditions.

What is the outlook for pet insurance? ›

According to the report, the "pet insurance market" was valued at $10.1 billion in 2023, and is estimated to reach $38.3 billion by 2033, growing at a CAGR of 14.5% from 2024 to 2033.

What pet insurance company did Nationwide buy? ›

Nationwide acquires Veterinary Pet Insurance (VPI), which introduced pet insurance to the United States in 1982.

What is the largest pet insurance company? ›

Biggest companies in the Pet Insurance industry in the US
CompanyRevenue ($m) 2023Profit ($m) 2023
Trupanion, Inc.609.5-9.8
Nationwide Pet Insurance527.415.9
Petplan Pet Insurance209.716.1

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