Walmart offers a range of payment options to meet its customers' needs. A common question is whether Apple Pay is accepted. This guide explores Walmart's payment methods, highlighting Apple Pay and its alternatives.
What is Apple Pay?
Apple Pay is a mobile payment and digital wallet service from Apple Inc. It allows users to make payments in person, within iOS apps, and on the web using Safari. Apple Pay works with iPhone, Apple Watch, iPad, and Mac, providing a secure and private way to pay using devices you always have with you. It uses Near Field Communication (NFC) technology for contactless payments and offers enhanced security through Face ID, Touch ID, or device passcodes.
Does Walmart Take Apple Pay?
As of now, Walmart does not accept Apple Pay. Despite its growing popularity as a convenient, secure, and contactless payment method, Walmart still needs to integrate this option into its payment systems. Walmart’s refusal to accept Apple Pay remains consistent both in-store and online. This means that Apple Pay is not an option whether you’re shopping for groceries or electronics or using their self-checkout kiosks.
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Why Doesn't Walmart Accept Apple Pay?
Walmart's decision not to accept Apple Pay is strategic. The primary reason is to promote its payment solution, Walmart Pay. By encouraging customers to use Walmart Pay, Walmart aims to retain control over transaction data and reduce dependency on third-party payment systems.
Alternatives to Apple Pay at Walmart
Walmart Pay
Walmart Pay is Walmart's mobile payment solution integrated into the Walmart app. It allows customers to purchase using their smartphones by linking their credit or debit cards and scanning a QR code at checkout.
Credit and Debit Cards
Walmart accepts all major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Many cards support contactless payments via NFC technology, allowing quick and easy checkout by tapping your card on the terminal.
Gift Cards
Walmart gift cards can be used for both in-store and online purchases. They are convenient for gifting and budgeting, as they can be preloaded with a specific amount and used until the balance is exhausted.
PayPal
Walmart accepts PayPal for online purchases. Customers can use their PayPal balance, linked bank accounts, or credit cards for secure transactions.
Cash
Cash is a reliable option for in-store purchases. Customers can use cash at regular checkouts and self-checkout kiosks.
Affirm
Walmart offers financing through Affirm, allowing customers to pay for larger purchases over time with fixed monthly payments. This option is ideal for managing the cost of big-ticket items.
Walmart Credit Card
The Walmart Credit Card provides cashback rewards on purchases made at Walmart and its associated entities, as well as special financing offers.
Walmart MoneyCard
The Walmart MoneyCard is a reloadable prepaid card that can be used at Walmart anywhere Visa or MasterCard is accepted. It offers features like direct deposit and cashback rewards.
Electronic Benefits Transfer (EBT)
Walmart accepts EBT for eligible items, making it accessible for those utilizing food assistance programs to purchase essential groceries.
Capital One Walmart Rewards Card
This card offers cashback on purchases made at Walmart, Walmart.com, and Walmart Fuel Stations. It also rewards dining and travel expenses, making it a valuable option for frequent Walmart shoppers.
How to Set Up and Use Walmart Pay?
1. Download the Walmart App:
The Walmart app is free and available for download on the Apple App Store (iOS devices) and Google Play Store (Android devices).
2. Sign In or Create an Account:
If you already have a Walmart account, simply sign in using your username and password.
You'll need to create a new account if you're new to Walmart. This is a quick and easy process that can be done within the app.
3. Add a Payment Method:
Once logged in, navigate to the "Wallet" section of the app. Depending on the app version, this might also be labeled "Walmart Pay."
Select "Add Payment Method" and follow the instructions to link your credit card, debit card, or Walmart gift card to Walmart Pay.
You can add multiple payment methods to your Walmart Pay account and choose your preferred option at checkout.
4. Use Walmart Pay in Store:
When you're ready to pay at a Walmart store, open the Walmart app and select "Walmart Pay."
A barcode (QR code) will appear on your phone screen.
Hold your phone near the QR code scanner at the checkout register and wait for a confirmation beep or message.
You may be prompted to enter your four-digit Walmart Pay PIN or use fingerprint/facial recognition (if enabled) for additional security.
Once confirmed, your payment is complete, and you'll receive a digital receipt in the app.
Using Apple Wallet at Walmart
Download the Walmart App
Download the Walmart app from the App Store if you still need to.
Add Your Apple Wallet Card to Walmart Pay
Open the Walmart app and log in to your account.
Find the section for Wallet or Payment Methods (this may vary slightly depending on the app version).
Look for an option to "Add Payment Method" or similar.
Choose "Credit/Debit Card" as the payment type.
Enter your card details from your Apple Wallet.
Follow the on-screen instructions to complete adding your card.
Tip: You can scan your physical card with your phone's camera instead of manually typing the information.
Pay Using Walmart Pay at Checkout:
Once at Walmart, open the Walmart app and access the Walmart Pay section.
You might see a barcode or QR code on your phone screen.
At checkout, either at the self-checkout kiosk or with a cashier, scan the Walmart Pay barcode using the store scanner.
Choose the card you want to use from your linked Apple Wallet cards (if you have added multiple cards).
Confirm the payment and complete your purchase.
Conclusion
While Walmart does not currently accept Apple Pay, it offers a robust alternative with Walmart Pay, its proprietary mobile payment solution. This decision allows Walmart to maintain control over transaction data, minimize fees, and enhance the shopping experience for its customers. Understanding the available payment options at Walmart ensures a seamless and efficient checkout process, whether you're shopping in-store, online, or at a Walmart gas station. As consumer preferences evolve, Walmart may revisit its stance on Apple Pay, but for now, Walmart Pay and other accepted methods provide a convenient and secure way to shop. By staying informed about these options, you can maximize your shopping experience at Walmart.
FAQs
Can I Use Apple Pay at Walmart?
No, you cannot use Apple Pay at Walmart for any purchase, whether in-store, online, or at self-checkout kiosks. Walmart has focused on developing and promoting its payment system, Walmart Pay, which integrates seamlessly with the Walmart app and is designed to provide a streamlined shopping experience.
Does Walmart Accept Apple Pay in Store?
No, Walmart does not accept Apple Pay in any of its stores. This includes all in-store purchases, whether you're shopping for groceries, electronics, or other items. Customers are encouraged to use Walmart Pay or other accepted payment methods such as credit/debit cards, cash, or gift cards.
Does Walmart Gas Station Take Apple Pay?
No, Walmart gas stations, often branded as Walmart Fuel Stations, do not accept Apple Pay. Instead, you can use Walmart Pay, credit/debit cards, or other accepted payment methods at these locations. This ensures consistency across all Walmart services, reinforcing the use of their payment solution.
Can I Use Apple Pay at Walmart Self Checkout?
Apple Pay is not an accepted payment method at Walmart's self-checkout kiosks. If you prefer a contactless payment option, you can use Walmart Pay, designed to work seamlessly with self-checkout systems. To use Walmart Pay, simply scan the QR code displayed on the screen at the self-checkout kiosk using the Walmart app.
Does Walmart Accept Apple Cash?
No, Walmart does not directly accept Apple Cash. However, there is a workaround. You can transfer your Apple Cash balance to a debit card linked to your Apple Wallet and then use that debit card as a payment method through Walmart Pay. This allows you to use your Apple Cash for purchases at Walmart indirectly.
Can I Pay with Apple Pay at Walmart?
No, you cannot pay with Apple Pay at Walmart. Walmart has chosen to focus on its digital payment solution, Walmart Pay, which offers similar convenience and security. By using Walmart Pay, customers can enjoy a smooth checkout experience and the added benefits of integrating their payment methods within the Walmart app.
Why Doesn't Walmart Accept Apple Pay?
Walmart's decision not to accept Apple Pay is strategic. The company can control transaction data and maintain customer insights by promoting Walmart Pay. This data is valuable for understanding purchasing behaviors and improving services. Additionally, Walmart avoids the fees associated with Apple Pay transactions, which can help keep prices lower for customers.
Does Walmart Have Tap to Pay?
Yes, Walmart supports tap-to-pay options for credit and debit cards equipped with NFC technology. Additionally, Walmart Pay provides a contactless payment solution through the Walmart app. To use Walmart Pay, simply open the app, select Walmart Pay, and scan the QR code at the register or self-checkout kiosk to complete your purchase. This allows for a quick and convenient checkout process without needing to handle your payment card physically.
Does Walmart Take Apple Pay Online?
Walmart’s online store does not accept Apple Pay. For online purchases, customers must use other payment options, such as credit/debit cards, PayPal, or Walmart Pay.
