The Chase Sapphire Reserve® card does give high credit limits, as it comes with a minimum credit limit of $10,000. Additionally, some Chase Sapphire Reserve cardholders have reported getting credit limits as high as $80,000.
The actual limit that any individual cardholder will get depends largely on their credit score and income. The higher a person’s income and credit score are, the higher their credit limit is likely to be.
Keep in mind that the starting credit limit you get on the Chase Sapphire Reserve card won’t necessarily be the credit limit you have forever, as you can get credit limit increases. It’s a good rule of thumb to wait until you have at least six consecutive months of on-time payments before you ask for a credit limit increase. You may also receive automatic credit limit increases as issuer periodically reviews your account.
This answer was last updated on 07/30/24 and it was first published on 06/20/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
